Use these links to rapidly review the document TABLE OF CONTENTS Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ý ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the year ended December 31, 2019 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to (I.R.S. Employer Identification Number) One Towne Square, Suite 1900 Southfield, Michigan 48076 ...

Sterling Bancorp, Inc. (Southfield, MI) (NASDAQ:SBT) Q2 2020 Earnings Conference Call July 31, 2020 11:00 AM ET Company Participants Larry Clark - IR Tom O'Brien - Chairman, CEO and President Conference Call Participants Anthony Polini - American Capital Partners Operator Good afternoon, and welcome to the Sterling Bancorp Inc. Second Quarter 2020 Conference Call. My name is Brandon, and I will be your operator today. At this time, all participants are in a listen-only mode. This call is being recorded and ...

Sterling Bancorp Inc (NASDAQ:SBT) Q4 2019 Results Conference Call January 29, 2020 5:00 PM ET Company Participants Larry Clark - Investor Relations Tom Lopp - President and Chief Executive Officer Steve Huber - Chief Financial Officer and Treasurer Michael Montemayor - President of Retail and Commercial Banking and Chief Lending Officer Conference Call Participants Aaron Deer - Piper Sandler Operator Good afternoon and welcome to the Sterling Bancorp Incorporated fourth quarter and year end 2019 earnings co ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-38290 Sterling Bancorp, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of ( ...

Q3 2019 Earnings Conference Call October 24, 2019 Forward-Looking Statements and Associated Risk Factors We make statements in this presentation regarding our outlook or expectations for earnings, revenues, expenses and/or other matters regarding or affecting us that are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are typically identified by words such as "believe," "expect," "anticipate," "intend," "outlook," "target," "e ...

Sterling Bancorp, Inc. (Southfield, MI) (NASDAQ:SBT) Q3 2019 Earnings Conference Call October 28, 2019 5:00 PM ET Company Participants Tony Rossi - Senior Vice President, Financial Profiles Gary Judd - Chairman and Chief Executive Officer Tom Lopp - President, Chief Financial Officer and Chief Operating Officer Michael Montemayor - President Commercial and Retail Banking and Chief Lending Officer Conference Call Participants Aaron James Deer - Sandler O’Neill + Partners, L.P. Matthew Clark - Piper Jaffray A ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-38290 Sterling Bancorp, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of (I.R.S ...

Sterling Bancorp, Inc. (Southfield, MI) (NASDAQ:SBT) Q2 2019 Earnings Conference Call July 29, 2019 5:00 PM ET Company Participants Larry Clark - Senior Vice President, Financial Profiles Gary Judd - Chairman and Chief Executive Officer Tom Lopp - President, Chief Financial Officer and Chief Operating Officer Michael Montemayor - President Commercial and Retail Banking and Chief Lending Officer Conference Call Participants Aaron Deer - Sandler O’Neill + Partners, L.P. Matthew Clark - Piper Jaffray Co. Antho ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2019 o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-38290 Sterling Bancorp, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of (I.R.S. ...

Sterling Bancorp, Inc. (Southfield, MI) (NASDAQ:SBT) Q1 2019 Earnings Conference Call April 29, 2019 5:00 PM ET Company Participants Allyson Pooley - Investor Relations Gary Judd - Chairman and Chief Executive Officer Thomas Lopp - President, Chief Financial Officer, Chief Operating Officer Michael Montemayor - President Retail and Commercial Banking, Chief Lending Officer Conference Call Participants Aaron Deer - Sandler O'Neill & Partners L.P Matthew Clark - Piper Jaffray & Co. Anthony Polini - American C ...