Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _____________________________________________________________________________ FORM 10-Q _____________________________________________________________________________ ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ...

Economic Conditions and Industry Challenges - The company is experiencing persistent inflationary pressures, but these are generally expected to decline in the near term due to easing supply chain constraints[65]. - Economic conditions that decrease shipping demand, such as public health crises, could exert downward pressure on rates and equipment utilization[65]. - The trucking industry is facing challenges in attracting and retaining qualified drivers, which may require the company to increase driver compensation and could adversely affect profitability[68]. - The company is subject to intense price competition in a fragmented industry, which could limit growth opportunities and reduce profitability[66]. - The company relies on fuel surcharge programs to mitigate the impact of diesel fuel price fluctuations, but these programs may not fully protect against rising costs[75]. - The average diesel price per gallon in the U.S. increased from $3.26 for fiscal year 2021 to $4.96 for fiscal year 2022, impacting operating costs[234]. Financial Performance - Operating revenues for the year ended December 31, 2022, were $6,604.4 million, an increase of 17.7% from $5,608.7 million in 2021[256]. - Net income for 2022 was $457.8 million, representing a 12.9% increase compared to $405.4 million in 2021[256]. - The company experienced a significant rise in operating expenses, totaling $6,004.0 million in 2022, up from $5,075.0 million in 2021, reflecting an 18.3% increase[256]. - Basic earnings per share for 2022 were $2.57, up from $2.28 in 2021, marking a 12.7% increase[256]. - Dividends per share increased to $0.32 in 2022 from $0.28 in 2021, reflecting a 14.3% increase[256]. - Cash and cash equivalents rose to $385.7 million in 2022, compared to $244.8 million in 2021, marking a 57.5% increase[259]. - Retained earnings increased significantly to $1,257.8 million in 2022, up from $857.8 million in 2021, reflecting a growth of 46.6%[260]. Acquisitions and Goodwill - The acquisition of deBoer Transportation, Inc. was completed for approximately $34.6 million, resulting in $7.7 million of goodwill recorded within the Truckload segment[300]. - The acquisition of Midwest Logistics Systems, Ltd. was completed for approximately $268.8 million, with $122.7 million of goodwill recorded, adjusted to $104.3 million as of December 31, 2022[304][309]. - Goodwill recorded as a result of acquisitions was $228.2 million as of December 31, 2022, down from $240.5 million in 2021[345]. - The company recorded a goodwill impairment charge of $10.6 million in 2021, with accumulated impairment charges totaling $53.2 million as of December 31, 2022[346]. Operational Risks and Challenges - The company has faced unionization efforts, which could lead to increased labor costs and operational disruptions if a significant number of associates opt for union representation[70]. - The company’s brand reputation is crucial for revenue generation, and any adverse publicity could negatively impact brand equity and financial results[73]. - The company is subject to risks from severe weather and climate events that could disrupt operations and increase costs, potentially harming financial results[84]. - The company operates under a dual-class stock structure, with the Schneider family controlling approximately 94% of the voting power, limiting influence from other shareholders[91]. - The company is involved in various legal proceedings, which could adversely affect financial condition and results of operations[113]. Sustainability and Environmental Compliance - The company aims to reduce per-mile CO2 emissions by 7.5% by 2025 and by 60% by 2035 as part of its sustainability goals[116]. - The company is under pressure to establish sustainability goals, particularly regarding decarbonization, which may impact investor and customer support[116]. - The company is subject to various environmental laws and regulations, which could result in substantial fines or penalties if violated[109]. Financial Management and Capital Requirements - The company has significant ongoing capital requirements, and any mismatch between capital investments and customer demand could adversely affect profitability[86]. - The effective tax rate may fluctuate due to changes in regulations and tax laws, which could impact future financial results[87]. - The company operates in a regulated industry, and non-compliance with regulations could materially affect business operations[107]. - The company relies on information technology systems, and disruptions could materially affect business operations and financial results[110]. Debt and Lease Obligations - The average interest rate on unsecured senior notes was 3.93% for 2022, compared to 3.61% for 2021[352]. - The Company entered into a new credit facility with a borrowing capacity of $250.0 million, potentially increasing to $400.0 million through November 2027[352]. - Scheduled future debt principal payments total $205.0 million, with $70.0 million due in 2023[352]. - Total net lease cost for the year ended December 31, 2022, was $41.5 million, an increase of 31.3% from $31.6 million in 2021[360]. - Future lease payments under operating leases total $73.0 million as of December 31, 2022, with the largest payment of $29.3 million due in 2023[364].

Schneider National, Inc. (NYSE:SNDR) Q4 2022 Earnings Conference Call February 2, 2023 10:30 AM ET Company Participants Steve Bindas - Director of IR Mark Rourke - President and CEO Stephen Bruffett - EVP and CFO Jim Filter - EVP and Group President, Transportation and Logistics Conference Call Participants Ravi Shanker - Morgan Stanley Ken Hoexter - Bank of America Jon Chappell - Evercore Scott Group - Wolfe Research Bert Subin - Stifel Jack Atkins - Stephens Chris Wetherbee - Citi Ariel Rosa - Credit Suis ...

Schneider National, Inc. (NYSE:SNDR) Q3 2022 Earnings Conference Call October 27, 2022 10:30 AM ET Company Participants Steve Bindas - Director of IR Mark Rourke - President and Chief Executive Officer Stephen Bruffett - Executive Vice President and Chief Financial Officer Conference Call Participants Jason Seidl - Cowen Bert Subin - Stifel Jack Atkins - Stephens Ken Hoexter - Bank of America Chris Wetherbee - Citigroup Ravi Shanker - Morgan Stanley Jon Chappell - Evercore Ariel Rosa - Credit Suisse Tom Wad ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _____________________________________________________________________________ FORM 10-Q _____________________________________________________________________________ ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition per ...

Schneider National, Inc. (NYSE:SNDR) Q2 2022 Earnings Conference Call July 28, 2022 10:30 AM ET Company Participants Steve Bindas - Director of IR Mark Rourke - President and Chief Executive Officer Stephen Bruffett - Executive Vice President and Chief Financial Officer Conference Call Participants Ravi Shanker - Morgan Stanley Jon Chappell - Evercore ISI Jack Atkins - Stephens Bert Subin - Stifel Bascome Majors - Susquehanna Todd Fowler - KeyBanc Ariel Rosa - Credit Suisse Jordan Alliger - Goldman Sachs To ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _____________________________________________________________________________ FORM 10-Q _____________________________________________________________________________ ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period f ...

SCHNEIDER Investor presentation Second quarter 2022 Investor relations contact information Steve Bindas, Director 920-357-SNDR investor@schneider.com Special Note Regarding Forward-Looking Statements This presentation, and certain information that management may discuss in connection with this presentation, contains forward-looking statements, within the meaning of the United States Private Securities Litigation Reform Act of 1995, which are intended to come within the safe harbor protection provided by suc ...

Schneider National, Inc. (NYSE:SNDR) Q1 2022 Results Earnings Conference Call April 28, 2022 10:30 AM ET Company Participants Steve Bindas - Director IR Mark Rourke - President & CEO Stephen Bruffett - EVP & CFO Conference Call Participants Jonathan Chappell - Evercore ISI Bert Subin - Stifel Kenneth Hoexter - BofA Securities Ravi Shanker - Morgan Stanley Jordan Alliger - Goldman Sachs Thomas Wadewitz - UBS Jack Atkins - Stephens Inc. Scott Group - Wolfe Research Christian Wetherbee - Citigroup Inc. Todd ...

Table of Contents (Exact Name of Registrant as Specified in Its Charter) _____________________________________________________________________________ UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _____________________________________________________________________________ FORM 10-Q _____________________________________________________________________________ ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended Ma ...