United Bankshares, Inc. Third Quarter 2020 Earnings Review October 23, 2020 1 Forward-Looking Statements This presentation and statements made by United Bankshares, Inc. ("United") and its management contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. These forward-looking statements are intended to be covered by the safe harbor provisions for forward- looking statements contained in the Private Securities ...

Table of Contents FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2020 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 002-86947 United Bankshares, Inc. (Exact name of registrant as specified in its charter) | Large accelerated filer | ☒ | Acce ...

Community Bankers Trust Corporation (ESXB) Q2 2020 Earnings Conference Call July 30, 2020 10:00 AM ET Company Participants Rex Smith - President & Chief Executive Officer Bruce Thomas - Executive Vice President & Chief Financial Officer Conference Call Participants Catherine Mealor - KBW John Rodis - FIG Partners Brody Preston - Stephens Inc. Operator Good day and welcome to the Community Bankers Trust Corporation Second Quarter 2020 Earnings Conference Call. During today’s conference, all participants will ...

Table of Contents FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 002-86947 United Bankshares, Inc. (Exact name of registrant as specified in its charter) West Virginia 55-0641179 (State or other jurisdiction of incorporation or organization) 300 United Center 500 Virginia Street, East Charleston, West Virginia 25301 (I.R.S. Employer Identification No.) (Address ...

Table of Contents (State or other jurisdiction of incorporation or organization) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended December 31, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 002-86947 United Bankshares, Inc. (Exact name of registrant as spe ...

Table of Contents FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 002-86947 United Bankshares, Inc. (Exact name of registrant as specified in its charter) West Virginia 55-0641179 (State ...

United Bankshares, Inc. Third Quarter 2019 Earnings Review October 24, 2019 1 Forward-Looking Statements 2 This presentation and statements made by United Bankshares, Inc. ("United") and its management may contain statements that constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. These statements can be identified by the fact that they do not relate strictly to historical or current facts and often use the words "projects", "targets", "intends ...

Table of Contents FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2019 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 002-86947 United Bankshares, Inc. (Exact name of registrant as specified in its charter) West Virginia 55-0641179 (State or o ...

Community Bankers Trust Corporation (ESXB) Q2 2019 Results Earnings Conference Call July 26, 2019 10:00 AM ET Company Participants Rex Smith - President and Chief Executive Officer Bruce Thomas - Executive Vice President, Chief Financial Officer Conference Call Participants Charlie Hough - Sandler O'Neill Austin Nicholas - Stephens Stuart Lotz - KBW John Rodis - FIG Partners Operator Good day and welcome to the Community Bankers Trust Corporation second quarter 2019 earnings conference call. All participant ...

United Bankshares, Inc. Second Quarter 2019 Earnings Review July 25, 2019 1 Forward-Looking Statements 2 This presentation and statements made by United Bankshares, Inc. ("United") and its management may contain statements that constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. These statements can be identified by the fact that they do not relate strictly to historical or current facts and often use the words "projects", "targets", "intends", ...