Accessibility StatementSkip Navigation BEIJING, Oct. 30, 2025 /PRNewswire/ -- Yiren Digital Ltd. (NYSE: YRD) ("Yiren Digital" or the "Company"), a leading AI-driven fintech platform, today announced that Mr. William Hui, Chief Financial Officer, will present at Hong Kong FinTech Week x StartmeupHK Festival 2025 on November 3, 2025. He will deliver a keynote speech highlighting the Company's AI transformation journey and its latest technological innovations. As one of the world's premier fintech gatherings, ...

BEIJING, Oct. 30, 2025 (GLOBE NEWSWIRE) -- Yiren Digital Ltd. (NYSE: YRD) (“Yiren Digital” or the “Company”), today announced that Mr. William Hui, Chief Financial Officer, will present live at the dbVIC - Deutsche Bank American Depositary Receipt (ADR) Virtual Investor Conference hosted by VirtualInvestorConferences.com, on November 4, 2025. This virtual conference program is aimed exclusively at introducing global companies with ADR programs to investors. DATE: November 4, 2025TIME: 10:00 AM ETLINK: REGIS ...

Core Insights - Yiren Digital Ltd. will present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference on November 4, 2025, with CFO William Hui leading the presentation [1][2] - The conference aims to connect global companies with ADR programs to investors, providing a platform for real-time interaction and engagement [2][4] Company Overview - Yiren Digital is a leading fintech company focused on digital consumer lending, insurance, and financial technology innovation in China and Southeast Asia [3] - The company utilizes advanced artificial intelligence and emerging technologies to improve customer experience, optimize capital efficiency, and promote financial inclusion [3] - Recent initiatives include the launch of the Magicube Agent Platform and strategic entry into crypto and blockchain finance, positioning Yiren Digital as a potential global fintech leader [3][7][8] Event Details - The virtual conference is free of charge and allows investors to ask questions in real-time [2][5] - An archived webcast will be available for those unable to attend the live event [2] - Pre-registration and system checks are recommended for a smoother participation experience [2]

Core Insights - Yiren Digital has signed a Memorandum of Understanding (MOU) with ChainUp to co-develop a global blockchain infrastructure platform for institutional-grade crypto investment products and related financial services [1][2]. Company Strategy - The partnership is a significant step in Yiren Digital's long-term growth strategy, focusing on creating a transparent, efficient, and compliant next-generation fintech platform [2]. - The company aims to capture opportunities at the convergence of traditional finance and emerging Web3 technologies [2]. Blockchain Initiatives - Yiren Digital began building its Web3 assets in Q1 2025 by investing directly in Ethereum (ETH) and established a digital asset task force in Hong Kong to explore regulated opportunities [3]. - The company plans to launch an initial functional release of its new crypto finance system by the end of October 2025, with a full version expected in the first half of 2026 [4]. Long-term Vision - Yiren Digital envisions a comprehensive blockchain-enabled financial ecosystem that offers diversified digital asset investment and tokenization services [5]. - The platform aims to bridge traditional fintech with blockchain infrastructure, unlocking liquidity through the tokenization of real-world assets [5]. Market Context - The global digital asset market has a market capitalization exceeding USD 4.2 trillion, with blockchain-based financial services projected to surpass USD 52.2 billion by 2030, growing at a compound annual growth rate of over 45% [6]. - Yiren Digital believes its early entry positions it to capture significant market share as digital assets transition from speculative instruments to mainstream financial components [7]. ChainUp Overview - ChainUp is a leading blockchain solutions provider, serving over 1,000 clients across more than 30 markets and reaching over 60 million end users [8].

Core Insights - Yiren Digital has launched a significant update to its Magicube Agent Platform, an AI-driven system aimed at enhancing customer engagement, risk control, compliance, and capital management in the financial services sector [1][6] - The platform integrates six specialized AI agents designed to improve productivity in critical financial service areas [2] - The generative AI market in China's fintech sector is projected to exceed USD 30 billion by 2028, with Yiren Digital aiming to capture a substantial market share through its AI solutions [3] Financial Impact - The Magicube Agent Platform is expected to deliver cost savings of approximately RMB 35 million annually through enhanced operational efficiency in marketing and accounts receivable management [4] - The platform has improved profitability and performance across various areas, including risk management and regulatory compliance [4][6] Operational Efficiency - Each AI agent on the platform can produce output equivalent to at least 10 human employees, facilitating exponential growth without proportional cost increases [7] - The accounts receivable management agent has executed 1.09 million repayment reminders daily, contributing to loss prevention and profit margin enhancement [7] - The platform's AI fraud detection capabilities intercept an average of 50,000 high-risk customers daily, significantly reducing potential losses [4][7] Customer Engagement and Compliance - With 50% of service employees utilizing co-pilot agents, the company has observed faster client response times and improved customer satisfaction [7] - The Compliance Agent employs deep semantic analysis for real-time verification of compliance, enhancing the reliability of compliance management [7] Future Growth and Market Position - Yiren Digital is exploring external commercialization opportunities for the Magicube Agent Platform, including partnerships with financial institutions in China and Southeast Asia [8] - The company's large language model, Zhiyu, received regulatory approval for commercialization, solidifying its first-mover advantage in financial AI applications [9]

Core Insights - Yiren Digital is experiencing significant growth in its internet insurance business, driven by AI technology that enhances customer demand identification and acquisition strategies [1][2][3] Group 1: Business Growth and User Adoption - As of September 25, 2025, Yiren Digital's internet insurance business has registered 4.3 million users, indicating strong customer adoption and scalability of its AI-powered platform [2] - The company anticipates continued growth momentum in the second half of 2025, reflecting a positive trajectory in user engagement and service uptake [2] Group 2: AI-Driven Innovation - Yiren Digital's AI approach is transforming insurance accessibility, integrating solutions into customer engagement scenarios to create a seamless experience [3] - The company has developed a proprietary AI platform that analyzes customer behavior, achieving a 98% approval probability for identifying potential insurance customers [6] Group 3: Strategic Partnerships and Product Offerings - Yiren Digital has established partnerships with leading insurance carriers to provide a diverse range of coverage solutions, including health, critical illness, and travel insurance [4] - The platform's scalable model reduces reliance on traditional marketing, enhancing operational efficiency through advanced AI technology [5] Group 4: Ongoing Technological Development - The company is focused on enhancing its AI capabilities to uncover new product demand opportunities, utilizing machine learning and predictive analytics [8] - Investments in self-developed technologies aim to manage complex data sets, improving personalized service delivery and customer interaction models [9]

Core Insights - Yirendai (YRD.US) has successfully launched its internet insurance business, leveraging AI technology to enhance customer acquisition, underwriting, and operational efficiency, resulting in a profitable model with low customer acquisition costs [1][2] - The company has established strategic partnerships with leading insurance firms, offering comprehensive insurance solutions across various sectors, and has registered nearly 4.3 million users by mid-September [2][3] - Yirendai's focus on technology-driven business iteration aims to optimize the insurance value chain, utilizing AI to analyze user behavior and improve service delivery, achieving a stable underwriting rate of over 98% [3][4] Business Growth Strategy - The internet insurance business commenced operations in Q1 2025, with a strong foundation built on partnerships and a growing user base, covering mainstream insurance needs [2] - The company has developed a proprietary marketing platform that integrates efficiently with insurance systems, significantly reducing customer acquisition costs and reliance on traditional marketing channels [2][3] - Yirendai's AI-driven user dynamic model extracts over 1,170 feature tags from user interaction data, enabling intelligent product recommendations and reducing policy abandonment rates by over 30% [3] Technological Innovation - Yirendai is committed to enhancing its AI technology capabilities, which will drive business expansion and uncover new product opportunities [4] - The company is continuously upgrading its technology platform to analyze complex data patterns, identifying emerging insurance needs and developing corresponding solutions [4] - The strategic focus on AI not only ensures short-term performance stability but also outlines a clear long-term growth trajectory for the company [4]

Core Viewpoint - Yiren Digital Ltd (NYSE: YRD) has shown a mixed performance in its latest earnings report, leveraging advanced technologies such as artificial intelligence to offer various financial services in China [1]. Company Performance - The earnings report indicates that Yiren Digital's performance was not uniformly positive, suggesting potential challenges in its operational strategy or market conditions [1]. Technology Utilization - The company utilizes cutting-edge technology, including AI, to enhance its service offerings, which positions it competitively within the financial services sector in China [1].

Group 1 - Yiren Digital (YRD) experienced a 5.13% increase in stock price, reaching $6.35 per share, with a total market capitalization of $549 million as of August 22 [1] - For the fiscal year ending June 30, 2025, Yiren Digital reported total revenue of 3.207 billion RMB, reflecting a year-on-year growth of 11.55% [1] - The company's net profit attributable to shareholders was 605 million RMB, showing a decline of 32.43% compared to the previous year [2] Group 2 - Yiren Digital, formerly known as Yiren Jinke, rebranded in June 2024 and is headquartered in Beijing, China [2] - The company operates as a comprehensive financial service provider driven by AI models, offering customized products and services for individuals, families, and enterprises [2] - Yiren Digital emphasizes technological innovation and aims to enhance social and economic development, focusing on improving the quality of life and efficiency for its users [2]

Group 1 - The stock price of Yiren Digital (YRD) increased by 5.15% on August 21, reaching $6.13 per share, with a total market capitalization of $530 million [1] - As of March 31, 2025, Yiren Digital reported total revenue of 1.555 billion RMB, representing a year-on-year growth of 12.8%, while the net profit attributable to shareholders decreased by 49.06% to 248 million RMB [1] Group 2 - Yiren Digital is scheduled to disclose its mid-year report for the fiscal year 2025 on August 21, prior to the market opening [2] - The company, formerly known as Yirendai, rebranded to Yiren Digital in June 2024 and is headquartered in Beijing, China [2] - Yiren Digital operates as a comprehensive financial service provider driven by AI models, offering customized products and services for individuals, families, and businesses [2]