Core Points - StoneX Group Inc. will release its fiscal 2024 third quarter results on August 6, 2024, after market close [1] - A conference call to discuss the results will take place on August 7, 2024, at 9:00 a.m. Eastern Time [1] - The company operates a global financial services network, connecting various market participants through digital platforms and execution services [3] Company Overview - StoneX Group Inc. is a Fortune 500 company headquartered in New York City and listed on the Nasdaq Global Select Market [3] - The company serves over 54,000 commercial, institutional, and global payments clients, along with more than 400,000 retail accounts [3] - StoneX has over 4,400 employees and operates from more than 40 offices across five continents [3]

NEW YORK, July 31, 2024 (GLOBE NEWSWIRE) -- StoneX Group Inc. (NASDAQ: SNEX) today announced that it will release its fiscal 2024 third quarter results after the market close on Tuesday, August 6, 2024. Management will host a conference call on Wednesday, August 7, 2024 at 9:00 a.m. Eastern Time to review the Company's 2024 fiscal third quarter results. A live web cast of the conference call as well as additional information to review during the call will be made available in PDF form at https://www.stonex. ...

Group 1 - The article discusses the background and experience of Ernest Hoffman, a Crypto and Market Reporter for Kitco News, highlighting his 15 years in media and market news [1] - Hoffman established the broadcast division of CEP News in Montreal in 2007, creating a fast web-based audio news service and producing economic news videos [1] - He holds a Bachelor's degree in Journalism from Concordia University [1]

Group 1 - Ernest Hoffman is a Crypto and Market Reporter for Kitco News with over 15 years of experience in writing, editing, broadcasting, and producing for various media and cultural organizations [3] - Hoffman began his career in market news in 2007, establishing the broadcast division of CEP News in Montreal, Canada, and developing a fast web-based audio news service [3] - He has a Bachelor's degree with a specialization in Journalism from Concordia University [3]

— 100 vears — | --- | --- | |------------------------------------|-------| | | | | | | | Earnings Call: 2 nd Quarter 2024 | | | StoneX Group Inc. | | | May 8 th , 2024 | | The StoneX Group Inc. group of companies provides financial services worldwide, including physical commodities, securities, exchange-traded and over-the-counter derivatives, risk management, global payments and foreign exchange products, through its subsidiaries, in accordance with applicable law in the jurisdictions where services are pr ...

Financial Data and Key Metrics - Interest and fee income increased by 1% to $104.2 million due to higher interest rates [1] - Segment operating revenues increased by 15% and segment income increased by 14% YoY [2] - Retail segment operating revenues increased by 30%, leading to a $28.4 million increase in segment income to $33.2 million [3] - Trailing 12-month operating revenues increased by 74% with a 32% CAGR, and adjusted net income increased by 63% with a 28% CAGR [5] - Adjusted ROE remained above the 15% target despite a 53% increase in capital [5] - Operating revenues increased by 10% sequentially, with segment income up 16% [15] - Net income for the quarter was $53.1 million, a 27% increase YoY [61] Business Line Performance - Commercial segment income decreased by 17% due to a 9% decrease in operating revenues [2] - Retail segment income increased by 592% YoY, driven by a 30% increase in operating revenues and a $6.7 million decline in fixed expenses [15] - Payments segment operating revenues declined by 1%, but segment income increased by 55% due to a $10.3 million decline in fixed compensation [16] - Institutional segment operating revenues increased by 28%, translating to a 10% increase in segment income [94] Market Performance - FX and CFD revenues increased by $20.2 million due to an 82% increase in rate per million, offsetting a 24% decline in average daily volume [23] - Securities operating revenues increased by 37%, driven by a 30% increase in average daily volume and higher interest rates [67] - OTC derivatives operating revenues declined by 8%, primarily due to lower agricultural volatility [89] Strategy and Industry Competition - The company focuses on building a global financial ecosystem to connect clients to markets, leveraging its broad product set and capabilities [28] - The company has completed over 30 acquisitions in the last 15 years, focusing on integrating smaller businesses into its ecosystem [29] - The company sees opportunities in the withdrawal of large banks from the market, which has created space for smaller firms to grow [27] - The company is investing in technology to digitize offerings, enhance client engagement, and improve operational leverage [44][71] Management Commentary on Market Conditions and Outlook - The company expects volatility to remain a key driver of revenue capture, with current low volatility levels likely to increase in the future [52] - The company is cautious about entering the market for new hedges due to the current Fed cycle and inverted yield curve [115] - The company believes that valuations for potential acquisitions are becoming more reasonable, increasing the likelihood of future deals [106] Other Important Information - The company issued $550 million in new seven-year secured notes to extend its debt maturity profile and bolster liquidity [24] - The company has $7.1 billion in client funds supported by $1.5 billion in permanent equity capital and $550 million in term debt [47] - The company has over 54,000 institutional and commercial clients, 400,000 retail clients, and deals with over 600 financial institutions [74] Q&A Session Question: Trends in Commercial and Institutional Segments - The company noted that revenue capture tends to expand with higher market volatility and narrow with lower volatility [79] - Institutional segment volumes have increased, particularly in lower-margin products, but revenue capture has stabilized [81] Question: Retail Segment Fee per Million Sustainability - The company expects retail fee per million to normalize around 90-100, down from the current unsustainable level of 120 [82] Question: Expense Run Rates and Operational Leverage - The company expects expenses to trend down by $4-6 million due to seasonal adjustments and office consolidations [112] - The company is focusing on hiring in lower-cost jurisdictions to improve operational efficiency [113] Question: M&A Environment and Valuation Trends - The company sees more reasonably priced acquisition opportunities compared to the past two years, increasing the likelihood of future deals [106] Question: Interest Rate Sensitivity and Hedges - The company has seen a 50 basis point pickup in gross yield and a 75 basis point pickup in net yield as some hedges rolled off [115]

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ____________________ FORM 10-Q ____________________ (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period From to Commission File Number 000-23554 StoneX Group Inc. (Exact name of registrant as specified in it ...

New York, NY – May 8, 2024 – StoneX Group Inc. (the "Company"; NASDAQ: SNEX), a global financial services network that connects companies, organizations, traders and investors to the global market ecosystem through a unique blend of digital platforms, end-to-end clearing and execution services, high touch service and deep expertise, today announced its financial results for the fiscal year 2024 second quarter ended March 31, 2024. Sean M. O'Connor, the Company's CEO, stated, "We are reporting solid results ...

Financial Data and Key Metrics Changes - Operating revenues for the first quarter were $784.2 million, up 20% compared to the prior year, driven by interest on client float and fixed income trading [5][50] - Net operating revenues increased by 10% year-over-year and 4% sequentially [5] - Adjusted net income was $70 million, up 27% year-over-year and 34% sequentially [52] - The company achieved a return on equity (ROE) of 19.3% on stated book and 20.5% on tangible book, both exceeding the long-term target of 15% [50][79] Business Line Data and Key Metrics Changes - Retail segment operating revenues increased by 31%, leading to a segment income of $28.7 million compared to a loss of $4.2 million a year ago [6][28] - Commercial segment revenues rose by $16 million year-over-year but declined by $9.1 million sequentially [8] - Institutional segment operating revenues increased by $92.2 million, primarily due to a 47% increase in average daily volume of security transactions [76] - Payments segment revenues were up 9%, with segment income increasing by 8% [53][58] Market Data and Key Metrics Changes - Client floats, including listed derivative client equity and FDIC sweep balances, declined by 26% compared to record levels from the prior year [51] - Interest and fee income on client balances increased by 14% to $98.4 million due to higher interest rates [51] - The company experienced a 10% increase in transaction-based clearing expenses due to higher volumes in listed derivatives and securities [74] Company Strategy and Development Direction - The company aims to leverage its capabilities globally, expanding into international markets and adjacent products [83] - There is a focus on disciplined pricing for acquisitions, with a cautious approach to M&A in the current market environment [84] - The company continues to prioritize sustainable business growth and enhancing its legacy businesses [39] Management's Comments on Operating Environment and Future Outlook - Management noted that the business continues to generate superior long-term returns despite moderating market volatility [50] - There is an expectation of increased interest income due to swaps rolling off, potentially leading to a 40 to 50 basis points increase [82] - The company is optimistic about growth opportunities in international markets and product adjacencies [83] Other Important Information - The company reported a 32% compound annual growth rate (CAGR) in operating revenues over the last two years [12][24] - Fixed compensation increased by 20% year-over-year due to a 13% increase in headcount [55] Q&A Session Summary Question: Can you discuss the retail FX business and its fee per million? - Management indicated that the retail FX business has seen strong performance, with an average rate per million significantly above previous lows [32] Question: What is the outlook for the fixed income business? - Management noted that the fixed income business is performing better than peers, with ongoing hiring to support growth [34][43] Question: How does the company view M&A opportunities? - Management stated that while there are more opportunities emerging, the environment is not yet conducive for large acquisitions [84] Question: Is the company considering raising its long-term ROE target? - Management expressed that while the business is operating above the long-term target, they prefer not to adjust targets frequently [85]

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ____________________ For the Quarterly Period Ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period From to Commission File Number 000-23554 StoneX Group Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) Delaware 59-2921318 (I.R.S. Employer Identification No. ...