Financial Performance - Net revenue for Q4 2025 was $3.65 billion, a 25.9% increase from $2.90 billion in Q4 2024[5] - Net income for Q4 2025 was $448 million, compared to $392 million in Q4 2024, reflecting a 14.3% year-over-year growth[5] - Full year 2025 net income attributable to Las Vegas Sands was $1.63 billion, or $2.35 per diluted share, compared to $1.45 billion, or $1.96 per diluted share, in 2024[6] - Operating income for the year ended December 31, 2025, was $2,818 million, up 17% from $2,402 million in 2024[29] - Net income attributable to Las Vegas Sands Corp. for Q4 2025 was $395 million, compared to $324 million in Q4 2024, representing a 22% increase[34] - Adjusted net income attributable to Las Vegas Sands Corp. for the year ended December 31, 2025, was $2,083 million, compared to $1,673 million in 2024[34] Adjusted Property EBITDA - Consolidated adjusted property EBITDA for Q4 2025 was $1.41 billion, up from $1.11 billion in the prior year quarter, representing a 27% increase[6] - Adjusted Property EBITDA for the year ended December 31, 2025, was $5,232 million, a 19% increase from $4,379 million in 2024[33] - Adjusted Property EBITDA for Marina Bay Sands increased to $806 million, up 50% from $537 million in 2024[52] - Adjusted Property EBITDA for Sands Macao was $4 million, down from $20 million, reflecting a decline of 80%[50] - Adjusted Property EBITDA for The Venetian Macao was $243 million, down from $250 million, resulting in an EBITDA margin decrease of 4.4 percentage points to 32.3%[41] - The total adjusted Property EBITDA margin as a percentage of net revenues for Q4 2025 was 38.8%, slightly up from 38.3% in Q4 2024[30] Revenue Breakdown - Sands China Ltd. total net revenues for Q4 2025 increased 16.4% to $2.05 billion, while net income was $213 million, down from $237 million in Q4 2024[7] - The Venetian Macao generated net revenues of $752 million in Q4 2025, up from $682 million in Q4 2024[30] - Marina Bay Sands reported net revenues of $1,603 million for Q4 2025, a 41% increase from $1,137 million in Q4 2024[30] - The Londoner Macao's casino revenues increased by $137 million to $524 million in Q4 2025, up from $387 million in the same period last year[43] - The Plaza Macao and Four Seasons Macao achieved net revenues of $264 million, reflecting a $41 million increase from $223 million in 2024[48] - Sands Macao reported net revenues of $76 million for the three months ended December 31, 2025, a decrease of 10% from $86 million in 2024[50] Capital Expenditures and Share Repurchase - Capital expenditures for Q4 2025 totaled $274 million, including $149 million at Marina Bay Sands and $121 million in Macao[16] - The company repurchased $500 million of common stock during Q4 2025, with a remaining authorization of $1.56 billion under the share repurchase program[10] Cash and Debt Position - As of December 31, 2025, unrestricted cash balances were $3.84 billion, and total debt outstanding was $15.63 billion[12][13] Gaming Metrics - Marina Bay Sands saw table games win per unit per day rise to $23,730 in Q4 2025, compared to $16,914 in 2024, marking a significant increase of 40.5%[39] - Rolling Chip volume at The Londoner Macao surged to $3,543 million, an increase of $1,694 million from $1,849 million in 2024[43] - Rolling Chip volume at Marina Bay Sands rose to $13,403 million, a significant increase of 66% from $8,068 million[52] - Non-Rolling Chip drop at Marina Bay Sands increased to $2,881 million, up 23% from $2,342 million[52] - Slot machine win per unit per day at The Parisian Macao was $323, slightly up from $322 in 2024[45] Room Rates and Occupancy - The average daily room rate (ADR) at The Londoner Macao decreased to $269, down from $290, a decline of $21[43] - The average daily room rate (ADR) at Sands Macao decreased to $167, down 4% from $174[50] - The average daily room rate (ADR) at Marina Bay Sands increased to $978, up 5.5% from $927[52] - The overall occupancy rate at The Venetian Macao was 98.8%, a slight decrease from 99.5% in the previous year[41]

Financial Results - Tesla, Inc. published its press release on January 2, 2026, detailing its financial results[4] Stock Information - The company is listed on the Nasdaq Global Select Market under the trading symbol TSLA[2] Company Classification - Tesla is classified as an emerging growth company, indicating it may have certain reporting exemptions[3]

Exhibit 99 January 28, 2026 570-724-0225 Contact: Charity Frantz charityf@cnbankpa.com C&N ANNOUNCES FOURTH QUARTER AND YEAR END 2025 UNAUDITED FINANCIAL RESULTS FOR IMMEDIATE RELEASE: Wellsboro, PA – Citizens & Northern Corporation ("C&N") (NASDAQ: CZNC) announced its unaudited, consolidated financial results for the three-month and twelve-month periods ended December 31, 2025. C&N's principal activity is community banking, and its largest subsidiary is Citizens & Northern Bank ("C&N Bank"). Highlights: 1 ...

"In the fourth quarter, we delivered strong revenue growth, with double-digit Software performance. Additionally, Infrastructure continued its double-digit revenue growth with the robust adoption of the next generation of our mainframe platform. Our generative AI book of business now stands at more than $12.5 billion. This capped a strong 2025 for IBM where we exceeded expectations for revenue, profit and free cash flow," said Arvind Krishna, IBM chairman, president and chief executive officer. "We enter 20 ...

Financial Performance - For Q4 2025, First Interstate BancSystem reported net income of $108.8 million, or $1.08 per diluted share, up from $71.4 million, or $0.69 per diluted share in Q3 2025, and $52.1 million, or $0.50 per diluted share in Q4 2024[1][2]. - For the full year 2025, net income was $302.1 million, or $2.94 per diluted share, compared to $226.0 million, or $2.19 per diluted share in 2024, representing a 33.6% increase[2]. - Net income for Q4 2025 increased to $108.8 million, representing a 52.4% increase compared to Q3 2025 and a 108.8% increase compared to Q4 2024[42]. - Earnings per share (EPS) for Q4 2025 was $1.08, a 56.5% increase from Q3 2025 and a 111.8% increase from Q4 2024[42]. - For the year ended December 31, 2025, net income was $302.1 million, a 33.7% increase from $226.0 million in 2024[45]. - Annualized net income available to common shareholders for the quarter was $431.7 million, up from $283.3 million in the previous quarter[65]. Income and Expenses - Total noninterest income for Q4 2025 was $106.6 million, an increase of $62.9 million from Q3 2025, primarily due to a $62.7 million gain from the sale of Arizona and Kansas branches[14][16]. - Total noninterest expense for the year ended December 31, 2025, was $640.3 million, a slight increase of 0.5% from $637.4 million in 2024[45]. - The provision for credit losses in Q4 2025 was $7.1 million, compared to a reduction of $0.3 million in Q2 2025 and a decrease of 78.9% from $33.7 million in Q4 2024[42]. Asset and Liability Management - Total assets decreased by $692.3 million, or 2.5%, to $26,640.6 million as of December 31, 2025, from $27,332.9 million as of September 30, 2025, primarily due to a decrease in loans[22]. - Loans held for investment decreased by $632.8 million, or 4.0%, to $15,201.6 million as of December 31, 2025, compared to $15,834.4 million as of September 30, 2025[24]. - Total deposits decreased by $516.7 million to $22,088.3 million as of December 31, 2025, from $22,605.0 million as of September 30, 2025, primarily due to branch sales[26]. - Total interest-bearing deposits decreased by 1.5% quarter-over-quarter to $16,801.5 million, and declined by 2.4% year-over-year[50]. - The ratio of loans held for investment to deposits was 68.8% as of December 31, 2025, down from 70.1% as of September 30, 2025[25]. Capital and Equity - The common equity tier 1 capital ratio improved by 48 basis points to 14.38% in Q4 2025, driven by lower risk-weighted assets[5]. - Total common stockholders' equity (GAAP) as of December 31, 2025, is $3,447.0 million, slightly down from $3,448.7 million in the previous quarter[65]. - Tangible common stockholders' equity (Non-GAAP) increased to $2,264.8 million from $2,263.2 million quarter-over-quarter[65]. - The book value per common share increased by 2.8% quarter-over-quarter to $34.09, and rose by 7.9% year-over-year[48]. - The tangible book value per common share rose by 2.9% quarter-over-quarter to $22.40, reflecting an 11.1% increase year-over-year[48]. Credit Quality - Non-performing assets decreased by $47.3 million, or 25.5%, to $138.3 million as of December 31, 2025, compared to $185.6 million as of September 30, 2025[5]. - Net charge-offs increased to $22.1 million, or an annualized 0.56% of average loans outstanding, compared to $2.3 million, or 0.06% in Q3 2025, but decreased from $55.2 million, or 1.22% in Q4 2024[11]. - Criticized loans decreased by $112.3 million, or 9.6%, to $1,051.8 million as of December 31, 2025, from $1,164.1 million as of September 30, 2025[30]. - Non-accrual loans decreased to $133.5 million, down 26.5% from $181.6 million in the previous quarter[52]. - The allowance for credit losses decreased to $191.4 million from $205.8 million in the previous quarter, representing a 7.0% decline[52]. Operational Efficiency - The efficiency ratio improved to 52.17%, down from 61.68% in the previous quarter, indicating better operational efficiency[54]. - The return on average assets improved to 1.60% for the quarter ended December 31, 2025, compared to 1.04% in the prior quarter[54]. - Return on average common stockholders' equity (GAAP) increased to 12.40 from 8.22 quarter-over-quarter[65]. - The total risk-based capital ratio rose to 17.06%, compared to 16.62% in the previous quarter[54]. Shareholder Returns - The board of directors declared a dividend of $0.47 per common share, equating to a 5.7% annualized yield based on the average closing price of $32.72 during Q4 2025[6]. - The company paid regular common stock dividends of approximately $48.1 million, or $0.47 per share, during Q4 2025[28]. - The company repurchased approximately 3.65 million shares for a total of $117.6 million since the adoption of its $150 million stock repurchase program on August 28, 2025[5].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ___________________________________________________________________________________ __________________FORM _____________________________10-K ____________________________________ (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended November 30, 2025 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD ...

Exhibit 99.1 NASDAQ: WASH Media Contact: Kathleen Hart VP, Public Relations Manager Telephone: (401) 348-1495 E-mail: kahart@washtrust.com Date: January 28, 2026 FOR IMMEDIATE RELEASE FOURTH QUARTER HIGHLIGHTS (Q4 2025 vs. Q3 2025, unless otherwise noted): -1- Washington Trust Reports Strong Fourth Quarter and Full-Year 2025 Results WESTERLY, R.I., January 28, 2026 (PR NEWSWIRE)…Washington Trust Bancorp, Inc. (Nasdaq: WASH; "Washington Trust" or the "Corporation"), today reported fourth quarter 2025 net inc ...

EXHIBIT 99.1 LendingClub Reports Fourth Quarter and Full Year 2025 Results Delivered $41.6 million GAAP Net Income, 11.3% ROE and 11.9% ROTCE in fourth quarter Increased Originations +40%, Revenue +23%, and Diluted EPS +338% in fourth quarter compared to prior year For the full year 2025: Grew Originations +33%, Revenue +27%, and Diluted EPS +158% compared to prior year SAN FRANCISCO – January 28, 2026 – LendingClub Corporation (NYSE: LC) today announced financial results for the fourth quarter and full yea ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended November 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______ to ________ Commission File Number: 001-39494 CONCENTRIX CORPORATION (Exact name of registrant as specified in its charter) (State or other jurisdic ...

Revenue Growth - Microsoft Cloud revenue increased 26% to $51.5 billion[141] - Microsoft 365 Commercial cloud revenue increased 17%[141] - Azure and other cloud services revenue increased 39%[141] - LinkedIn revenue increased 11%[141] - Productivity and Business Processes revenue increased by $4.7 billion or 16%, with Microsoft 365 Commercial products and cloud services revenue growing by $3.4 billion or 16%[178] - Intelligent Cloud revenue increased by $7.4 billion or 29%, with operating income rising by $3.0 billion or 28%[182][183] - Revenue for the three months ended December 31, 2025, was $81,273 million, an increase of 17% compared to $69,632 million for the same period in 2024[161] - Total revenue for the six months ended December 31, 2025, increased by $23.7 billion or 18% compared to the prior year[177] Net Income and Earnings - Net income for the three months ended December 31, 2025, was $38.5 billion, a 60% increase compared to the prior year[161] - Current year net income increased by $4.5 billion or $0.60 in diluted EPS, positively impacted by net gains from investments in OpenAI[175] - Adjusted net income (non-GAAP) for the three months ended December 31, 2025, was $30.875 billion, reflecting a 23% increase from $25.047 billion in 2024[224] - Adjusted net income for the six months ended December 31, 2025, was $61.7 billion, a 23% increase from $50.2 billion in 2024[224] Operating Income and Expenses - Operating income for the three months ended December 31, 2025, increased 21% to $38.3 billion[161] - Operating expenses increased by $1.6 billion or 5% driven by R&D investments in AI talent[171] - Operating expenses increased by $809 million or 6%, reflecting higher research and development investments and advertising expenses[202] - General and administrative expenses increased by $109 million or 6% for the three months ended December 31, 2025, driven by higher legal expenses[208] - For the six months ended December 31, 2025, general and administrative expenses rose by $242 million or 7%, also due to higher legal expenses[209] Cash Flow and Investments - Cash from operations increased by $24.3 billion to $80.8 billion for the six months ended December 31, 2025, primarily due to increased cash received from customers[230] - Cash used in investing activities rose by $28.0 billion to $57.3 billion for the six months ended December 31, 2025, driven by significant increases in property and equipment additions[230] - Cash used in financing increased by $1.6 billion to $29.4 billion for the six months ended December 31, 2025, primarily due to a $4.0 billion increase in common stock repurchases[230] Tax and Other Income - The effective tax rate increased to 20% for both the three and six months ended December 31, 2025, compared to 18% in the same periods of 2024, primarily due to deferred tax expenses[218] - Other income (expense), net totaled $9.971 billion for the three months ended December 31, 2025, compared to a loss of $2.288 billion in the same period of 2024, marking a 536% increase[224] - Interest and dividends income increased to $840 million for the three months ended December 31, 2025, up from $600 million in 2024, primarily due to higher portfolio balances and yields[215] Cloud and AI Investments - Microsoft Cloud gross margin percentage decreased to 67% due to investments in AI infrastructure[172] - Investments in cloud offerings and AI infrastructure will continue to increase operating costs[146] - A long-term strategic partnership with OpenAI was extended to advance artificial intelligence[144] Future Projections - Total unearned revenue expected to be recognized by December 31, 2026, is $54.044 billion[234] - The expected future recognition of unearned revenue totals $54.0 billion as of December 31, 2025, with $26.3 billion expected in the three months ending March 31, 2026[234] - The company expects existing cash and cash flows to be sufficient to fund operating activities and cash commitments for at least the next 12 months[226]