INDUSTRIAL BANK(601166)2025-01-15 10:33Financial Performance - The total operating income for 2024 reached RMB 212.226 billion, a year-on-year increase of 0.66% compared to RMB 210.831 billion in 2023[3] - The net profit attributable to shareholders of the parent company was RMB 77.205 billion, reflecting a slight increase of 0.12% from RMB 77.116 billion in the previous year[3] - The basic earnings per share for 2024 was RMB 3.51, consistent with the previous year[3] - The weighted average return on equity decreased to 9.89%, down 0.75 percentage points from 10.64% in 2023[3] Assets and Liabilities - Total assets as of December 31, 2024, amounted to RMB 10.510731 trillion, representing a growth of 3.47% from RMB 10.158326 trillion at the end of 2023[3] - The balance of various loans reached RMB 5.74 trillion, an increase of 5.05% compared to the previous year[5] - The total liabilities stood at RMB 9.62 trillion, up 2.85% from the previous year, with total deposits increasing by 7.69% to RMB 5.53 trillion[5] Loan Quality - The non-performing loan ratio remained stable at 1.07%, unchanged from the end of the previous year[5] - The provision coverage ratio decreased to 237.78%, down 7.43 percentage points from the previous year[4] Reporting Notes - The company emphasizes that the reported data is preliminary and may differ from the final annual report, with expected discrepancies not exceeding 10%[6]