成都银行(601838) - 2022 Q4 - 年度财报

Corporate Strategy and Business Development - Focus on cultivating enterprises in "advantageous, basic, and future tracks" to tailor financial services and enhance professional service capabilities[150] - Strengthen the competitiveness of investment banking by consolidating market-leading share in bond underwriting and exploring new business opportunities[150] - Optimize small and micro financial services by improving credit market share in key industries and increasing the number of active small business customers[150] - Advance retail transformation by expanding digital talent and capabilities, and enhancing customer engagement through online "1+N" scenarios[151] - Expand personal asset business scale, maintaining steady growth in personal mortgage and consumer loan businesses[151] - Accelerate the formation of a "wealth management bank" reputation by improving wealth management product services[151] - Prepare for securities investment fund custody qualification inspection to achieve formal business operations[151] - Enhance cross-border financial services for foreign-related enterprises with products like "Foreign Exchange Cheng e Settlement" and "Forward Hedging Treasure"[151] Risk Management and Corporate Governance - Face potential risks including credit risk, narrowing interest margins, and information technology risks related to fintech development[153] - Strengthen corporate governance by adhering to laws and regulations, and improving governance structure and level[154] Leadership and Key Personnel - Zhang Peng, Chairman of the Board of Directors of Sichuan Jincheng Consumer Finance Co., Ltd., and concurrently serving as the Vice Chairman of the Chengdu Finance, Trade, Light Industry, and Textile Union[199] - Zhao Ying, General Manager of the Risk Management Department, with a master's degree in Business Administration from Southwestern University of Finance and Economics and a senior economist title[200] - Zhao Hongcheng, Member of the Standing Committee of the Discipline Inspection Commission and Secretary of the Discipline Inspection Commission of Chengdu Bank, with a bachelor's degree in Economics from Sichuan University[200]