HZBank(600926)2025-04-28 11:00Financial Performance - In Q1 2025, the company's operating income reached RMB 9,977,642, an increase of 2.22% compared to RMB 9,760,688 in Q1 2024[5] - Net profit attributable to shareholders was RMB 6,021,119, reflecting a 17.30% increase from RMB 5,133,233 in the same period last year[6] - Basic earnings per share rose to RMB 0.94, up 14.63% from RMB 0.82 in Q1 2024[6] - The company reported a total of 49,269 shareholders as of the end of the reporting period[10] - The company reported a comprehensive diluted return on equity of 4.95%, up from 4.86%[17] - Net profit for Q1 2025 was RMB 6,021,119 thousand, up from RMB 5,133,233 thousand in Q1 2024, reflecting an increase of about 17.3%[49] - Net profit for Q1 2025 was RMB 5,755,853 thousand, representing a 18.3% increase compared to RMB 4,866,796 thousand in Q1 2024[53] Cash Flow - The net cash flow from operating activities surged to RMB 47,295,319, a significant increase of 513.87% compared to -RMB 11,427,621 in Q1 2024[6] - The net cash flow from operating activities improved significantly to RMB 47,295,319 thousand, compared to a negative cash flow of RMB (11,427,621) thousand in the same period last year[57] - Net cash flow from operating activities for Q1 2025 was RMB 42,945,969 thousand, a significant improvement compared to a net outflow of RMB (9,882,311) thousand in Q1 2024[61] - Cash inflow from investment activities totaled RMB 217,619,383 thousand in Q1 2025, up from RMB 182,752,944 thousand in Q1 2024[61] - Net cash flow from financing activities reached RMB 24,601,868 thousand in Q1 2025, compared to RMB 8,048,401 thousand in Q1 2024[63] Assets and Liabilities - Total assets as of March 31, 2025, were RMB 2,222,216,225, representing a 5.20% increase from RMB 2,112,355,860 at the end of 2024[6] - Total liabilities increased to RMB 2,076,293,816 thousand from RMB 1,976,307,861 thousand[17] - Total assets at the end of Q1 2025 amounted to 222.2216 billion yuan, reflecting a growth of 5.20% from the end of the previous year[29] - Total liabilities as of March 31, 2025, amounted to RMB 2,076,293,816 thousand, an increase from RMB 1,976,307,861 thousand as of December 31, 2024, marking a growth of about 5.1%[41] Deposits and Loans - Total deposits rose to RMB 1,348,779,344 thousand, up from RMB 1,272,551,288 thousand[17] - The bank's total deposits as of March 31, 2025, were RMB 1,366,203,000 thousand, an increase from RMB 1,289,515,182 thousand as of December 31, 2024, reflecting a growth of approximately 6.0%[41] - The balance of loans in the corporate finance segment reached 631.637 billion yuan, an increase of 11.73% year-on-year[31] - Total loans amounted to RMB 995,196,394 thousand, compared to RMB 937,498,709 thousand previously[17] Investment and Income - The bank's investment income for Q1 2025 was RMB 4,137,373 thousand, significantly higher than RMB 1,913,624 thousand in Q1 2024, showing an increase of about 116.0%[49] - The bank's investment income surged to RMB 4,136,386 thousand, compared to RMB 1,913,192 thousand in Q1 2024, indicating strong performance in investment activities[53] Ratios and Returns - The weighted average return on equity increased to 5.15%, up 0.16 percentage points from 4.99% in Q1 2024[6] - Core Tier 1 capital adequacy ratio improved to 9.01% from 8.85%[20] - Liquidity coverage ratio increased to 301.42% from 244.42%[24] - Cost-to-income ratio improved to 23.70% from 24.10%[17] - The non-performing loan ratio remained stable at 0.76%[26] - The non-performing loan ratio remained stable at 0.76%, consistent with the end of the previous year[30] Shareholder Information - The top ten shareholders held a total of 3,000,000,000 shares, accounting for 47.09% of the total shareholding[10] - The number of ordinary shares outstanding increased by 4.35% to 6,312,359 thousand shares compared to 6,049,255 thousand shares at the end of 2024[6]