BANK OF CHANGSHA(601577)2025-01-17 08:00Financial Performance - Operating income for 2024 was RMB 25.94 billion, reflecting a year-on-year growth of 4.57%[5] - Net profit attributable to shareholders was RMB 7.98 billion, up 6.92% from the previous year[5] - Basic earnings per share increased to RMB 16.70, up 11.71% from the previous year[4] - The weighted average return on equity decreased to 12.04%, down 0.46 percentage points[4] Asset and Equity Growth - Total assets reached RMB 1,147.02 billion, an increase of 12.45% compared to the beginning of the year[5] - Shareholders' equity attributable to the company reached RMB 78.17 billion, an increase of 18.24%[4] Loan and Deposit Metrics - Total deposits increased by RMB 641.18 billion, a growth of 9.73%[5] - Loans and advances increased by RMB 567.18 billion, representing an 11.61% growth[5] Risk and Provisioning - The non-performing loan ratio remained stable at 1.15%, unchanged from the beginning of the year[5] - Provision coverage ratio increased to 314.23%, up 0.02 percentage points from the beginning of the year[5]