而从存量机构的排名变化看，有19家银行排名提升。其中，来自西部的成都银行（601838）继去年上榜 后，今年排名又一口气飙升了35位，成为本年度银行业"进步王"。此外，杭州银行（600926）、重庆银 行（601963）、微众银行也实现大步跨越，排名均提升了20位以上。 "区域性中小银行的优异表现，映射出中国经济区域发展战略的深度赋能。"7月23日，北京财富管理行 业协会特约研究员杨海平接受媒体采访时表示，京津冀协同发展、长三角一体化、成渝双城经济圈、山 东半岛城市群等战略的纵深推进，提供了充沛的信贷需求和丰富的场景入口，区域性中小银行若能在本 地经济活力中找准切口、健全治理、坚持差异化，就能在同业竞争中脱颖而出，实现高质量发展。 7月22日，财富中文网发布了2025年《财富》中国500强排行榜。该榜单按截止日不晚于2025年3月31日 的最新财务年度的营业总收入对公司进行排名，采用与《财富》世界500强一致的制榜方法，同时包括 了上市和非上市企业。 在本年度榜单中，商业银行阵营显著扩容，从上年的28家增至33家，为近年之最。新增5席全部来自区 域板块，分别为广州农商银行、天津银行、成都农商银行、哈尔滨银行及 ...

7月以来，中小银行积极跟进科创债发行，四川银行、长沙银行（601577）、嘉兴银行等9家城农商行已 发行及拟发行规模合计168亿元。据数据梳理，目前科创债发行银行已经扩容至30家，中小银行占比过 半，总规模超2300亿元。 据了解，自今年5月债券市场"科技板"推出以来，银行、理财公司积极参与科技创新债券承销、发行及 投资。中银理财、农银理财、工银理财等均已配置首批科创债，交银理财、浙银理财等布局科技金融主 题理财产品。而随着首批科创债ETF的公开发行，天津银行、渤海银行等也参与投资科创债ETF基金， 引导资金向科创领域汇聚。 专业人士分析指出，发行科创债有助于银行通过资本市场获取中长期低成本资金，定向投放给符合政策 导向的科技型企业，增强自身对战略性新兴产业和科创企业的金融支持能力。对于理财公司而言，科创 债作为兼具政策扶持与信用增信的新型品种，为理财公司提供了"稳健收益+政策红利"的创新投资标 的，有助于提升产品吸引力和差异化竞争力。 据了解，今年5月，债券市场"科技板"正式启动。5月7日，中国人民银行、中国证监会联合发布关于支 持发行科技创新债券有关事宜的公告，从丰富科技创新债券产品体系和完善科技创新债券 ...

事项： 复盘：2010 年以来三轮牛市行情中银行板块行情如何演绎？根据过往经验，牛市行情中银行股表现往往可 以分为三个阶段，（1）牛市启动初期：市场往往是普涨行情，银行指数有不错的绝对收益，且跑输大盘 并不明显；（2）牛市中期：银行指数往往难以跑出超额收益，该阶段成长性板块表现更优；（3）牛市后 期：往往是银行最好的投资机会，有绝对收益和超额收益。2010 年以来的三轮牛市行情中，除了 2014-2015 年资金驱动为主的牛市行情，另外两轮中后期银行板块都跑出了超额收益。个股方面，虽然银行指数往往 要等到牛市中后期，即经济有较为明确的复苏迹象后才会进入加速上涨阶段，但优质高成长银行往往率先 启动。2016-2018 年初的经济复苏的牛市行情中，银行指数跑出了超额收益，大行、招行和城商行都有绝 对收益和超额收益，但多数股份行表现一般，主要期间叠加了金融严监管，股份行受冲击较大；2019-2021 稳增长政策发力经济预期改善的牛市行情中，个股分化非常大，优质高成长银行有超额收益，不存在某一 细分板块占优。 银行板块近期回调何时结束？银行板块近期出现回调，我们认为主要是牛市氛围渐浓，追求超额收益的交 易性资金在撤退 ...

丨证券研究报告丨 行业研究丨专题报告丨银行 [Table_Title] 哪些顺周期银行股值得关注？ ——银行股配置重构系列六 报告要点 马祥云 盛悦菲 SAC：S0490521120002 SAC：S0490524070002 SFC：BUT916 请阅读最后评级说明和重要声明 %% %% %% %% research.95579.com 1 [Table_Title 哪些顺周期银行股值得关注？ 2] ——银行股配置重构系列六 [Table_Summary] 近期在反内卷、雅下水电工程等事件驱动下，宏观政策预期升温、市场风险偏好大幅回升。2023 年以来顺周期标签的银行股普遍涨幅落后，估值历史分位非常低。市场开始关注哪些顺周期银 行股当前的配置性价比突出。我们认为，业绩稳定的小微农商行、零售资产质量存在改善预期 的城商行、滞涨的低估值股份行值得关注：1）经济预期压制估值的小微农商行有修复空间（常 熟银行/瑞丰银行）；2）如果收入预期改善，零售特色银行有修复空间（宁波银行/长沙银行）； 3）平安银行估值及涨幅明显落后于股份行，已经充分反映悲观预期。 分析师及联系人 [Table_Author] [Table_S ...

21世纪经济报道记者叶麦穗 广州报道银行股年内走势强劲，涨幅遥遥领先，中证银行指数最高上涨 25%，银行板块内42只个股一度全部实现正增长，18只个股在今年先后刷新历史新高。其中，涨幅最大 的青岛银行，盘中涨幅一度突破40%。 不过随着银行股的大涨，部分股东落袋为安的意愿渐浓。根据同花顺统计，今年以来已经有6家银行披 露了减持计划，且均发生在5月之后。对于股东的减持行为，市场表现较为平静，多数业内人士分析认 为，此轮减持主要源于银行股经历大幅上涨后，部分股东选择阶段性获利了结，从基本面来看，银行股 仍具备持续的投资价值。 6家银行发布减持公告 近日，杭州银行发布公告，该行股东中国人寿拟在公告披露之日起三个交易日后的三个月内，通过集中 竞价或大宗交易方式减持其所持公司股份，合计不超过5078.94万股，占比0.7%。 这次减持，是中国人寿2009年战略投资杭州银行的收官。 根据公开信息，中国人寿是杭州银行于2009 年引进的险资财务投资者，其在2014年通过协议受让方式两次增持了杭州银行，合计出资约16.35亿 元。随着杭州银行的成功上市和发展，自2021年，中国人寿在二级市场三次适时减持了所持杭州银行股 份， ...

金融界2025年7月19日消息，国家知识产权局信息显示，信雅达科技股份有限公司;长沙银行股份有限公 司申请一项名为"一种基于共享作业系统的银行智能授权方法、系统、设备及介质"的专利，公开号 CN120338937A，申请日期为2025年06月。 长沙银行股份有限公司，成立于1997年，位于长沙市，是一家以从事货币金融服务为主的企业。企业注 册资本402155.3754万人民币。通过天眼查大数据分析，长沙银行股份有限公司共对外投资了10家企 业，参与招投标项目5000次，财产线索方面有商标信息225条，专利信息10条，此外企业还拥有行政许 可92个。 专利摘要显示，本发明公开了一种基于共享作业系统的银行智能授权方法、系统、设备及介质，该方法 包括：基于业务柜台发送的业务授权请求获取待办理业务的业务数据，基于业务数据对待办理业务进行 风险等级评估和风险画像评估，根据风险画像和业务风险等级匹配待办理业务对应的授权审核策略，根 据授权审核策略和业务数据对待办理业务进行授权审核，获得授权审核结果；基于异常时序行为分析结 果对授权审核结果进行质检；基于质检结果对授权审核结果进行校正，获得目标授权结果，并将目标授 权结果反 ...

【A股上市银行2024年分红规模创新高，中期分红成趋势】 又到分红季，A股上市银行"红包雨"如期而 至。近日，工商银行（601398）、农业银行等实施2024年度分红派息。其中，某银行每股派发现金红利 2元，合计派发A股现金红利约412.58亿元；工商银行每股派现金股息约0.1646元，合计约443.78亿元； 农业银行每股派现金红利0.1255元，合计约400.65亿元。 截至目前，42家A股上市银行年度利润分配方 案均获股东大会通过，26家已完成分红派息。2024年，A股上市银行现金分红总额达6319.56亿元，较上 年增加近200亿元，增幅3.03%。 国有大行分红最为豪横。工商银行、建设银行（601939）、农业银行 和某银行2024年累计分红均超700亿元。工商银行年度累计分红1097.73亿元，同比增0.52%；建设银行 分红1007.54亿元，同比增0.75%；农业银行和某银行分别为846.61亿元和713.60亿元。 股份行中，"零 售之王"某银行合计派发约504.40亿元，远超交通银行（601328）的281.46亿元和邮储银行（601658）的 259.41亿元。从分红比例看，某银行以35 ...

Market Overview - The overall market is experiencing a pullback, with the Shanghai Composite Index closing at 3500.62 points, down 0.12% [2] - The total trading volume for the market was 927 billion, showing a significant decrease compared to the previous day [3] Financial Sector Performance - The financial sector, particularly banks and insurance companies, is underperforming, contributing to the decline of the Shanghai Composite Index [3][8] - Major insurance companies like New China Life and China Life have seen declines exceeding 1%, with New China Life down 2.69% [8] - Among 42 bank stocks, only China Bank remained flat, while others, including Xiamen Bank and Qilu Bank, experienced declines of nearly 4% and 2.89% respectively [13] New IPOs and Market Movements - N Huadian New Energy, the largest IPO of the year, saw its stock price rise by as much as 219.81% during trading, reaching a peak of 10.17 yuan per share [12] - The company raised 18.171 billion yuan through the issuance of 4.969 billion shares, with plans for investment in renewable energy projects [15] Hong Kong Market Performance - The Hong Kong market is showing positive trends, with the Hang Seng Index up 0.28% and the Hang Seng Technology Index up 0.61% [5] - Anta Sports led the gains in the Hang Seng Index, rising by 2.73% [6] Notable Stock Movements - The stock of Weiyali surged by 918% upon its resumption of trading, reflecting significant market interest [17] - The stock price of Weiyali reached 33.2 HKD per share during trading, before settling at 11 HKD, marking a 237.42% increase [18]

Core Viewpoint - A-share listed banks are experiencing a peak in dividend distribution for the 2024 fiscal year, with over thirty banks having completed their annual dividends and several others announcing dividend implementation plans [1][3][4]. Group 1: 2024 Annual Dividends - The Industrial and Commercial Bank of China (ICBC) leads with a total cash dividend of approximately 109.77 billion yuan for the previous year [3][4]. - The six major state-owned banks have collectively distributed over 420 billion yuan in dividends for 2024, with ICBC, China Construction Bank, Agricultural Bank of China, and Bank of China being the top contributors [4][6]. - Other banks such as China CITIC Bank and Beijing Bank have also announced significant cash dividends, with CITIC Bank distributing around 19.46 billion yuan [4][5]. Group 2: 2025 Mid-Year Dividend Plans - Several banks, including China Merchants Bank and Hangzhou Bank, have initiated plans for mid-year dividends in 2025, aiming to enhance investor returns [1][8][10]. - The focus on mid-year dividends is seen as a strategy to improve liquidity and provide more consistent cash flow to investors, which may support long-term stock price appreciation [10]. - Banks like Su Nong Bank and Changsha Bank have expressed intentions to implement mid-year dividend plans based on their financial performance and regulatory requirements [8][9]. Group 3: Stock Performance and Market Trends - The banking sector has shown strong performance in the A-share market, with several banks achieving significant stock price increases in the first half of the year [12][13]. - The overall dividend yield of the banking sector remains attractive, particularly in a low-interest-rate environment, making it appealing for long-term investors [10][13]. - Some banks have faced challenges in executing share buyback plans due to stock price fluctuations, indicating a cautious approach to capital management [11][14].

Group 1 - The current period marks a peak for cash dividends among listed banks in A-shares, with over 30 banks having announced their annual dividends [1] - Industrial and Commercial Bank of China (ICBC) distributed approximately 44.378 billion yuan in cash dividends on July 14, with a per-share dividend of about 0.16 yuan [1] - Other banks such as China Merchants Bank and Agricultural Bank of China have also announced significant cash dividends, with China Merchants Bank distributing around 41.258 billion yuan and Agricultural Bank of China planning to distribute approximately 40.065 billion yuan [1] Group 2 - Several listed banks have indicated intentions for mid-term dividends for 2025, with Changsha Bank planning to distribute dividends based on its net profit, which has totaled 9.373 billion yuan from 2018 to 2024 [2] - The banking sector has shown strong stock performance this year, with several banks experiencing stock price increases exceeding 30% as of July 14 [2] - High dividend yields, with some banks exceeding 4.5%, are contributing to the positive performance of bank stocks, as the average dividend yield of state-owned banks surpasses the yield of 10-year government bonds [2] Group 3 - Multiple brokerages remain optimistic about bank stocks, citing the increasing certainty of insurance capital allocation to bank stocks amid an "asset shortage" [3] - The long-term investment and value investment strategies of insurance capital align with the stable dividend yields and potential for performance improvement in the banking sector [3] - A series of financial policies and structural tools are expected to support the positive accumulation of fundamental factors for banks, indicating a potential performance turning point [3] Group 4 - Some banks have announced share buyback plans, but these have been delayed due to stock price fluctuations and other factors, as seen with Huaxia Bank's announcement regarding its planned share buyback [4] - Chengdu Bank's major shareholders have also postponed their buyback plans due to the stock price exceeding the set upper limit, with the stock reaching a historical high of 20.96 yuan per share [4] - The implementation of buyback plans will depend on future stock price movements and overall market trends [4]