JFL(600901)2024-10-28 10:11Revenue and Profit - Revenue for the third quarter was 13.43 billion yuan, an increase of 9.33% year-over-year[3] - Net profit attributable to shareholders was 792.55 million yuan, up 9.69% compared to the same period last year[3] - Total operating revenue for the first three quarters of 2024 reached 3,959,265,769.31 RMB, an increase from 3,640,459,772.87 RMB in the same period of 2023[20] - Net profit for the first three quarters of 2024 was 2,227,082,091.86 RMB, up from 2,040,943,755.71 RMB in the same period of 2023[21] - Net interest income for the first three quarters of 2024 was 3,894,960,863.20 RMB, compared to 3,647,417,197.91 RMB in the same period of 2023[20] Assets and Equity - Total assets reached 134.52 billion yuan, a 12.18% increase from the end of the previous year[4] - Shareholders' equity attributable to the parent company increased by 30.78% to 23.34 billion yuan[4] - Total assets increased to 13,452,087.87 million yuan, up from 11,992,005.64 million yuan at the end of the previous year[13] - Total equity increased to 23,792,637,764.50 yuan, up from 17,849,086,382.54 yuan at the end of the previous year[19] - Total liabilities increased to 11,072,824.10 million yuan, up from 10,207,097.00 million yuan at the end of the previous year[13] Earnings Per Share and Return on Equity - Basic earnings per share (EPS) for the quarter was 0.18 yuan, up 5.88% year-over-year[4] - Weighted average return on equity (ROE) was 4.18%, a decrease of 0.11 percentage points[4] - Basic earnings per share (EPS) for the first three quarters of 2024 were 0.51 RMB, compared to 0.48 RMB in the same period of 2023[23] - Diluted EPS for the first three quarters of 2024 were 0.40 RMB, compared to 0.38 RMB in the same period of 2023[23] Cash Flow and Financing - Operating cash flow for the first nine months was -11.13 billion yuan, a 209.03% decrease year-over-year[3] - Financing cash flow for the first nine months was 13.29 billion yuan[4] - Total cash inflows from operating activities for the first three quarters of 2024 were 66,905,110,581.51 RMB, up from 57,593,019,740.60 RMB in the same period of 2023[24] - The company's borrowing and interbank borrowing increased by 9,795,052,564.60 RMB in the first three quarters of 2024, compared to 7,289,843,042.85 RMB in the same period of 2023[24] - Net cash flow from operating activities was -1,113,355,759.00, a significant decrease compared to 1,021,126,625.37 in the previous period[26] - Net cash flow from investing activities was -724,264,512.69, a decrease from -235,670,953.67 in the previous period[26] - Net cash flow from financing activities was 1,328,647,668.74, a significant improvement from -2,305,839,486.29 in the previous period[26] - The company issued bonds worth 7,000,000,000.00 during the period[26] - The company repaid debts worth 4,500,000,000.00 during the period[26] - The company paid dividends, profits, or interest worth 1,608,489,981.12 during the period[26] - The company received 450,000,000.00 from investments during the period[26] - The company spent 724,301,312.69 on the purchase of fixed assets, intangible assets, and other long-term assets during the period[26] - The company's cash and cash equivalents decreased by 514,039,303.54 during the period[26] Capital and Risk Management - Core tier 1 capital adequacy ratio improved to 17.44%, compared to 14.55% at the end of the previous year[14] - Capital adequacy ratio rose to 18.60%, up from 15.70% at the end of the previous year[14] - Leverage ratio improved to 17.17%, up from 14.63% at the end of the previous year[14] - Total risk-weighted assets increased to 13,353,675.20 million yuan, up from 12,217,123.30 million yuan at the end of the previous year[14] - Non-performing financing lease asset ratio slightly increased to 0.92% from 0.91% at the end of the previous year[15] - Provision coverage ratio decreased to 426.01% from 448.39% at the end of the previous year[15] - Net interest spread on leasing business was 3.67%, slightly down from 3.69% in the same period last year[15] Shareholders and Comprehensive Income - The company's total number of ordinary shareholders at the end of the reporting period was 67,551[8] - The company's total comprehensive income for the first three quarters of 2024 was 2,224,866,894.31 RMB, up from 2,044,995,372.66 RMB in the same period of 2023[23] - Non-recurring gains and losses amounted to 223.28 million yuan for the quarter[6] Leasing and Interest Income - The company received 6,243,291,228.73 RMB in financing lease income in the first three quarters of 2024, up from 5,630,946,707.26 RMB in the same period of 2023[24] - The company paid 2,344,819,252.82 RMB in interest, fees, and commissions in the first three quarters of 2024, compared to 1,881,010,209.91 RMB in the same period of 2023[24]