Condensed Interim Consolidated Financial Statements Nuvei Corporation (Unaudited) For the three and nine months ended September 30, 2021 and 2020 (in thousands of US dollars) Table of Contents | | Pages | | --- | --- | | Condensed Interim Consolidated Financial Statements | 2 | | Consolidated Statements of Financial Position | 2 | | Consolidated Statements of Profit or Loss and Comprehensive Income or Loss | 4 | | Consolidated Statements of Cash Flows | 5 | | Consolidated Statements of Changes in Equity | 6 ...

1 Third Quarter 2021 Presentation November 5th, 2021 Disclaimer Forward Looking Statements This presentation includes "forward looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended (the "Securities Act"), and Section 21E of the Securities Exchange Act of 1934, as amended (the "Exchange Act"). Forward-looking statements may be identified by the use of words such as "forecast," "intend," "seek," "target," "anticipate," "believe," "expect," "estimate," "plan," "outlook ...

Paya Holdings Inc. (PAYA) Q3 2021 Earnings Conference Call November 5, 2021 8:00 AM ET Â Company Participants Matt Humphries - Head of IR Jeff Hack - CEO Glenn Renzulli - CFO Conference Call Participants Bob Napoli - William Blair David Togut - Evercore ISI John Davis - Raymond James Timothy Chiodo - Credit Suisse Peter Heckmann - Davidson Andrew Jeffrey - Truist Securities Joseph Vafi - Canaccord Genuity Mike Grondahl - Northland Securities Josh Siegler - Cantor Fitzgerald James Faucette - Morgan Stanley O ...

1 Second Quarter 2021 Presentation August 6th, 2021 Disclaimer Forward Looking Statements This presentation includes "forward looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended (the "Securities Act"), and Section 21E of the Securities Exchange Act of 1934, as amended (the "Exchange Act"). Forward-looking statements may be identified by the use of words such as "forecast," "intend," "seek," "target," "anticipate," "believe," "expect," "estimate," "plan," "outlook, ...

Financial Data and Key Metrics Changes - Total volume increased by 146% to $21.9 billion, with revenue growing by 114% to $178.2 million and adjusted EBITDA rising by 112% to $79.4 million [11][31][35] - Gross margin decreased to 81.4% from 83.7% due to acquisitions with higher costs [34] - Net income for the quarter was $38.9 million or $0.26 per diluted share, compared to $14 million or $0.15 per diluted share in Q2 2020 [36] Business Line Data and Key Metrics Changes - E-commerce volume constituted approximately 84% of total volume, slightly down from 87% in Q1 2021 due to seasonality [32] - Small business customer volume grew 24% sequentially over Q1 2021 [32] Market Data and Key Metrics Changes - North America total volume was $10.2 billion, up 160%; EMEA was $10.9 billion, up 135%; APAC and LATAM were each $0.4 billion, up 110% and 105% respectively [11] Company Strategy and Development Direction - The company focuses on geographic expansion, product innovation, and increasing wallet share with existing customers [12][20] - Strategic partnerships, such as with Plaid, enhance connectivity to financial institutions and improve customer payment experiences [17] - The company is preparing to expand North American payout capabilities with Visa Direct and Mastercard Send [18] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in continued growth momentum and raised the financial outlook for 2021, expecting total volume between $88 billion and $91 billion [26][41] - The company is in an investment phase, expecting adjusted EBITDA margins to expand to over 50% in the long term [45] Other Important Information - The company completed the acquisition of Mazooma and is preparing for the acquisition of Simplex, which is expected to enhance capabilities and customer wallet share [27][43] - The company has filed an application with NASDAQ for a dual listing to increase brand awareness and market liquidity [27][28] Q&A Session Summary Question: Medium-term growth perspective - Management clarified that the 30% growth target is annualized and reflects internal targets [50][51] Question: M&A pipeline and outperformance - Management noted a selective approach to M&A and highlighted strong performance driven by new product adoption and customer engagement [52][56] Question: Medium-term revenue outlook - Management confirmed that the medium-term revenue outlook is fully organic [63] Question: EBITDA margins long-term outlook - Management expects EBITDA margins in the low 40s in the near term, with potential expansion beyond 50% in the long term [66] Question: Trends across geographies and verticals - Management indicated that travel is a vertical with potential growth, but overall momentum remains strong [85] Question: Overall financial leverage - Management reported a strong cash position and low leverage, with expectations of approximately one time post-acquisitions [39][128]

Nuvei Corp. (NUVCF) Q1 2021 Earnings Conference Call May 10, 2021 8:30 AM ET Company Participants Anthony Gerstein - Vice President & Head of Investor Relations Philip Fayer - Chair & Chief Executive Officer David Schwartz - Chief Financial Officer & Corporate Secretary Conference Call Participants Sanjay Sakhrani - KBW Georgios Mihalos - Cowen & Company Matthew O'Neill - Goldman Sachs Craig Maurer - Autonomous Research Timothy Chiodo - Credit Suisse Ashwin Shirvaikar - Citi John Davis - Raymond James Paul ...

PAYMENT TECHNOLOGY PARTNER First Quarter 2021 Earnings Supplement May 10, 2021 Disclair General All references in this presentation to "Nuve", the "Company," twe," "our," "us" or similar terms refer to Nuvei Corporation, bogether with its subsidiaries. All references dollars" are to United States dollars and all referencesto "C$" are to Canadian dollars. Non-IFRS Measures Nuvel's unaucificel condensed interin consolidated financial statements have been prepared in accordance with HFRS s s'sued by the Intern ...