成都银行(601838) - 2023 Q3 - 季度财报

Financial Performance - In Q3 2023, the total operating income reached CNY 5,592,492 thousand, representing a year-on-year increase of 6.49%[8] - The net profit for the same period was CNY 2,580,874 thousand, reflecting a growth of 12.49% compared to the previous year[8] - For the first nine months of 2023, the company reported operating income of RMB 16.70 billion, a year-on-year increase of RMB 1.46 billion or 9.55%[21] - The net profit attributable to shareholders for the same period was RMB 8.16 billion, reflecting a year-on-year growth of RMB 1.41 billion or 20.81%[21] - Operating income for the first nine months of 2023 reached CNY 16,702,380, an increase of 9.5% compared to CNY 15,246,353 in the same period of 2022[47] - Net profit for the first nine months of 2023 was CNY 8,157,321, representing a 20.7% increase from CNY 6,751,759 in the same period of 2022[47] - Total comprehensive income for the first nine months of 2023 was CNY 8,395,892, compared to CNY 6,531,009 in the same period of 2022, reflecting a growth of 28.5%[49] Assets and Liabilities - The total assets as of September 30, 2023, amounted to CNY 1,063,039,090 thousand, marking a 15.84% increase from the end of 2022[10] - The bank's total liabilities reached CNY 995,140,418 thousand, an increase of 16.22% from the previous year[10] - The bank's total assets increased to CNY 111,131,191, a rise of 19.6% compared to CNY 92,836,010 in the previous year[51] - The bank's total liabilities have risen to CNY 995,140,418 thousand, compared to CNY 856,224,024 thousand, indicating an increase of 16.3%[45] Loans and Deposits - The total loans and advances increased to CNY 591,205,897 thousand, which is a 21.19% rise year-on-year[10] - The bank's customer deposits grew to CNY 768,828,127 thousand, reflecting a 17.44% increase year-on-year[10] - Total loans reached RMB 591.21 billion, an increase of RMB 103.38 billion or 21.19% from the previous year[21] - Total deposits amounted to RMB 768.83 billion, growing by RMB 114.18 billion or 17.44% year-on-year[21] Profitability Ratios - The net profit attributable to shareholders of the parent company was CNY 2,580,456 thousand, up by 12.48% year-on-year[8] - The weighted average return on equity decreased to 4.19%, down by 0.42 percentage points compared to the previous year[10] - The basic earnings per share increased to RMB 2.16, up by RMB 0.29 compared to the previous year[21] - The bank's basic earnings per share increased to CNY 2.16, up from CNY 1.87 in the previous year[49] Asset Quality - The non-performing loan ratio improved to 0.71%, a decrease of 0.07 percentage points from the end of the previous year[22] - The provision coverage ratio rose to 516.47%, an increase of 14.90 percentage points year-on-year[22] - The bank's loan classification shows that normal loans amount to CNY 583,237,260 thousand, which is 98.85% of total loans, compared to 98.76% in the previous year[38] Capital Adequacy - The net core tier 1 capital as of September 30, 2023, is CNY 62,277,035 thousand, an increase from CNY 55,822,906 thousand as of December 31, 2022, representing a growth of 11.5%[32] - The total capital adequacy ratio stands at 13.10% as of September 30, 2023, slightly down from 13.15% at the end of 2022[32] - The risk-weighted assets have increased to CNY 757,150,120 thousand from CNY 659,303,863 thousand, reflecting a growth of 14.9%[32] Cash Flow - The bank's cash flow from operating activities showed a net outflow of CNY 40,704,731 thousand, which is a 157.20% increase in outflow compared to the previous year[10] - The net cash flow from operating activities was negative at CNY (40,704,731), worsening from CNY (15,826,288) in the same period last year[51] - The bank's investment activities generated a net cash outflow of CNY (10,629,961), slightly improved from CNY (12,158,060) in the previous year[54] - The bank issued bonds that generated cash inflow of CNY 188,894,696, an increase from CNY 181,756,106 in the previous year[54] - The bank's cash and cash equivalents at the end of the period stood at CNY 62,696,625, a decrease from CNY 64,295,899 at the end of the previous year[54] Shareholder Information - The company had a total of 43,240 common shareholders at the end of the reporting period[18] - The top three shareholders held a combined 46.13% of the company's shares, with Chengdu Jiaozi Financial Holding Group holding 19.9998%[18]