成都银行(601838) - 2024 Q1 - 季度财报

Financial Performance - The total operating income for Q1 2024 was CNY 5,638,180, representing a 6.27% increase compared to CNY 5,305,353 in Q1 2023[8] - Net profit for Q1 2024 reached CNY 2,851,129, marking a 12.87% increase from CNY 2,525,931 in Q1 2023[8] - Basic earnings per share for Q1 2024 were CNY 0.75, up 10.29% from CNY 0.68 in Q1 2023[9] - Net profit attributable to shareholders was RMB 2.85 billion, up RMB 0.32 billion, or 12.83% year-on-year[22] - Operating income for the period was RMB 5.64 billion, a year-on-year increase of RMB 0.33 billion, or 6.27%[22] - Net interest income rose to CNY 4,629,922 thousand in Q1 2024, an increase of 8.0% from CNY 4,285,107 thousand in Q1 2023[47] Assets and Liabilities - The total assets as of March 31, 2024, amounted to CNY 1,178,625,991, reflecting an 8.01% increase from CNY 1,091,243,069 at the end of 2023[9] - The total liabilities increased to CNY 1,104,030,440, an 8.25% increase from CNY 1,019,923,459 at the end of 2023[9] - Total assets reached RMB 1,178.63 billion, an increase of RMB 87.38 billion, or 8.01% year-on-year[22] - Total deposits amounted to RMB 834.59 billion, up RMB 54.17 billion, or 6.94% year-on-year[22] - Total loans increased to RMB 690.95 billion, rising RMB 65.21 billion, or 10.42% year-on-year[22] Cash Flow - The net cash flow from operating activities was negative CNY 975,242, a significant decrease of 95.26% compared to negative CNY 20,587,575 in the same period last year[8] - In Q1 2024, Chengdu Bank reported a net cash flow from investment activities of CNY 12,947,456 thousand, an increase from CNY 7,022,894 thousand in Q1 2023[54] - The bank's cash inflow from financing activities reached CNY 80,743,251 thousand, up from CNY 58,946,706 thousand in the same period last year[54] - The net change in cash and cash equivalents for Q1 2024 was CNY 34,010,027 thousand, compared to CNY 29,348,714 thousand in Q1 2023[54] - The ending balance of cash and cash equivalents as of March 31, 2024, was CNY 74,529,966 thousand, significantly higher than CNY 47,279,959 thousand at the end of Q1 2023[54] Risk Management - Non-performing loan ratio improved to 0.66%, a decrease of 0.02 percentage points from the previous year[23] - Provision coverage ratio stood at 503.81%, indicating strong risk management[23] - The non-performing loan ratio as of March 31, 2024, is 0.66%, down from 0.68% at the end of 2023[26] - The provision coverage ratio stands at 503.81%, compared to 504.29% at the end of 2023[26] - The bank's credit impairment losses decreased to CNY 895,616 thousand in Q1 2024 from CNY 1,025,175 thousand in Q1 2023, indicating improved asset quality[47] Shareholder Information - The total number of ordinary shareholders at the end of the reporting period was 47,513[16] - The bank's total equity increased to CNY 74,595,551 thousand as of March 31, 2024, up from CNY 71,319,610 thousand at the end of 2023, representing an increase of approximately 4.0%[45] Future Plans - The company plans to acquire property for headquarters use from a related party, with a transaction amount not exceeding RMB 1.82 billion[25]