M&T Bank Corporation (NYSE:MTB) Q4 2021 Earnings Conference Call January 20, 2021 11:00 AM ET Company Participants Brian Klock - Head of Markets and IR Donald MacLeod - Director, IR Darren J. King - EVP & CFO Conference Call Participants John Pancari - Evercore ISI Ken Usdin - Jefferies Gerard Cassidy - RBC Capital Markets Christopher Spahr - Wells Fargo Dave Rochester - Compass Point Ebrahim Poonawala - Bank of America Erika Najarian - UBS Matt O'Connor - Deutsche Bank Operator Good morning and welcome to ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 New York 16-0968385 (State or other jurisdiction of incorporation or organization) One M & T Plaza Buffalo, New York 14203 (Address of principal executive offices) (Zip Code) (I.R.S. Employer Identification No.) or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHA ...

M&T Bank Corporation (NYSE:MTB) Q3 2021 Earnings Conference Call October 20, 2021 11:00 AM ET Company Participants Donald MacLeod - Administrative VP, Assistant Secretary & Director, IR Darren King - EVP & CFO Conference Call Participants Gerard Cassidy - RBC Capital Markets Matthew O'Connor - Deutsche Bank John Pancari - Evercore ISI Frank Schiraldi - Piper Sandler Kenneth Usdin - Jefferies Bill Carcache - Wolfe Research Christopher Spahr - Wells Fargo Operator Good day, and thank you for standing by. W ...

M&I Bank Corporation | --- | --- | |-------------------|----------------------------------| | | | | INVESTOR CONTACT: | Donald J. MacLeod (716) 842-5138 | | MEDIA CONTACT: | Maya Dillon (212) 415-0557 | FOR IMMEDIATE RELEASE: October20, 2021 M&T BANK CORPORATION ANNOUNCES THIRD QUARTER RESULTS BUFFALO, NEW YORK -- M&T Bank Corporation ("M&T") (NYSE: MTB) today reported its results of operations for the quarter ended September 30, 2021. GAAP Results of Operations. Diluted earnings per common share measured i ...

Investor Update | Third Quarter 2021 Disclaimer | --- | --- | |----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2021 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 1-9861 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York 16-0968385 (State or other jurisdiction of incorporation or organization) One M & T Pl ...

M&T Bank Corp (NYSE:MTB) Q2 2021 Earnings Conference Call July 21, 2021 11:00 AM ET Company Participants Donald MacLeod - Administrative VP, Assistant Secretary & Director, IR Darren King - EVP & CFO Brian Klock - SVP Conference Call Participants Ebrahim Poonawala - Bank of America Merrill Lynch Ken Zerbe - Morgan Stanley John Pancari - Evercore ISI Ken Usdin - Jefferies Bill Carcache - Wolfe Research Gerard Cassidy - RBC Capital Markets Christopher Spahr - Wells Fargo Securities David Rochester - Compass P ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2021 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 1-9861 M&T BANK CORPORATION (Exact name of registrant as specified in its charter) New York 16-0968385 (State or other jurisdiction of incorporation or organization) One M & T P ...

M&T Bank Corporation (NYSE:MTB) Q1 2021 Earnings Conference Call April 19, 2021 11:00 AM ET Company Participants Don MacLeod - Director of Investor Relations Ren?? Jones - Chief Executive Officer Michael Spychala - Corporate Controller Conference Call Participants Ken Zerbe - Morgan Stanley John Pancari - Evercore ISI Dave Rochester - Compass Point Gerard Cassidy - RBC Matt O'Connor - Deutsche Bank Bill Carcache - Wolfe Research Peter Winter - Wedbush Securities Ken Usdin - Jeffries Erika Najarian - Bank of ...

Summary of M&T Bank and People's United Merger Announcement Conference Call Industry and Company Overview - **Industry**: Banking and Financial Services - **Companies Involved**: M&T Bank Corporation (NYSE: MTB) and People's United Financial Core Points and Arguments 1. **Merger Announcement**: M&T Bank Corporation and People's United Financial announced a definitive merger agreement, which is expected to create the 11th largest U.S. commercial bank holding company by assets and market capitalization [doc id='7'][doc id='29'] 2. **Geographic Footprint**: The combined company will have a significant presence in the Northeast and Mid-Atlantic regions, covering over 20% of the U.S. population and 25% of GDP, with a compact branch network [doc id='8'][doc id='16'] 3. **Complementary Strengths**: The merger is seen as a strategic move to leverage complementary strengths, including deposit shares, product offerings, and credit cultures, enhancing the overall stability and growth potential of the combined entity [doc id='9'][doc id='10'] 4. **Financial Metrics**: The transaction is expected to be immediately accretive to tangible book value per share, with double-digit EPS accretion anticipated on a fully phased-in basis and an internal rate of return (IRR) above 18% [doc id='12'][doc id='18'] 5. **Cultural Alignment**: Both organizations share a commitment to customer service and community involvement, which is expected to enhance the combined company's reputation and operational efficiency [doc id='11'][doc id='27'] Additional Important Content 1. **Transaction Structure**: The merger will involve a 100% stock consideration, with People's United shareholders receiving 0.118 shares of M&T common stock for each People's United share [doc id='13'] 2. **Cost Savings and Synergies**: The merger is projected to generate approximately $330 million in cost savings, with potential for additional savings as operations are integrated [doc id='52][doc id='54'] 3. **Credit Quality**: Both banks have maintained strong credit quality, with lower credit losses compared to peers, which is expected to result in a modest credit mark during the merger [doc id='23'] 4. **Community Commitment**: M&T has a long-standing commitment to community development, with significant charitable contributions and employee volunteerism, which will continue post-merger [doc id='27][doc id='28'] 5. **Market Positioning**: The merger is positioned as a growth opportunity rather than merely a cost-cutting exercise, with plans to expand services and product offerings to existing customer bases [doc id='55][doc id='59] Conclusion The merger between M&T Bank and People's United Financial is framed as a strategic growth opportunity that enhances market presence, operational efficiency, and community commitment while maintaining strong financial metrics and credit quality. The integration is expected to yield significant synergies and cost savings, positioning the combined entity for long-term success in the banking sector.