Financial Data and Key Metrics Changes - The company reported a net gain of ARS 446 million excluding severance and personnel charges, with an adjusted return on average equity of 2.9%, compared to breakeven profitability in the previous quarter [6][8] - The efficiency ratio improved by 200 basis points sequentially, although it remains impacted by a low revenue base [8] - The Tier 1 capital ratio increased by 110 basis points sequentially to 13.8% at quarter-end, indicating a strong capital base [8][20] Business Line Data and Key Metrics Changes - The banking business reported positive return on average equity, while IUDU was affected by high inflation and loan loss provisions, leading to a deterioration in performance [6][18] - Total net interest margin increased by 90 basis points sequentially to just over 19%, driven by higher yields on peso loans and increased spreads on Central Bank securities [17] - The total NPA ratio remained stable at 4.3%, with the NPL ratio for the bank steady at 2.6%, while IUDU's NPL ratio deteriorated to 20.4% [18] Market Data and Key Metrics Changes - Total Argentine peso deposits increased nearly 3% sequentially, while corporate deposits posted a 4% seasonal decline but increased over 8% year-on-year [16] - Loan origination saw a sequential contraction of nearly 11%, attributed to seasonally weak demand and tightened credit standards [15] Company Strategy and Development Direction - The company is focused on digital and operational transformation to deliver long-term value creation, despite incurring higher short-term costs [9][10] - The digital onboarding initiatives and increased digital adoption are expected to enhance customer acquisition and engagement [10][76] - The company plans to invest approximately ARS 5.1 billion in digital transformation initiatives during 2022 [25] Management's Comments on Operating Environment and Future Outlook - The management highlighted the challenging market conditions due to accelerated inflation and regulatory pressures on net interest margins [5][21] - Loan growth is anticipated to slow down and align with inflation, with expectations of a challenging environment for consumer finance due to high inflation [21][47] - The management remains optimistic about the potential for growth in the Argentine financial system, given the low level of loans to GDP [74][75] Other Important Information - The company has been notified by the government of San Luis that Banco Nacion will be the designated financial agent, affecting a small portion of its loan portfolio [13] - The company is undergoing a restructuring process to enhance efficiency and profitability, particularly in the consumer finance segment [74] Q&A Session Summary Question: Political outlook and potential regulations impacting the banking sector - Management noted concerns regarding the political landscape and the implementation of the IMF agreement, which could affect the banking sector [40][42] Question: When will IUDU start showing positive numbers? - Management indicated that the scenario is challenging due to high inflation and stricter underwriting standards, but measures are being taken to improve profitability by 2023 [47][50] Question: Profitability outlook amid higher inflation - Management acknowledged the negative impact of inflation on profitability but emphasized that efforts to transform the franchise will yield positive results in the future [53][55] Question: Outlook for interest rates and their impact on margins - Management expects interest rates to continue increasing, which will benefit margins despite challenges in loan growth [61][62] Question: Loan growth expectations by segment - Management anticipates loan growth in both commercial and retail portfolios, with a cautious approach in the consumer finance segment [82] Question: Updates on branch rationalization - Management is consolidating branches and has requested approval from the Central Bank to close certain branches, aiming for a more efficient network [88][90]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 6-K Report of Foreign Issuer Pursuant to Rule 13a-16 or 15d-16 under the Securities Exchange Act of 1934 For the month of April, 2022 Commission File Number: 001-37777 GRUPO SUPERVIELLE S.A. (Exact name of registrant as specified in its charter) SUPERVIELLE GROUP S.A. (Translation of registrant's name into English) Bartolomé Mitre 434, 5th Floor C1036AAH Buenos Aires Republic of Argentina (Address of principal executive offices) In ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F ANNUAL REPORT PURSUANT TO SECTION 13 OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2021 Commission file number 001-37777 GRUPO SUPERVIELLE S.A. (Exact name of Registrant as specified in its charter) SUPERVIELLE GROUP S.A. (Translation of Registrant's name into English) REPUBLIC OF ARGENTINA (Jurisdiction of incorporation or organization) Bartolomé Mitre 434 C1036AAH Buenos Aires Republic of Arg ...

Grupo Supervielle S.A. (NYSE:SUPV) Q4 2021 Earnings Conference Call March 2, 2022 7:00 PM ET Company Participants Ana Bartesaghi - Treasurer & Investor Relations Officer Mariano Biglia - Chief Financial Officer Patricio Supervielle - Chairman & Chief Executive Officer Alejandro Stengel - Second Vice Chairman of Board & Vice Chief Executive Officer Conference Call Participants Ernesto Gabilondo - Bank of America Juan Recalde - Scotiabank Yuri Fernandes - JPMorgan Alejandra Aranda - Itau Ana Bartesaghi Good m ...

GRUPO SUPERVIELLE 4Q21 Earnings March 3, 2022 IR-GrupoSupervielle@gruposupervielle.com.ar Ciudad de Buenos Aires, Argentina SUPV LISTED NYSE SUPERVIELLE 4Q21 Earnings Conference Call March 3, 2022 IR-GrupoSupervielle@gruposupervielle.com.ar Ciudad de Buenos Aires, Argentina SUPV LISTED NYSE Disclaimer This presentation contains certain forward-booking statements that reflect the current views and/or expectations of Grupo Supervielle and its management with respect to o business and future events. We use wor ...

Grupo Supervielle S.A. (NYSE:SUPV) Q3 2021 Results Conference Call November 18, 2021 9:00 AM ET Company Participants Ana Bartesaghi - Treasurer & Investor Relations Officer Patricio Supervielle - Chairman & Chief Executive Officer Atilio DellÂ'Oro Maini - Board Member, Grupo Supervielle Sustainability Strategy Mariano Biglia - Chief Financial Officer Alejandro Stengel - Second Vice Chairman of the Board & Chief Executive Officer, Banco Supervielle Oscar RamÃrez - First Vice Chairman of the Board Alejandra N ...

Financial Performance - Grupo Supervielle reported a net loss of AR$318 million, with a Return on Average Equity (ROAE) of -28%[6] - Net Financial Income (NFI) increased by 11% QoQ but decreased by 184% YoY[16] - Total assets decreased by 13% QoQ[90] - Attributable Net Income decreased from AR$14166 million in 2Q20 to AR$ -3180 million in 2Q21[104, 174] Asset Quality - The NPL ratio increased to 44% as of June 30, 2021[22] - Coverage ratio was 1639% as of June 30, 2021[28] - Loan Loss Provisions increased from AR$34036 million in 2Q20 to AR$18592 million in 2Q21[25, 174] Deposits and Loans - AR$ Deposits increased by 3% sequentially[12] - Total Loans decreased by 48%[10] - AR$ Loans to AR$ deposits was 52% in 2Q21[13] Strategic Initiatives - The company is accelerating digital and operational transformation with investments of approximately $78 billion in 2021, $72 billion in 2022 and $45 billion in 2023 (in real terms)[49] - IUDÚ is expanding its offerings to build a broad range of digital banking, financial services, insurance & wellness offerings in Argentina[51]

Grupo Supervielle S.A. (NYSE:SUPV) Q2 2021 Results Earnings Conference Call August 26, 2021 9:00 AM ET Company Participants Ana Bartesaghi - Treasurer & Investor Relations Officer Patricio Supervielle - Chairman & Chief Executive Officer Mariano Biglia - Chief Financial Officer Alejandro Stengel - Second Vice Chairman of the Board & Chief Executive Officer, Banco Supervielle Jorge Ramirez - First Vice Chairman of the Board Alejandra Naughton - Board Member, Grupo Supervielle Subsidiaries Conference Call Par ...

Grupo Supervielle S.A. (NYSE:SUPV) Q1 2021 Earnings Conference Call May 28, 2021 9:00 AM ET Company Participants Ana Bartesaghi - Treasurer & Investor Relations Officer Patricio Supervielle - Chairman & Chief Executive Officer Mariano Biglia - Chief Financial Officer Alejandro Stengel - Second Vice Chairman of the Board & Chief Executive Officer of Banco Supervielle Conference Call Participants Ernesto Gabilondo - Bank of America Gabriel Nobrega - Citi Carlos Gomez - HSBC Alejandra Aranda - Itau Operator Go ...

SUPERVIELLE 1Q21 Earnings Conference Call May 28, 2021 IR-GrupoSupervielle@gruposupervielle.com.ar Ciudad de Buenos Aires, Argentina SUPV LISTED NYSE Disclaimer This presentation - contains certain forward-looking statements that reflect the current views and/or expectations of Grupo Supervielle and its management with respect to i business and future events. We use words such as "believe," "anticipate," "plan," "expect," "intend," "royect," "estimate," "project," "bredict," "foredict," "bredict," "b and ot ...