Core Points - M&T Bank Corporation plans to announce its first quarter 2025 earnings results on April 14, 2025, before the market opens [1] - A conference call and webcast will follow the earnings release at 8:00 a.m. (ET) to discuss the results [1] - The conference call will be accessible to both domestic and international callers [2] Company Overview - M&T Bank Corporation is a financial holding company based in Buffalo, New York, with a banking network across the eastern U.S. [4] - The principal banking subsidiary, M&T Bank, offers a range of banking products and services [4] - Trust-related services are provided by M&T's Wilmington Trust-affiliated companies and M&T Bank in select markets [4]

Core Insights - M&T Bank has appointed Carmen Magistro as the Northern Pennsylvania Regional President, expanding his role to enhance the bank's community presence and customer service [1][2] - Magistro has over 22 years of experience in the financial services industry, with a focus on commercial banking, and has been with M&T Bank since 2009 [3] Company Overview - M&T Bank Corporation is headquartered in Buffalo, New York, and operates a branch and ATM network across the eastern U.S., from Maine to Virginia and Washington, D.C. [5] - The bank has a strong presence in Northern Pennsylvania, with 34 branches and over 45 ATMs serving various communities [4] Leadership and Community Engagement - Magistro will collaborate with the Community Bank leadership team while overseeing commercial banking operations, succeeding Phil Johnson who is retiring at the end of 2024 [2] - His commitment to local communities is highlighted by his involvement with organizations such as the Greater Wilkes Barre Chamber of Commerce and United Way of Wyoming Valley [3]

Core Insights - M&T Bank's Chairman and CEO René Jones emphasizes the importance of managing liquidity, prudent capital allocation, and transparency as fundamental principles for the bank's growth and customer service [1] - The bank remains focused on these fundamentals as a guiding force in an evolving industry, recognizing the interconnectedness of banks, credit unions, insurance firms, and private credit providers [1] - Jones expresses appreciation for M&T Bank's employees, highlighting their role in fostering a positive environment for both staff and customers, which is essential for future growth [1] Company Performance - M&T Bank reported strong financial results in 2024, outperforming peer banks [3] - The bank's operating model and persistent approach are credited for its success, with ongoing investments in strategic initiatives aimed at future growth [3] Industry Context - The letter discusses the impact of bank stress tests on the growth of private credit firms, which may create unintended systemic risks [3] - A recommendation is made for the Federal Reserve to introduce new tools that provide liquidity to markets beyond its current scope [3]

Core Insights - M&T Bank has been recognized as a top bank for its commitment to serving small-business and middle-market customers by Crisil Coalition Greenwich [1][2] - The bank received 13 "Best Bank" awards in 2025 for excellence in small business and middle market banking [2] - Since 2011, M&T Bank has earned a total of 179 Coalition Greenwich Awards, showcasing its strong reputation in customer service for small-business and middle-market clients [4] Small Business Banking - M&T Bank has been awarded for various aspects of small business banking, including satisfaction with relationship managers, customer service, ease of making payments, and product capabilities in cash management [6] - The bank's focus on long-term relationships and trust has been highlighted as a key strength in its small business banking services [6] Middle Market Banking - M&T Bank has also received recognition for its middle market banking services, particularly in valuing long-term relationships and satisfaction with relationship managers [6] - The bank's commitment to supporting middle-market businesses is emphasized as part of its community banking foundation [5]

Core Viewpoint - M&T Bank Corporation has declared a quarterly cash dividend of $1.35 per share on its common stock, payable on March 31, 2025, to shareholders of record as of March 3, 2025 [1]. Company Overview - M&T Bank Corporation is a financial holding company based in Buffalo, New York [2]. - The principal banking subsidiary, M&T Bank, offers banking products and services through a branch and ATM network that extends across the eastern United States, from Maine to Virginia and Washington, D.C. [2]. - Trust-related services are provided in select markets in the U.S. and internationally by M&T's Wilmington Trust-affiliated companies and M&T Bank [2].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 __________________________________________________________________________________ Form 10-K __________________________________________________________________________________ x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2024 Commission file number 1-9861 _________________________________________________________________________________ M&T BANK CORPORATION ...

BUFFALO, N.Y., Feb. 6, 2025 /PRNewswire/ -- M&T Bank Corporation ("M&T") (NYSE:MTB) will participate in the RBC Financial Institutions Conference being held in New York City. Representatives of M&T are scheduled to deliver a presentation to investors and analysts on March 5, 2025, at 1:20 p.m. (ET).A link to the webcast will be available at https://ir.mtb.com/events-presentations. The webcast may contain material information as well as forward-looking information, and cautionary statements regarding such fo ...

Whether it's through stocks, bonds, ETFs, or other types of securities, all investors love seeing their portfolios score big returns. However, when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments.While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is the distribution of a company's earnings paid out to shareholders; it's often viewed by its dividend yie ...

Core Viewpoint - M&T Bank has appointed Neeraj Singh as the new Chief Risk Officer, effective January 31, 2025, succeeding Mike Todaro, who is set to retire in Q1 2025 [1][2][3] Group 1: Appointment Details - Neeraj Singh brings over 20 years of experience in risk management and financial services, previously serving as Chief Risk Officer at USAA [2][3] - Singh will oversee M&T Bank's risk management strategies and report to CEO René Jones and Bob Sadler, Chairman of the Board of Directors Risk Committee [4] Group 2: Leadership Transition - Mike Todaro has been a significant figure in M&T's growth, enhancing risk management capabilities since becoming CRO in 2021 [5] - Todaro has a nearly 30-year career at M&T Bank, during which he also led the Mortgage and Consumer Lending businesses [5] Group 3: Company Background - M&T Bank Corporation is headquartered in Buffalo, New York, providing banking products and services across the eastern U.S. [6]

Core Viewpoint - M&T Bank Corporation has authorized a new share repurchase program to buy back up to $4.0 billion of its common stock, replacing the previous $3.0 billion program from July 2022 [1][2]. Group 1: Share Repurchase Program - The new share repurchase program allows M&T to repurchase shares on the open market or through privately negotiated transactions [1]. - The previous $3.0 billion share repurchase program is terminated effective January 22, 2025 [1]. - The exact number of shares, timing, and terms for the repurchases will be at M&T's discretion and subject to regulatory limitations [2]. Group 2: Management Commentary - Daryl Bible, M&T's Chief Financial Officer, emphasized the company's commitment to responsibly managing shareholders' capital while supporting customers and communities [2]. - The strong earnings and solid capital position of M&T enable the company to return surplus capital to investors while continuing to invest in its business [2]. Group 3: Company Overview - M&T Bank is a financial holding company headquartered in Buffalo, New York, with a banking network across the eastern U.S. [3]. - The principal banking subsidiary, M&T Bank, offers a range of banking products and services, including trust-related services in select markets [3].