SPD BANK(600000)2025-01-16 11:19Financial Performance - In 2024, the company achieved operating revenue of RMB 170.748 billion, a decrease of 1.55% compared to RMB 173.434 billion in 2023[2] - The net profit attributable to shareholders increased by 23.31% to RMB 45.257 billion, up from RMB 36.702 billion in the previous year[2] - The basic earnings per share rose to RMB 1.36, representing a growth of 27.10% from RMB 1.07 in 2023[2] - The company reported a net profit excluding non-recurring items of RMB 44.207 billion, an increase of 30.47% from RMB 33.882 billion in the previous year[2] Asset and Liability Management - The company's total assets reached RMB 9,461.88 billion, reflecting a growth of 5.05% from RMB 9,007.247 billion at the end of 2023[2] - The total liabilities increased by 5.35% to RMB 8,717.099 billion, up from RMB 8,289.739 billion at the end of 2023[6] Risk Management and Asset Quality - The non-performing loan ratio improved to 1.36%, down by 0.12 percentage points from 1.48% at the end of 2023[2] - The provision coverage ratio increased to 186.96%, up by 13.45 percentage points from 173.51% at the end of 2023[2] - The company emphasized risk control and asset quality improvement, with significant progress in the disposal of non-performing assets[6] Strategic Focus - The company focused on five major financial sectors, enhancing service effectiveness and achieving stable growth in operating efficiency[5]