XGD(300130)2025-01-22 09:08Financial Performance - The company expects net profit attributable to shareholders to be between CNY 200 million and CNY 300 million, a decrease of 60.27% to 73.51% compared to the previous year's profit of CNY 755.04 million[3]. - The net profit after deducting non-recurring gains and losses is projected to be between CNY 440 million and CNY 540 million, down by 22.82% to 37.11% from last year's CNY 699.67 million[3]. - Non-recurring losses are expected to impact net profit attributable to shareholders by approximately CNY 240 million, primarily due to tax-related fees and penalties[7]. Transaction Volume - The company processed approximately CNY 1.47 trillion in transaction volume in 2024, showing a slight decline compared to the previous year, but maintaining overall stability in monthly transaction volume[5]. Profitability and Revenue - The company achieved a significant improvement in gross profit margin despite a decline in revenue from acquiring and value-added services[6]. - The company plans to recognize an impairment of goodwill for its subsidiary, estimated between CNY 100 million and CNY 120 million, due to reduced procurement expectations from major clients[7]. Business Expansion and Innovation - The company successfully obtained the Hong Kong MSO license and launched its cross-border payment brand PayKKa, supporting over 10 global mainstream currencies and 150+ currencies for collection[6]. - The company continues to invest in artificial intelligence, with its AI "digital employee" product achieving commercialization[6]. - The company is focusing on expanding its hardware business in high-end markets such as Europe and Japan, with revenue growth reported in these regions[6]. Investor Guidance - The company emphasizes the importance of cautious decision-making for investors, as detailed financial data will be disclosed in the 2024 annual report[9].