UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-03683 Trustmark Corporation (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organiza ...

Trustmark Corporation (NASDAQ:TRMK) Q2 2022 Earnings Conference Call July 27, 2022 9:30 AM ET Company Participants Joey Rein - Director of Corporate Strategy Duane Dewey - President and Chief Executive Officer Barry Harvey - Chief Credit and Operations Officer Thomas Owens - Executive Vice President and Chief Financial Officer Thomas Chambers - Chief Accounting Officer Conference Call Participants Graham Dick - Piper Sandler & Co. Catherine Mealor - Keefe, Bruyette & Woods, Inc. Joseph Yanchunis - Raymond J ...

Second Quarter 2022 Financial Results July 26, 2022 Forward–Looking Statements Certain statements contained in this document constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. You can identify forward-looking statements by words such as "may," "hope," "will," "should," "expect," "plan," "anticipate," "intend," "believe," "estimate," "predict," "project," "potential," "seek," "continue," "could," "would," "future" or the negative of those terms o ...

Commission file number 000-03683 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Trustmark Corporation (Exact name of registrant as specified in its charter) Mississippi 64-0471500 (State or other jurisdiction of i ...

First Quarter 2022 Financial Results April 26, 2022 Forward–Looking Statements Certain statements contained in this document constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. You can identify forward-looking statements by words such as "may," "hope," "will," "should," "expect," "plan," "anticipate," "intend," "believe," "estimate," "predict," "project," "potential," "seek," "continue," "could," "would," "future" or the negative of those terms o ...

Trustmark Corporation (NASDAQ:TRMK) Q1 2022 Earnings Conference Call April 27, 2022 9:30 AM ET Company Participants Joey Rein - Director of Corporate Strategy Duane Dewey - President & Chief Executive Officer Barry Harvey - Chief Credit & Operations Officer Tom Owens - Chief Financial Officer Tom Chambers - Chief Accounting Officer Conference Call Participants William Jones - Keefe, Bruyette, & Woods Bradley Milsaps - Piper Sandler Operator Good morning, ladies and gentlemen and welcome to Trustmark Corpora ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 for the fiscal year ended December 31, 2021 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 000-3683 TRUSTMARK CORPORATION (Exact name of Registrant as specified in its charter) MISSISSIPPI 64-0471500 (State or other jurisdiction of incorporation or organization) (IRS Emplo ...

Financial Data and Key Metrics Changes - Trustmark reported net income of $26.2 million or $0.42 per diluted share for Q4 2021, with total net income for the year at $147.4 million, representing diluted earnings per share of $2.34 [9][10] - Loans held for investment totaled $10.2 billion, an increase of $72.9 million linked quarter and $423.3 million or 4.3% year-over-year [10][16] - Deposits reached $15.1 billion, up $164.3 million from the prior quarter and $1 billion or 7.4% year-over-year [10][23] - Investment securities totaled $3.6 billion, with a linked quarter increase of $128.9 million and a year-over-year increase of $1.1 billion or 41.6% [10] Business Line Data and Key Metrics Changes - Insurance revenue in 2021 totaled $48.5 million, reflecting a 7.4% increase from the prior year, while wealth management revenue totaled $35.2 million, up 11.5% year-over-year [12] - Mortgage loan production totaled $590.7 million in Q4, down 16.7% linked quarter, with total production for the year at $2.8 billion [12][30] - Non-interest income for Q4 totaled $50.8 million, representing 34.1% of total revenue, with a decrease attributed to lower mortgage banking revenue [11][28] Market Data and Key Metrics Changes - The allowance for credit losses on loans held for investments totaled $99.5 million, representing 0.97% of total loans held for investment [20][21] - Non-performing assets declined 10.1% from the prior year, with recoveries exceeding charge-offs by $3.7 million [13][21] Company Strategy and Development Direction - The company expects mid-single digit loan growth for 2022, with a focus on diversifying the loan portfolio [17][38] - Trustmark plans to maintain a disciplined approach to capital deployment, prioritizing organic loan growth, potential M&A, and opportunistic share repurchases [41] - The company is investing in technology enhancements and market optimization to improve efficiency and reduce expenses [41] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the balance sheet's positioning for rising interest rates, anticipating net interest income growth driven by mid-single digit earning asset growth [9][38] - The outlook includes expectations for three Fed rate hikes in 2022, with a conservative approach to deposit betas [38][56] - Management noted that mortgage banking revenue is expected to trend lower due to reduced volume and lower gain on sale margins [39] Other Important Information - Trustmark maintained strong capital levels with a Tier 1 capital ratio of 11.29% and total risk-based capital of 13.55% [14][37] - The Board declared a quarterly cash dividend of $0.23 per share, payable on March 15 [14] Q&A Session Summary Question: Loan growth guidance - Management indicated that the mid-single-digit loan growth outlook includes retaining mortgage production on the balance sheet, with expectations for strong growth in most categories except for commercial real estate [46][53] Question: Asset sensitivity and deposit betas - Management discussed their conservative approach to deposit betas, estimating a 50% through-the-cycle beta based on historical analysis [54][56] Question: Overdraft fees and regulatory changes - Management stated they are closely monitoring overdraft issues and have been proactive in implementing programs to manage customer awareness [58][60] Question: Securities portfolio yield outlook - Management expressed optimism about the potential for higher yields on the securities portfolio due to reinvestment opportunities and slowing prepayment speeds [87]

Fourth Quarter & Fiscal Year 2021 Financial Results January 25, 2022 Forward–Looking Statements Certain statements contained in this document constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. You can identify forward-looking statements by words such as "may," "hope," "will," "should," "expect," "plan," "anticipate," "intend," "believe," "estimate," "predict," "project," "potential," "seek," "continue," "could," "would," "future" or the negative ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2021 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-03683 Trustmark Corporation (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or org ...