ZJB(601860)2023-04-28 16:00Financial Performance - The company's operating income for Q1 2023 was RMB 1,091,012 thousand, representing a year-on-year increase of 1.54%[3] - The net profit attributable to shareholders for the same period was RMB 384,605 thousand, reflecting a growth of 5.5% compared to the previous year[3] - The net cash flow from operating activities reached RMB 20,316,470 thousand, marking an increase of 18.11% year-on-year[3] - The total operating income for Q1 2023 was CNY 1,091,012 thousand, a slight increase from CNY 1,074,414 thousand in Q1 2022, representing a growth of approximately 1.55%[42] - Net profit for Q1 2023 reached CNY 384,605 thousand, compared to CNY 364,541 thousand in Q1 2022, indicating an increase of about 5.5%[34] Assets and Liabilities - The total assets at the end of the reporting period amounted to RMB 255,274,901 thousand, which is a 13.6% increase from the end of the previous year[21] - The total assets of the company reached RMB 255,274.90 million, an increase from RMB 224,722.13 million at the end of 2022[32] - Total liabilities increased to CNY 237,783,566 thousand as of March 31, 2023, compared to CNY 207,624,981 thousand at the end of 2022, marking an increase of about 14.5%[36] - The company's total liabilities increased to RMB 237,783.57 million from RMB 207,624.98 million at the end of 2022[32] Shareholder Equity - The equity attributable to shareholders was RMB 17,491,335 thousand, showing a growth of 2.31% compared to the previous year[21] - The basic earnings per share for Q1 2023 was RMB 0.11, while the diluted earnings per share was RMB 0.10, indicating a decrease of 11.11%[21] Financial Ratios - The non-performing loan ratio improved slightly to 1.19% in Q1 2023 from 1.20% in 2022[28] - The liquidity ratio increased to 64.03% in Q1 2023, compared to 60.47% in the previous year[28] - The company’s net stable funding ratio was 136.36% as of March 31, 2023, up from 131.98% at the end of 2022[30] - The capital adequacy ratio decreased to 13.20% from 14.35% year-over-year[28] - The bank's leverage ratio decreased to 6.30% as of March 31, 2023, down from 6.95% at the end of 2022[38] Cash Flow - The cash and cash equivalents at the end of Q1 2023 were CNY 21,552,867 thousand, compared to CNY 20,149,475 thousand at the end of Q1 2022, indicating an increase of approximately 6.9%[46] - Net cash inflow from operating activities amounted to 20,316,470, compared to 17,201,054 in the previous period[48] - Cash outflow from investment activities was 29,224,459, an increase from 20,086,265[48] - Net cash flow from investment activities showed a significant decline to -12,232,825 from -1,786,082[48] - Cash inflow from financing activities totaled 6,145,266, up from 2,303,390[48] Other Income and Expenses - The company reported a non-operating income of RMB 2,724 thousand, which is classified as non-recurring gains[23] - The company received government subsidies amounting to RMB 1,245 thousand, which are closely related to its normal business operations[5] - The company reported a foreign exchange loss of RMB -35.81 million, indicating a decrease in foreign exchange gains and losses[25] - Other business income increased to RMB 471.86 million, reflecting growth in this segment[25] - Operating income from asset disposals decreased by RMB -88.26 million, indicating a reduction in non-operating income[25]