成都银行(601838) - 2018 Q1 - 季度财报

Financial Performance - The total operating income for Q1 2018 was CNY 2,568,970,000, representing a 23.59% increase compared to CNY 2,078,648,000 in Q1 2017[10] - The net profit attributable to shareholders of the parent company reached CNY 1,031,629,000, up 20.45% from CNY 856,483,000 in the same period last year[10] - The net profit for the first quarter of 2018 was RMB 1.03 billion, up from RMB 857.55 million in the same period of 2017, reflecting a year-on-year increase of about 20.2%[46] - The total comprehensive income for the parent company's shareholders was CNY 1,049,300 thousand in Q1 2018, compared to CNY 832,924 thousand in Q1 2017, representing a year-over-year increase of approximately 26%[48] - Basic and diluted earnings per share increased to CNY 0.30 in Q1 2018 from CNY 0.26 in Q1 2017, reflecting a growth of 15.38%[48] Assets and Liabilities - The total assets as of March 31, 2018, amounted to CNY 454,379,305,000, reflecting a 4.57% increase from CNY 434,539,478,000 at the end of 2017[10] - The total assets of Chengdu Bank reached RMB 454.38 billion as of March 31, 2018, an increase from RMB 434.54 billion in the previous year, representing a growth of approximately 4.0%[40] - Total liabilities amounted to RMB 425.87 billion as of March 31, 2018, compared to RMB 409.52 billion a year earlier, which is an increase of approximately 4.0%[43] - The total liabilities increased by 3.99% to CNY 425,865,643,000 from CNY 409,515,036,000 at the end of 2017[15] Cash Flow - The net cash flow from operating activities was negative at CNY -24,826,437,000, worsening by 92.23% compared to CNY -12,915,300,000 in Q1 2017[10] - Cash inflow from investment activities totaled CNY 24,487,772 thousand in Q1 2018, down from CNY 35,580,496 thousand in Q1 2017, a decrease of approximately 31%[53] - Cash outflow from investment activities increased to CNY 56,271,068 thousand in Q1 2018, compared to CNY 44,062,883 thousand in Q1 2017, marking a rise of about 28%[53] - Net cash flow from financing activities was CNY 27,036,011 thousand in Q1 2018, compared to CNY 9,902,432 thousand in Q1 2017, showing an increase of approximately 173%[53] Loans and Deposits - The total loans and advances amounted to CNY 154,089,076,000, which is a 3.65% increase from CNY 148,662,682,000 at the end of 2017[10] - The bank's total loans and advances amounted to CNY 154,089,076 thousand, up from CNY 148,662,682 thousand, marking a growth of 3.03%[27] - The bank's customer deposits reached RMB 317.39 billion, up from RMB 312.80 billion in the previous year, reflecting a growth of about 1.8%[43] - The total deposits absorbed were CNY 317,386,366,000, reflecting a 1.47% increase from CNY 312,797,150,000 in the previous year[15] Investment and Income - Investment income surged by 121.00% to CNY 456,494 thousand, attributed to increased returns from available-for-sale financial assets[25] - The bank's investment income for the first quarter of 2018 was RMB 456.49 million, significantly higher than RMB 206.56 million in the same period of 2017, reflecting an increase of approximately 121.0%[46] - Interest income for the first quarter of 2018 was RMB 4.15 billion, compared to RMB 3.27 billion in the first quarter of 2017, marking a growth of approximately 27.0%[46] - The net interest income for the first quarter of 2018 was RMB 2.05 billion, an increase from RMB 1.75 billion in the same period of 2017, indicating a rise of about 17.3%[46] Risk and Capital Management - The non-performing loan ratio slightly decreased to 1.68% from 1.69% year-on-year, indicating stable asset quality[25] - The bank's non-performing loan ratio remained stable, indicating effective risk management strategies in place[46] - The capital adequacy ratio improved to 14.66% from 13.66% in the previous year, reflecting stronger capital position[30] - The bank's core tier 1 capital adequacy ratio increased to 11.54% from 10.47% year-on-year, indicating enhanced capital strength[30] - The provision coverage ratio improved to 203.65% from 201.41%, reflecting a robust provisioning strategy[25] Liquidity - The liquidity coverage ratio decreased to 150.77% from 185.46%, indicating a tighter liquidity position[34]