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Crawford(CRD_B) - 2024 Q4 - Annual Results
CRD_BCrawford(CRD_B)2025-03-03 21:23

Revenue Performance - Revenues before reimbursements increased 17% to 347.3millioninQ42024from347.3 million in Q4 2024 from 296.1 million in Q4 2023[2] - Full year revenues before reimbursements reached a record 1.293billionin2024,up21.293 billion in 2024, up 2% from 1.267 billion in 2023[3] - Total revenues for Q4 2024 reached 347,254,up17.3347,254, up 17.3% from 296,121 in Q4 2023[32] - Total revenues for the three months ended December 31, 2024, increased by 16% to 358,318,000comparedto358,318,000 compared to 309,165,000 in the same period of 2023[41] - Total revenues for the year ended December 31, 2024, were 1,340,970,000,a21,340,970,000, a 2% increase from 1,316,919,000 in 2023[43] Net Income and Earnings - Fourth quarter net income was 5.7million,asignificantrecoveryfromalossof5.7 million, a significant recovery from a loss of (0.8) million in the prior year quarter[2] - Net income attributable to shareholders for Q4 2024 was 5,722,arecoveryfromalossof5,722, a recovery from a loss of 818 in Q4 2023[33] - Net income for the three months ended December 31, 2024, was 5,861,000,asignificantincreaseof6935,861,000, a significant increase of 693% from a net loss of 989,000 in the same period of 2023[41] - Net income attributable to shareholders for the year ended December 31, 2024, was 26,596,000,down1326,596,000, down 13% from 30,609,000 in 2023[43] Earnings Per Share - The diluted earnings per share for Q4 2024 was 0.11,comparedtoadilutedlosspershareof0.11, compared to a diluted loss per share of 0.02 in Q4 2023[34] - Basic earnings per share for Class A and Class B Common Stock were both 0.12forthethreemonthsendedDecember31,2024,comparedtoalossof0.12 for the three months ended December 31, 2024, compared to a loss of 0.02 in the same period of 2023, representing a 700% increase[41] - Basic earnings per share for Class A and Class B Common Stock decreased by 14% to 0.54fortheyearendedDecember31,2024,comparedto0.54 for the year ended December 31, 2024, compared to 0.63 in 2023[43] Operating Performance - Consolidated operating earnings for Q4 2024 were 18,726,asignificantincreasefrom18,726, a significant increase from 7,750 in Q4 2023, representing a growth of 142.5%[33] - International operations generated 8,473inoperatingearningsforQ42024,upfrom8,473 in operating earnings for Q4 2024, up from 2,207 in Q4 2023, reflecting a growth of 284.5%[33] - Operating earnings for North America reached 3,366million,asignificantincreaseof347.63,366 million, a significant increase of 347.6% from 752 million in 2023[48] - Operating earnings for international operations surged to 8,473million,anincreaseof283.98,473 million, an increase of 283.9% from 2,207 million in 2023[48] Cash Flow and Debt - Cash provided by operations decreased to 51.6millionin2024from51.6 million in 2024 from 103.8 million in 2023, primarily due to a decrease in accounts receivable[23] - Free cash flow for the year ended December 31, 2024, was 9,972,down85.19,972, down 85.1% from 67,194 in 2023[33] - The company's total debt outstanding increased to 218.1millionasofDecember31,2024,comparedto218.1 million as of December 31, 2024, compared to 209.1 million at the end of 2023[22] Assets and Liabilities - Cash and cash equivalents as of December 31, 2024, were 55,412,000,adecreasefrom55,412,000, a decrease from 58,363,000 as of December 31, 2023[45] - Total assets increased to 803,755,000asofDecember31,2024,comparedto803,755,000 as of December 31, 2024, compared to 799,199,000 as of December 31, 2023[45] - Total liabilities remained relatively stable at 648,204,000asofDecember31,2024,comparedto648,204,000 as of December 31, 2024, compared to 659,368,000 as of December 31, 2023[45] Segment Performance - North America Loss Adjusting revenues before reimbursements were 79.4millioninQ42024,increasing1479.4 million in Q4 2024, increasing 14% from 69.7 million in Q4 2023[6] - International Operations revenues before reimbursements were 112.5millioninQ42024,up15.8112.5 million in Q4 2024, up 15.8% from 97.2 million in Q4 2023[9] - Broadspire segment revenues before reimbursements reached a new annual record of 388.1millionin2024,increasing9.1388.1 million in 2024, increasing 9.1% from 355.7 million in 2023[13] - Platform Solutions revenues before reimbursements were 57.6millioninQ42024,up55.157.6 million in Q4 2024, up 55.1% from 37.2 million in Q4 2023[14] Expense Management - Direct compensation, fringe benefits, and non-employee labor costs in North America rose to 58,951million,reflectinga12.958,951 million, reflecting a 12.9% increase from 52,224 million in 2023[48] - Total operating expenses for North America were 76,068million,a10.476,068 million, a 10.4% increase compared to 68,932 million in 2023[48] - Total operating expenses for international operations increased to 104,018million,up9.6104,018 million, up 9.6% from 94,945 million in 2023[48]