QILU BANK(601665)2025-02-05 10:10Financial Performance - In 2024, Qilu Bank achieved total operating income of RMB 12,495.81 million, a year-on-year increase of 4.55%[3] - The net profit attributable to shareholders reached RMB 4,986.29 million, reflecting a growth of 17.77% compared to 2023[3] - Basic earnings per share were RMB 0.97, an increase of 11.49% compared to the previous year[3] - The weighted average return on equity decreased by 0.38 percentage points to 12.52%[3] Asset and Loan Growth - The total assets of Qilu Bank amounted to RMB 689,539.36 million, representing a 14.01% increase from the beginning of the year[3] - The total loans increased to RMB 337,141.86 million, marking a growth of 12.31% year-on-year[3] - The total deposits rose to RMB 439,541.46 million, with a year-on-year growth of 10.42%[3] Credit Quality - The non-performing loan ratio improved to 1.19%, a decrease of 0.07 percentage points from the previous year[6] - The provision coverage ratio increased to 322.38%, up by 18.80 percentage points year-on-year[6] Dividends - The bank declared an interim cash dividend of RMB 614 million for 2024, which is reflected in the financial statements[6]