Triumph Bancorp, Inc. (TBK) Q4 2019 Earnings Conference Call January 21, 2020 6:00 PM ET Company Participants Luke Wyse - SVP of Finance and IR Aaron Graft - Founder, Vice Chairman and CEO Todd Ritterbusch - Chief Lending Officer Conference Call Participants Jared Shaw - Wells Fargo Brady Gailey - Keefe Bruyette & Woods Brad Milsaps - Piper Sandler Matt Olney - Stephens Gary Tenner - D.A. Davidson Operator Good day, and welcome to the Triumph Bancorp Incorporated Fourth Quarter and Full Year 2019 Earnings ...

Q4 2019 EARNINGS RELEASE January 21, 2020 DISCLAIMER FORWARD-LOOKING STATEMENTS This presentation contains forward-looking statements. Any statements about our expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. You can identify forward-looking statements by the use of forward-looking terminology such as "believes," "expects," "could," "may," "will," "should," "seeks," "likely," "intends," "plans," ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 For the transition period from to Commission File Number 001-36722 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 TRIUMPH BANCORP, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) Texas 20-0477066 (I.R.S. Employer Identification No.) 12700 Park Central Drive, Sui ...

Triumph Bancorp, Inc. (TBK) Q3 2019 Earnings Conference Call October 17, 2019 8:00 AM ET Company Participants Luke Wyse – Senior Vice President of Finance and Investor Relations Aaron Graft – Vice Chairman and Chief Executive Officer Todd Ritterbusch – Chief Lending Officer Bryce Fowler – Chief Financial Officer Conference Call Participants Brady Gailey – KBW Brad Milsaps – Sandler O’Neill Gary Tenner – D.A. Davidson Matt Olney – Stephens Steve Moss – B. Riley FBR Timur Braziler – Wells Fargo Operator Good ...

Q3 2019 EARNINGS RELEASE October 16, 2019 DISCLAIMER FORWARD-LOOKING STATEMENTS This presentation contains forward-looking statements. Any statements about our expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. You can identify forward-looking statements by the use of forward-looking terminology such as "believes," "expects," "could," "may," "will," "should," "seeks," "likely," "intends," "plans," ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-36722 TRIUMPH BANCORP, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organiza ...

Triumph Bancorp, Inc. (TBK) Q2 2019 Earnings Conference Call July 18, 2019 8:00 AM ET Company Participants Luke Wyse - SVP, Finance & IR Aaron Graft - Vice Chairman & CEO Bryce Fowler - CFO Todd Ritterbusch - CLO Conference Call Participants Brady Gailey - KBW Matt Olney - Stephens Brad Milsaps - Sandler O'Neill Jared Shaw - Wells Fargo Operator Good day and welcome to the Triumph Bancorp, Inc. Second Quarter 2019 Earnings Conference Call and Webcast. All participants will be in a listen-only mode. [Operato ...

Rethink Vanilla. RELEASE July 17, 2019 Q2 2019 EARNINGS ╬ TRIUMPH DISCLAIMER FORWARD-LOOKING STATEMENTS This presentation contains forward-looking statements. Any statements about our expectations, beliefs, plans, predictions, forecasts, objectives, assumptions or future events or performance are not historical facts and may be forward-looking. You can identify forward-looking statements by the use of forward-looking terminology such as "believes," "expects," "could," "may," "will," "should," "seeks," "like ...

Financial Performance - For the three months ended March 31, 2019, net income available to common stockholders was $14.8 million, or $0.55 per diluted share, compared to $11.9 million, or $0.56 per diluted share for the same period in 2018[160]. - Net income for the three months ended March 31, 2019, was $14.8 million, an increase of $2.7 million from $12.1 million for the same period in 2018[180]. - Adjusted net income for the three months ended March 31, 2018, was $11.1 million, compared to $14.8 million for the same period in 2019, reflecting a $3.7 million increase[181]. - Total stockholders' equity increased by $9.6 million during the three months ended March 31, 2019, primarily due to net income for the period[163]. - The return on average common equity was 9.30% and the return on average assets was 1.33% for the three months ended March 31, 2019[160][172]. Assets and Liabilities - As of March 31, 2019, the company had total assets of $4.530 billion, total loans held for investment of $3.613 billion, total deposits of $3.314 billion, and total stockholders' equity of $646.2 million[157]. - Total assets as of March 31, 2019, were $4,529,783 thousand, a slight decrease from $4,559,779 thousand at the end of 2018[174]. - Total liabilities decreased by $40 million to $3.884 billion as of March 31, 2019, compared to $3.923 billion at December 31, 2018[255]. - Total deposits decreased by $135.9 million, or 3.9%, to $3.314 billion as of March 31, 2019, primarily due to decreases in all deposit products except for savings deposits and certificates of deposit[256]. Loan Portfolio - The company's commercial finance product lines decreased by $69.3 million, or 5.5%, to $1.187 billion as of March 31, 2019, constituting 33% of the total loan portfolio[158][161]. - Average total loans increased to $3.54 billion for the three months ended March 31, 2019, up from $2.77 billion in the same period of 2018[186]. - Outstanding loans increased by $4.2 million from December 31, 2018, compared to a $63.1 million increase during the same period in 2018[199]. - The average balance of higher yielding commercial finance loans increased by $244.8 million, or 25.8%, from $949.9 million for the three months ended March 31, 2018 to $1.195 billion for the same period in 2019[188]. - The ratio of nonperforming loans to total loans improved to 0.95% as of March 31, 2019, down from 1.00% a year earlier[174]. Income and Expenses - Interest income for the three months ended March 31, 2019, was $73.3 million, compared to $54.1 million for the same period in 2018[172]. - Net interest income increased by $14.2 million, contributing to the overall growth in adjusted net income[181]. - Total noninterest expense rose by $14.5 million, or 42.7%, from $34.0 million to $48.6 million for the same period[202]. - Salaries and employee benefits expenses increased by $7.0 million, or 36.3%, due to a significant increase in workforce from acquisitions[203]. - Noninterest income increased by $2.4 million, or 45.7%, from $5.2 million to $7.5 million for the three months ended March 31, 2019[200]. Capital and Equity - Total stockholders' equity increased to $646,216 thousand as of March 31, 2019, compared to $636,607 thousand at the end of 2018[179]. - The company repurchased 247,312 shares at an average price of $30.51, totaling $7.6 million under its stock repurchase program during the three months ended March 31, 2019[165]. - The allowance for loan and lease losses (ALLL) was $27.6 million at March 31, 2019, representing an ALLL to total loans ratio of 0.76%[197]. - The company is subject to various regulatory capital requirements, with all carrying value of $39.2 million allowed in the calculation of Tier I capital as of March 31, 2019[265][271]. Interest Rate Risk - The principal objective of asset and liability management is to evaluate interest rate risk while maximizing net income and preserving adequate levels of liquidity and capital[281]. - As of March 31, 2019, a 400 basis points increase in interest rates is projected to result in a 9.1% increase in net interest income over the following 12 months[285]. - The company emphasizes the origination of shorter duration and variable rate loans to mitigate negative exposure to interest rate increases[286]. - A 100 basis points increase in interest rates is expected to yield a 1.4% increase in net interest income over the following 12 months as of March 31, 2019[285]. - The calculations of interest rate risk do not account for management actions that may be taken in response to anticipated interest rate changes[285].

Triumph Bancorp, Inc. (TBK) Q1 2019 Results Earnings Conference Call April 18, 2019 8:00 AM ET Company Participants Luke Wyse - Senior Vice President, Finance and Investor Relations Aaron Graft - Founder, Vice Chairman and Chief Executive Officer Bryce Fowler - Executive Vice President, Chief Financial Officer and Treasurer Conference Call Participants Matt Olney - Stephens, Inc. Brady Gailey - Keefe, Bruyette & Woods Brad Milsaps - Sandler O'Neill & Partners, L.P. Jared Shaw - Wells Fargo Securities Steve ...