UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q (Mark One) For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to _______ Commission File Number 0-22193 (Exact name of registrant as specified in its charter) Delaware 33-0743196 (State or other jurisdiction of incorporation or organization) (I.R.S Employer Identification No.) ☒ QUARTERLY REPORT PURSUANT ...

Pacific Premier Bancorp, Inc. (NASDAQ:PPBI) Q2 2023 Earnings Conference Call July 27, 2023 12:00 PM ET Company Participants Steven Gardner - Chairman, President and Chief Executive Officer Ronald Nicolas - Senior Executive Vice President and Chief Financial Officer Conference Call Participants Andrew Leischner - KBW Matthew Clark - Piper Sandler Andrew Terrell - Stephens Operator Good day, and welcome to the Pacific Premier Bancorp Second Quarter 2023 Conference Call. All participants will be in listen-only ...

Pacific Premier Bancorp Inc. (NASDAQ:PPBI) Q1 2023 Results Conference Call April 27, 2023 12:00 PM ET Company Participants Steven Gardner - Chairman, President and CEO Ronald Nicolas - Senior EVP and CFO Conference Call Participants Matthew Clark - Piper Sandler Chris McGratty - KBW Gary Tenner - D.A. Davidson Andrew Terrell - Stephens Operator Good day, everyone, and welcome to the Pacific Premier Bancorp Q1 2023 Conference Call. [Operator Instructions] Please also note today's event is being recorded. An ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to _______ Commission File Number 0-22193 (Exact name of registrant as specified in its charter) Delaware 33-0743196 (State or other jurisdiction of inc ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-K ANNUAL REPORT PURSUANT TO SECTION 13 OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 Commission File No.: 0-22193 (Exact name of registrant as specified in its charter) Delaware 33-0743196 (State of Incorporation) (I.R.S. Employer Identification No) 17901 Von Karman Avenue, Suite 1200, Irvine, California 92614 (Address of Principal Executive Offices and Zip Code) Registrant's telephone number, ...

Pacific Premier Bancorp, Inc. (NASDAQ:PPBI) Q4 2022 Earnings Conference Call January 26, 2023 12:00 PM ET Company Participants Steve Gardner - Chairman & Chief Executive Officer Ron Nicolas - Chief Financial Officer Conference Call Participants David Feaster - Raymond James Matthew Clark - Piper Sandler Andrew Leischner - KBW Andrew Terrell - Stephens Gary Tenner - D.A. Davidson Operator Good morning, and welcome to the Pacific Premier Bancorp Fourth Quarter 2022 Conference Call. All participants will be in ...

Investor Presentation Fourth Quarter 2022 January 26, 2023 Steve Gardner Chairman, Chief Executive Officer, & President sgardner@ppbi.com 949-864-8000 Ronald J. Nicolas, Jr. Sr. EVP & Chief Financial Officer rnicolas@ppbi.com 949-864-8000 PACIFIC PREMIER BANCORP, INC. FORWARD LOOKING STATEMENTS AND WHERE TO FIND MORE INFORMATION Forward Looking Statements This investor presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 regarding the ...

Financial Performance - Net income for the three months ended September 30, 2022, was $73.36 million, a decrease of 18.6% compared to $90.09 million for the same period in 2021[12]. - Basic earnings per share for the three months ended September 30, 2022, was $0.77, compared to $0.95 for the same period in 2021, reflecting a decline of 18.9%[12]. - Comprehensive income for the nine months ended September 30, 2022, was $(63.181) million, a significant decline from $195.942 million for the same period in 2021[14]. - Net income for the nine months ended September 30, 2022, was $210,070, a decrease of 16.6% compared to $255,058 for the same period in 2021[23]. - The company reported a provision for credit losses of $1.08 million for the three months ended September 30, 2022, compared to a reversal of $19.73 million for the same period in 2021[12]. Asset and Equity Changes - Total assets increased to $21.62 billion as of September 30, 2022, compared to $21.09 billion at December 31, 2021, reflecting a growth of 2.5%[10]. - Total stockholders' equity decreased to $2.74 billion as of September 30, 2022, from $2.89 billion at December 31, 2021, a decline of 5.2%[10]. - The total stockholders' equity as of September 30, 2022, was $2.735 billion, a decrease from $2.886 billion at the end of 2021[16]. Income and Expense Analysis - Net interest income before provision for credit losses was $181.11 million for the three months ended September 30, 2022, up from $169.07 million for the same period in 2021, representing an increase of 7.1%[12]. - Noninterest income totaled $20.16 million for the three months ended September 30, 2022, down from $30.10 million for the same period in 2021, a decrease of 33.1%[12]. - Total noninterest expense increased to $100.87 million for the three months ended September 30, 2022, compared to $96.04 million for the same period in 2021, an increase of 5.9%[12]. Credit Losses and Provisions - The allowance for credit losses decreased slightly to $195.55 million as of September 30, 2022, from $197.75 million at December 31, 2021[10]. - The company reported a provision for credit losses of $1,994, a significant improvement compared to a provision of $(56,228) in the prior year[23]. - The ACL for loans held for investment decreased by $526,000, attributed to $1.1 million in net charge-offs and a $546,000 provision for credit losses[169]. Loan Portfolio and Commitments - The total loan portfolio as of September 30, 2022, was $14.9 billion, an increase from $14.3 billion at December 31, 2021, with a net allowance for credit losses of $195.5 million[113]. - The Company reported total unfunded loan commitments of $2.82 billion as of September 30, 2022, compared to $2.51 billion at December 31, 2021[113]. - The largest aggregate outstanding balance of loans to one borrower was $257.3 million as of September 30, 2022, primarily comprised of an asset-based line of credit[119]. Investment Securities - The total amortized cost of AFS investment securities was $2,985.4 million with a fair value of $2,661.1 million as of September 30, 2022, reflecting a gross unrealized loss of $324.3 million[89]. - The Company reported a net unrealized loss on AFS investment securities of $324.3 million as of September 30, 2022, compared to a net unrealized loss of $4.7 million at December 31, 2021[92]. - The total investment securities, including both AFS and HTM, reached $4,370,984,000 with a fair value of $3,716,266,000 as of September 30, 2022[106]. Economic and Market Conditions - Economic forecasts used in the ACL model include scenarios for rising interest rates and ongoing inflationary pressures, impacting future cash flow expectations[162]. - Key economic variables influencing the ACL calculation include the U.S. unemployment rate, U.S. real GDP growth, and CRE prices[164]. Goodwill and Intangible Assets - As of September 30, 2022, the Company reported goodwill of $901.3 million, unchanged from December 31, 2021, with adjustments of $2.7 million related to the Opus acquisition recorded in 2021[173][174]. - Other intangible assets decreased to $59.0 million as of September 30, 2022, from $69.6 million at December 31, 2021, primarily due to amortization[175].

Pacific Premier Bancorp, Inc. (NASDAQ:PPBI) Q3 2022 Earnings Conference Call October 20, 2022 12:00 PM ET Company Participants Steven Gardner - Chairman and CEO Ronald Nicolas - CFO Conference Call Participants David Feaster - Raymond James Matthew Clark - Piper Sandler Andrew Leischner - KBW Gary Tenner - D.A. Davidson Andrew Terrell - Stephens Inc. Operator Good day and welcome to the Pacific Premier Third Quarter 2022 Earnings Conference Call. [Operator Instructions] Please note this event is being recor ...

Investor Presentation Third Quarter 2022 October 20, 2022 Steve Gardner Chairman, Chief Executive Officer, & President sgardner@ppbi.com 949-864-8000 Ronald J. Nicolas, Jr. Sr. EVP & Chief Financial Officer rnicolas@ppbi.com 949-864-8000 PACIFIC PREMIER BANCORP, INC. FORWARD LOOKING STATEMENTS AND WHERE TO FIND MORE INFORMATION Forward Looking Statements This investor presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 regarding the f ...