Yiren Digital Ltd (NYSE:YRD) Q2 2021 Results Earnings Conference Call August 19, 2021 8:00 AM ET Company Participants Lydia Yu - Investor Relations Officer Ning Tang - Chief Executive Officer Mei Zhou - Chief Executive Officer, Yiren Credit Mei Na - Chief Financial Officer Conference Call Participants Cindy Wang - DBS Vickers Operator Good day and thank you for standing by. Welcome to the Yiren Digital Second Quarter 2021 Earnings Conference Call. At this time, all participants are in a listen-only mode. An ...

Yiren Digital Ltd (NYSE:YRD) Q1 2021 Earnings Conference Call June 9, 2021 8:00 PM ET Company Participants Mei Zhou - CEO, Yiren Credit Na Mei - CFO Lydia Yu - IR Officer Ning Tang - Executive Chairman & CEO Conference Call Participants Operator Good day, and thank you for standing by, and welcome to the Yiren Digital First Quarter 2021 Earnings Conference Call. [Operator Instructions]. Please be advised that today's conference is being recorded. I would now like to hand the conference over to your first sp ...

Yiren Digital Ltd. (NYSE:YRD) Q4 2020 Earnings Conference Call April 1, 2021 8:00 AM ET Company Participants Lydia Yu – Investor Relations Ning Tang – Executive Chairman and Chief Executive Officer Mei Zhou – Chief Executive Officer of Yiren Credit Na Mei – Chief Financial Officer George Liu – Chief Risk Officer Dennis Cong – Director of Yiren Digital Yu Cong – Senior Vice President of Strategic Corporate Business Development and Director Conference Call Participants Matt Larson – National Securities Operat ...

Yiren Digital Ltd (NYSE:YRD) Q2 2020 Earnings Conference Call August 27, 2020 8:00 PM ET Company Participants Lydia Yu – Investor Relations Ning Tang – Chief Executive Officer Zhong Bi – Chief Financial Officer Michael Ji – Chief Risk Officer Conference Call Participants Alex Ye – UBS Daphne Poon – Citi Operator Ladies and gentlemen, thank you for standing by and welcome to Yiren Digital Second Quarter 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speaker ...

Business Overview - Yiren Digital is a leading digital financial services platform in China, focusing on consumer credit and wealth management[9, 10] - The company operates a "light" capital model, generating revenue through loan and AUM-based recurring service fees[11] Q1 2020 Key Metrics - Assets Under Administration (AUA) reached approximately RMB 32 billion[12] - The platform served approximately 221,000 current investors, including around 26,000 non-P2P investors[12] - AUA for non-P2P investments was about RMB 1.7 billion, showing a 67% quarter-over-quarter increase[12] - The platform had served approximately 2.2 million accumulative investors as of Q1 2020[12] - Loan balance in Q1 2020 was approximately RMB 42 billion[12] - The platform acquired approximately 115,000 new borrowers in Q1 2020[12] - The platform had served approximately 4.8 million accumulative borrowers as of Q1 2020[12] Financial Performance (Q1 2020) - Net revenue was RMB 1,023.66 million[64] - Net income was RMB 19.219 million[64] - Adjusted EBITDA was RMB 29.751 million, with an adjusted EBITDA margin of 2.9%[70] Loan Portfolio - The remaining principal of performing loans was RMB 42.063 billion[70]