CPI Card Group Inc. (NASDAQ:PMTS) Q2 2022 Earnings Conference Call August 8, 2022 9:00 PM ET Company Participants Mike Salop - Head of Investor Relations Scott Scheirman - President and Chief Executive Officer Amintore Schenkel - Chief Financial Officer Conference Call Participants Jaeson Schmidt - Lake Street Operator Hello. And welcome to CPI Card Group's Second Quarter 2022 Earnings Conference Call. My name is Alex, and I will be coordinating the call today. [Operator Instructions]. I would now like to ...

| --- | --- | |-----------------------|----------------| | | | | | | | | | | | | | Investor Presentation | | | | | | | | | Second Quarter 2022 | | | | August 8, 2022 | | | | The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC. Cautionary Statements Forward Looking Statements Certain statements and information in this presentation (as well as information included in other written or oral statements we make from time to time) may c ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 For the Quarterly Period Ended June 30, 2022. or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Transition Period from to Commission File Number: 001-37584 CPI Card Group Inc. (Exact name of the registrant as specified in its charter) Delaware 26-0344657 ...

CPI Card Group Inc. (NASDAQ:PMTS) Q1 2022 Results Conference Call May 5, 2022 9:00 AM ET Company Participants Mike Salop - Head of Investor Relations Scott Scheirman - President and Chief Executive Officer Amintore Schenkel - Chief Financial Officer Conference Call Participants Jaeson Schmidt - Lake Street Kartik Mehta - Northcoast Research Operator Welcome to CPI Card Group's First Quarter 2021 Earnings Call. My name is Charlotte, and I will be your operator today. [Operator Instructions]. Now I would lik ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ Quarterly Report Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 For the Quarterly Period Ended March 31, 2022. or ☐ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Transition Period from to Commission File Number: 001-37584 CPI Card Group Inc. (Exact name of the registrant as specified in its charter) Delaware 26-0344657 (State or ...

Investor Presentation Fourth Quarter 2021 March 8, 2022 The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC. Cautionary Statements Forward Looking Statements Certain statements and information in this presentation (as well as information included in other written or oral statements we make from time to time) may contain or constitute "forward‐looking statements" within the meaning of the Private Securities Litigation Reform Act o ...

CPI Card Group Inc. (NASDAQ:PMTS) Q4 2021 Results Conference Call March 8, 2022 9:00 AM ET Company Participants Mike Salop - Head of Investor Relations Scott Scheirman - President and Chief Executive Officer Amintore Schenkel - Chief Financial Officer Conference Call Participants Jason Schmidt - Lake Street Joseph Thomas - Voya Investment Bill Charters - Sabal Capital Operator Welcome to the CPI Card Group’s Fourth Quarter 2021 Earnings Call. My name is Bailey, and I will be coordinator for today. The call ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES AND EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period from to Commission File Number 001-37584 CPI Card Group Inc. (Exact name of the registrant as specified in its charter) Delaware 26-0344657 (State ...

Investor Presentation Third Quarter 2021 November 5, 2021 Forward Looking Statements Certain statements and information in this presentation (as well as information included in other written or oral statements we make from time to time) may contain or constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The words "believe," ...

Financial Data and Key Metrics Changes - Net sales increased by 20% year-over-year to $99.6 million in Q3 2021, with net income rising 14% to $6.6 million and adjusted EBITDA increasing 23% to $21.5 million [10][12][25] - Diluted earnings per share rose to $0.56 from $0.52 in Q3 2020, reflecting strong year-to-date cash flow and a strengthened balance sheet with approximately $21 million in cash and no borrowings [12][25] Business Line Data and Key Metrics Changes - The debit and credit segment saw a 21% increase in net sales to $76.1 million in Q3 2021, driven by the transition to contactless cards and new customer growth [21][32] - The prepaid debit segment experienced a 14% increase in net sales to $23.5 million in Q3 2021, supported by higher volumes with existing customers [21][33] Market Data and Key Metrics Changes - The U.S. contactless conversion penetration is expected to reach approximately 40% by the end of 2021, with projections of 80% by the end of 2025 [21] - CPI has gained overall market share in the U.S. prepaid debit open loop market, achieving a compounded annual growth rate of over 10% from 2018 to 2020 [16] Company Strategy and Development Direction - The company aims to be the partner of choice in payment solutions by focusing on high-quality products and customer service while maintaining a competitive business model [13][42] - CPI is investing in Eco-focused solutions, having sold over 40 million Eco-focused cards since 2019, responding to increasing environmental concerns [15] Management's Comments on Operating Environment and Future Outlook - Management acknowledged challenges from global supply chain constraints and labor shortages but emphasized the resilience of the business during the pandemic [18] - The company expects fourth quarter sales growth and profit margins to be weaker than the first nine months but anticipates strong growth in net sales and profitability for the full year [30][40] Other Important Information - The company identified material weaknesses in internal controls over financial reporting and is in the process of enhancing these controls [37][38] - An effective S-3 shelf registration was filed with the SEC, allowing the company to access growth capital opportunistically [39] Q&A Session Summary Question: What are the expectations for fourth quarter performance? - Management expects fourth quarter sales growth and profit margins to be weaker than the first nine months due to increased costs and operational impacts [30] Question: How is the company addressing supply chain challenges? - The company is responding by hiring additional labor, investing in equipment, and implementing selective price increases while managing supply chain and inventory carefully [30]