Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _______________ to _______________ Commission file number 001-39189 UWM HOLDINGS CORPORATION (Exact name of registrant as specified in its ch ...

[Part I – Financial Information](index=5&type=section&id=Part%20I%20%E2%80%93%20Financial%20Information) [Item 1. Consolidated Financial Statements](index=5&type=section&id=Item%201.%20Consolidated%20Financial%20Statements) This section presents ACNB Corporation's unaudited consolidated financial statements, reflecting significant asset, loan, and deposit growth primarily from the Traditions Bancorp acquisition, with Q2 2025 net income at **$11.6 million** and six-month net income at **$11.4 million**, impacted by merger expenses [Consolidated Statements of Condition (Unaudited)](index=5&type=section&id=Consolidated%20Statements%20of%20Condition%20(Unaudited)) Total assets significantly increased to **$3.26 billion** at June 30, 2025, primarily due to the Traditions Bancorp acquisition, driving growth in loans, deposits, and goodwill | (Dollars in thousands) | June 30, 2025 | December 31, 2024 | | :--- | :--- | :--- | | **Total Assets** | **$3,259,528** | **$2,394,830** | | Total Cash and Cash Equivalents | $103,109 | $47,262 | | Loans, net | $2,317,463 | $1,665,630 | | Goodwill | $64,449 | $44,185 | | **Total Liabilities** | **$2,864,377** | **$2,091,557** | | Total Deposits | $2,524,541 | $1,792,501 | | **Total Stockholders' Equity** | **$395,151** | **$303,273** | [Consolidated Statements of Income (Unaudited)](index=6&type=section&id=Consolidated%20Statements%20of%20Income%20(Unaudited)) Net income for Q2 2025 was **$11.6 million**, a slight increase, while six-month net income decreased to **$11.4 million** due to **$10.0 million** in merger expenses and a **$5.7 million** provision for credit losses | (Dollars in thousands) | Three Months Ended June 30, 2025 | Three Months Ended June 30, 2024 | Six Months Ended June 30, 2025 | Six Months Ended June 30, 2024 | | :--- | :--- | :--- | :--- | :--- | | Net Interest Income | $31,012 | $20,964 | $58,102 | $41,557 | | Provision for credit losses | ($228) | ($2,990) | $5,740 | ($2,767) | | Total Noninterest Income | $8,682 | $6,427 | $15,866 | $12,094 | | Total Noninterest Expenses | $25,366 | $16,391 | $54,701 | $34,053 | | Merger-related Expenses | $1,943 | $23 | $9,974 | $23 | | **Net Income** | **$11,648** | **$11,279** | **$11,376** | **$18,047** | Per Share Data | Three Months Ended June 30, 2025 | Three Months Ended June 30, 2024 | Six Months Ended June 30, 2025 | Six Months Ended June 30, 2024 | | :--- | :--- | :--- | :--- | | $1.11 | $1.32 | $1.12 | $2.12 | | $1.11 | $1.32 | $1.12 | $2.12 | [Notes to Consolidated Financial Statements](index=11&type=section&id=Notes%20to%20Consolidated%20Financial%20Statements) These notes provide detailed disclosures, highlighting the **Traditions Bancorp acquisition** on February 1, 2025, which significantly impacted financial statements, including investment securities, loans, credit losses, and goodwill - Effective February 1, 2025, ACNB closed the acquisition of Traditions Bancorp, Inc. for **$83.8 million**, issuing **2,035,246 shares** of common stock[18](index=18&type=chunk)[29](index=29&type=chunk) - The acquisition resulted in recording **$20.3 million** in goodwill and **$18.9 million** in core deposit intangibles[32](index=32&type=chunk)[38](index=38&type=chunk) - During Q1 2025, the company changed its accounting policy for loans held for sale to fair value to better reflect mortgage banking activities[22](index=22&type=chunk) [Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations](index=37&type=section&id=Item%202.%20Management%27s%20Discussion%20and%20Analysis%20of%20Financial%20Condition%20and%20Results%20of%20Operations) This section analyzes financial performance and condition, highlighting the **Traditions Bancorp acquisition** as the primary driver of balance sheet growth and the **$11.4 million** six-month net income, impacted by credit loss provisions and merger expenses - The acquisition of Traditions Bancorp, effective February 1, 2025, contributed **$877.7 million** in assets, **$648.5 million** in loans, and **$741.5 million** in deposits[119](index=119&type=chunk) - Financial results for the six months ended June 30, 2025, were significantly impacted by a **$4.2 million** (net of taxes) provision for credit losses on non-PCD loans and **$7.8 million** (net of taxes) in merger-related expenses[119](index=119&type=chunk) Performance Ratios (Annualized) | Six Months Ended June 30, 2025 | Six Months Ended June 30, 2024 | | :--- | :--- | | 0.74% | 1.49% | | 6.11% | 12.95% | | 4.14% | 3.79% | [Results of Operations](index=40&type=section&id=Results%20of%20Operations) Q2 2025 net income slightly increased to **$11.6 million**, driven by higher net interest income, while six-month net income decreased to **$11.4 million** due to a **$5.7 million** provision for credit losses and **$10.0 million** in merger expenses - Q2 2025 vs Q2 2024: Net interest income increased by **$10.0 million** to **$31.0 million**, with FTE net interest margin expanding by **39 bps** to **4.21%**, including a **$2.2 million** accretion impact[128](index=128&type=chunk) - Six Months 2025 vs 2024: Net interest income increased by **$16.5 million** to **$58.1 million**, with FTE net interest margin expanding by **35 bps** to **4.14%**, including a **$3.7 million** accretion impact[143](index=143&type=chunk) - For the six months ended June 30, 2025, the provision for credit losses was **$5.7 million**, primarily due to establishing a **$5.5 million** allowance for acquired non-PCD loans, contrasting with a **$2.8 million** reversal in 2024[149](index=149&type=chunk)[150](index=150&type=chunk) [Financial Condition](index=49&type=section&id=FINANCIAL%20CONDITION) Total assets reached **$3.26 billion** at June 30, 2025, a significant increase driven by the Traditions acquisition, with loans growing to **$2.34 billion** and deposits to **$2.52 billion**, while capital ratios remained strong | (In thousands) | June 30, 2025 | December 31, 2024 | | :--- | :--- | :--- | | Total loans, net of unearned income | $2,341,816 | $1,682,910 | | Total deposits | $2,524,541 | $1,792,501 | | Total stockholders' equity | $395,151 | $303,273 | - The allowance for credit losses (ACL) increased to **$24.4 million** at June 30, 2025, from **$17.3 million** at year-end 2024, primarily due to an initial ACL of **$5.5 million** for non-PCD loans and **$1.5 million** for accruing PCD loans from the acquisition[166](index=166&type=chunk) - The ratio of uninsured and non-collateralized Bank deposits to total Bank deposits was **20.3%** at June 30, 2025, with available liquidity sources at **297.9%** of these uninsured deposits[171](index=171&type=chunk) [Item 3. Quantitative and Qualitative Disclosures about Market Risk](index=55&type=section&id=Item%203.%20Quantitative%20and%20Qualitative%20Disclosures%20about%20Market%20Risk) ACNB manages interest rate risk through ALCO, with a **100 bps rate decrease** projected to reduce net interest income by **0.7%** and economic value of equity by **4.0%**, remaining within policy limits 12-Month Earnings at Risk (Net Interest Income Sensitivity) | Change in Market Interest Rates (bps) | % Change in NII (June 30, 2025) | Policy Limits | | :--- | :--- | :--- | | (200) | (0.7)% | (10.0)% | | (100) | (0.7)% | (5.0)% | | 100 | 0.3% | (5.0)% | | 200 | (0.2)% | (10.0)% | Value at Risk (Economic Value of Equity Sensitivity) | Change in Market Interest Rates (bps) | % Change in Market Value (June 30, 2025) | Policy Limits | | :--- | :--- | :--- | | (200) | (11.6)% | (35.0)% | | (100) | (4.0)% | (20.0)% | | 100 | (0.1)% | (20.0)% | | 200 | (2.3)% | (35.0)% | [Item 4. Controls and Procedures](index=57&type=section&id=Item%204.%20Controls%20and%20Procedures) Management concluded that disclosure controls and procedures were effective as of June 30, 2025, ensuring timely and accurate reporting, with no material changes to internal control over financial reporting during Q2 2025 - The Chief Executive Officer and Chief Financial Officer concluded that the Corporation's disclosure controls and procedures are effective as of the end of the period covered by the report[201](index=201&type=chunk) - No material changes were made to the Corporation's internal control over financial reporting during the three months ended June 30, 2025[203](index=203&type=chunk) [Part II – Other Information](index=57&type=section&id=Part%20II%20%E2%80%93%20Other%20Information) [Item 1. Legal Proceedings](index=57&type=section&id=Item%201.%20Legal%20Proceedings) As of June 30, 2025, ACNB Corporation was not party to any material pending legal proceedings, with no expected material adverse effects from routine litigation - There were no material pending legal proceedings, other than ordinary routine litigation, as of June 30, 2025[205](index=205&type=chunk) [Item 1A. Risk Factors](index=58&type=section&id=Item%201A.%20Risk%20Factors) No material changes to risk factors from the 2024 10-K, except for a new risk concerning the adverse impact of changes in trade policies and tariffs on business and asset quality - A new risk factor was added concerning the adverse impact of changes to trade policies and tariffs on the business and its customers, which could negatively affect asset quality and financial performance[206](index=206&type=chunk) [Item 2. Unregistered Sales of Equity Securities and Use of Proceeds](index=58&type=section&id=Item%202.%20Unregistered%20Sales%20of%20Equity%20Securities%20and%20Use%20of%20Proceeds) The Board approved a new plan on June 18, 2025, to repurchase up to **314,000 shares**, superseding prior plans, with **71,592 shares** repurchased during Q2 2025 under the previous plan - On June 18, 2025, the Board of Directors approved a new plan to repurchase up to **314,000 shares** of common stock, replacing all earlier plans[209](index=209&type=chunk) Common Stock Purchases - Q2 2025 | Period | Total Shares Purchased | Average Price Paid per Share | | :--- | :--- | :--- | | April 1 - April 30, 2025 | 68,256 | $39.43 | | May 1 - May 31, 2025 | 760 | $40.99 | | June 1 - June 30, 2025 | 2,576 | $40.95 | | **Total Q2 2025** | **71,592** | | [Item 5. Other Information](index=60&type=section&id=Item%205.%20Other%20Information) No director or officer adopted or terminated a Rule 10b5-1 or non-Rule 10b5-1 trading agreement during the three months ended June 30, 2025 - No director or officer adopted or terminated a Rule 10b5-1 or non-Rule 10b5-1 trading agreement during the second quarter of 2025[213](index=213&type=chunk) [Item 6. Exhibits](index=61&type=section&id=Item%206.%20Exhibits) This section lists all exhibits filed with the Form 10-Q, including various agreements, compensation plans, and CEO/CFO certifications - Exhibits filed include CEO and CFO certifications (Exhibits 31.1, 31.2, 32.1, 32.2) and various agreements related to acquisitions, compensation, and debt[214](index=214&type=chunk)[216](index=216&type=chunk)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-31566 PROVIDENT FINANCIAL SERVICES, INC. (Exact Name of Registrant as Specified in Its Charter) Delaware 42-1547151 (State or Other Jurisdicti ...

Table of Content UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ____________________ to ____________________ Commission file number 001-34762 FIRST FINANCIAL BANCORP /OH/ (Exact name of registrant as specified in its charter) Ohio ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 000-09439 INTERNATIONAL BANCSHARES CORPORATION (Exact name of registrant as specified in its charter) incorporation or organization) Texas 74-21 ...

(Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 Or UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 10-Q ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________________________ to _____________________________ Commission File Number: 000-09068 WEYCO GROUP, INC. (Exact name of registrant as specified in its ch ...

[PART I – FINANCIAL INFORMATION](index=5&type=section&id=PART%20I%20%E2%80%93%20FINANCIAL%20INFORMATION) This section presents the company's financial statements, management's discussion and analysis, market risk disclosures, and internal controls for the interim period [Item 1. Financial Statements](index=5&type=section&id=Item%201.%20Financial%20Statements) The company achieved significant growth in Q2 and H1 2025, with net sales up 12% and net earnings rising to $222.4 million, alongside improved cash flow and increased total assets Condensed Consolidated Statements of Earnings Highlights (in millions, except per share data) | Metric | Three Months Ended June 30, 2025 | Three Months Ended June 30, 2024 | Six Months Ended June 30, 2025 | Six Months Ended June 30, 2024 | | :--- | :--- | :--- | :--- | :--- | | **Total net sales** | $876.6 | $784.8 | $1,682.2 | $1,498.0 | | **Gross profit** | $326.2 | $284.1 | $618.6 | $537.9 | | **Operating income** | $156.3 | $128.9 | $285.5 | $228.9 | | **Net earnings** | $121.1 | $99.5 | $222.4 | $176.0 | | **Diluted earnings per share** | $3.19 | $2.58 | $5.87 | $4.58 | Condensed Consolidated Balance Sheet Highlights (in millions) | Account | June 30, 2025 | December 31, 2024 | | :--- | :--- | :--- | | Cash and cash equivalents | $331.7 | $385.0 | | Total current assets | $2,000.0 | $1,850.0 | | Goodwill | $1,698.6 | $1,675.7 | | **Total assets** | **$5,194.5** | **$4,985.7** | | Total current liabilities | $1,026.5 | $1,095.9 | | Long-term debt | $958.4 | $958.9 | | **Total liabilities** | **$2,482.8** | **$2,535.9** | | **Total stockholders' equity** | **$2,711.7** | **$2,449.8** | Condensed Consolidated Statements of Cash Flows Highlights (in millions) | Cash Flow Activity | Six Months Ended June 30, 2025 | Six Months Ended June 30, 2024 | | :--- | :--- | :--- | | Net cash provided by operating activities | $97.8 | $65.7 | | Net cash used for investing activities | ($36.6) | ($56.7) | | Net cash used for financing activities | ($127.6) | ($27.6) | | Net decrease in cash and cash equivalents | ($53.4) | ($24.3) | [Note 1: Basis of Presentation](index=11&type=section&id=1.%20BASIS%20OF%20PRESENTATION) Financial statements adhere to SEC interim reporting rules, reflecting the company's global A&D and commercial markets business, with ASU 2023-07 adopted for segment reporting - The company provides highly engineered products, solutions, and services primarily to aerospace & defense (A&D) markets, as well as commercial power, process, and industrial markets[27](index=27&type=chunk) - The company adopted ASU 2023-07, which enhances disclosures for reportable segments, as of December 31, 2024, requiring disclosure of significant segment expenses provided to the chief operating decision-maker[32](index=32&type=chunk) [Note 2: Revenue](index=11&type=section&id=2.%20REVENUE) Revenue recognition is based on control transfer, with H1 2025 sales split between over-time and point-in-time, and a $3.9 billion backlog primarily from A&D markets - Total contract backlog was approximately **$3.9 billion** as of June 30, 2025, with the company expecting to recognize about **90%** of this backlog as net sales within the next 36 months[40](index=40&type=chunk) Revenue Recognition Timing (% of Revenue) | Period | Over-time | Point-in-time | | :--- | :--- | :--- | | **Q2 2025** | 51% | 49% | | **Q2 2024** | 50% | 50% | | **H1 2025** | 52% | 48% | | **H1 2024** | 50% | 50% | Total Net Sales by End Market (in millions) | End Market | Six Months Ended June 30, 2025 | Six Months Ended June 30, 2024 | | :--- | :--- | :--- | | **Total Aerospace & Defense** | **$1,171.5** | **$1,032.5** | | Aerospace Defense | $319.3 | $286.2 | | Ground Defense | $194.8 | $175.7 | | Naval Defense | $461.2 | $387.5 | | Commercial Aerospace | $196.2 | $183.1 | | **Total Commercial** | **$510.8** | **$465.5** | | Power & Process | $306.4 | $262.6 | | General Industrial | $204.4 | $202.9 | [Note 3: Acquisitions](index=13&type=section&id=3.%20ACQUISITIONS) No new acquisitions occurred in H1 2025, but 2024 acquisitions contributed $44 million in sales and a $3 million net loss, primarily in the Naval & Power segment - The company did not complete any acquisitions during the six months ended June 30, 2025[46](index=46&type=chunk) - The two businesses acquired in 2024 contributed **$44 million** in net sales and a **$3 million** net loss for the six months ended June 30, 2025[46](index=46&type=chunk) - In 2024, the company acquired WSC Inc. for **$34 million** and Ultra Energy for **$201 million**, with both acquisitions operating in the Naval & Power segment[51](index=51&type=chunk)[52](index=52&type=chunk) [Note 11: Segment Information](index=17&type=section&id=11.%20SEGMENT%20INFORMATION) The company's three segments—Aerospace & Industrial, Defense Electronics, and Naval & Power—all reported sales and operating income growth in H1 2025 Net Sales by Segment (in millions) | Segment | Six Months Ended June 30, 2025 | Six Months Ended June 30, 2024 | | :--- | :--- | :--- | | Aerospace & Industrial | $466.8 | $453.1 | | Defense Electronics | $499.9 | $441.7 | | Naval & Power | $717.9 | $605.4 | | **Total Net Sales** | **$1,682.2** | **$1,498.0** | Operating Income by Segment (in millions) | Segment | Six Months Ended June 30, 2025 | Six Months Ended June 30, 2024 | | :--- | :--- | :--- | | Aerospace & Industrial | $68.9 | $62.7 | | Defense Electronics | $135.3 | $106.3 | | Naval & Power | $102.3 | $81.5 | | **Total Segment Operating Income** | **$306.5** | **$250.5** | [Note 14: Restructuring Costs](index=20&type=section&id=14.%20RESTRUCTURING%20COSTS) The 2024 Restructuring Program is largely complete, with H1 2025 pre-tax charges decreasing to $2.0 million and a remaining liability of $1.1 million - The 2024 Restructuring Program, involving workforce reductions and facility consolidation, is substantially complete as of June 30, 2025[83](index=83&type=chunk) Restructuring Charges and Liability (in millions) | Metric | H1 2025 | H1 2024 | | :--- | :--- | :--- | | Pre-tax Charges | $2.0 | $4.3 | | **Liability Balance (as of June 30)** | **$1.1** | **N/A** | [Note 15: Subsequent Events](index=20&type=section&id=15.%20SUBSEQUENT%20EVENTS) The One Big Beautiful Bill Act (OBBBA), enacted July 4, 2025, is expected to reduce 2025 estimated tax payments by $15 million due to R&D expensing - The newly enacted One Big Beautiful Bill Act (OBBBA) is expected to reduce the company's 2025 estimated tax payments by approximately **$15 million** due to immediate expensing of R&D[84](index=84&type=chunk) [Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations](index=22&type=section&id=Item%202.%20Management%27s%20Discussion%20and%20Analysis%20of%20Financial%20Condition%20and%20Results%20of%20Operations) Management reported strong Q2 and H1 2025 financial performance, with total sales up 12%, operating income growing 25% to $286 million, and robust liquidity [Results of Operations](index=23&type=section&id=Results%20of%20Operations) H1 2025 total sales increased 12% to $1.68 billion, with operating income up 25% to $286 million and net earnings rising 26% to $222.4 million Components of Sales and Operating Income Change (H1 2025 vs. H1 2024) | Component | Sales Change | Operating Income Change | | :--- | :--- | :--- | | Organic | 10% | 23% | | Acquisitions | 2% | (1%) | | Restructuring | —% | 1% | | Foreign currency | —% | 2% | | **Total** | **12%** | **25%** | - For the six months ended June 30, 2025, operating income increased **25%** to **$286 million**, and operating margin expanded by **170 basis points** to **17.0%**, driven by increases across all segments[100](index=100&type=chunk) - New orders for the first six months of 2025 increased **6%** year-over-year to **$2.02 billion**[96](index=96&type=chunk) [Results by Business Segment](index=26&type=section&id=Results%20by%20Business%20Segment) All three business segments—Aerospace & Industrial, Defense Electronics, and Naval & Power—achieved sales and operating income growth in H1 2025 - **Aerospace & Industrial:** H1 2025 sales increased **3%** to **$466 million**, and operating income rose **10%** to **$69 million**, driven by higher demand for OEM sensors and surface treatment services in commercial aerospace[110](index=110&type=chunk)[112](index=112&type=chunk)[114](index=114&type=chunk) - **Defense Electronics:** H1 2025 sales grew **13%** to **$498 million**, with operating income up **27%** to **$135 million**, fueled by strong demand for embedded computing equipment and tactical communications for defense programs[117](index=117&type=chunk)[119](index=119&type=chunk)[121](index=121&type=chunk) - **Naval & Power:** H1 2025 sales increased **19%** to **$718 million**, and operating income grew **26%** to **$102 million**, driven by higher demand on submarine programs and the incremental impact of the Ultra Energy and WSC acquisitions[124](index=124&type=chunk)[126](index=126&type=chunk)[130](index=130&type=chunk) [Liquidity and Capital Resources](index=30&type=section&id=Liquidity%20and%20Capital%20Resources) The company maintains strong liquidity, with operating cash flow increasing to $97.8 million in H1 2025, supported by substantial available credit and debt covenant compliance - Net cash provided by operating activities increased by **$32 million** to **$97.8 million** for the first six months of 2025, mainly due to higher cash earnings[140](index=140&type=chunk) - During H1 2025, the company repurchased approximately **102,000 shares** of its common stock for **$35 million**[146](index=146&type=chunk) - As of June 30, 2025, the company had **$723 million** available under its credit facility and could borrow an additional **$3.0 billion** without violating its debt to capitalization covenant[145](index=145&type=chunk)[149](index=149&type=chunk) [Item 3. Quantitative and Qualitative Disclosures about Market Risk](index=33&type=section&id=Item%203.%20Quantitative%20and%20Qualitative%20Disclosures%20about%20Market%20Risk) No material changes in the company's market risk occurred during the first six months of 2025 - There have been no material changes in the company's market risk during the first six months of 2025[154](index=154&type=chunk) [Item 4. Controls and Procedures](index=33&type=section&id=Item%204.%20Controls%20and%20Procedures) Management concluded that disclosure controls and procedures were effective as of June 30, 2025, with no material changes to internal controls - Based on an evaluation as of June 30, 2025, the CEO and CFO concluded that the company's disclosure controls and procedures are effective[155](index=155&type=chunk) - No changes in internal control over financial reporting occurred during the quarter ended June 30, 2025, that have materially affected or are likely to materially affect internal controls[156](index=156&type=chunk) [PART II – OTHER INFORMATION](index=34&type=section&id=PART%20II%20%E2%80%93%20OTHER%20INFORMATION) This section covers legal proceedings, risk factors, equity sales, defaults, safety disclosures, other information, and exhibits [Item 1. Legal Proceedings](index=34&type=section&id=Item%201.%20Legal%20Proceedings) The company is involved in various legal proceedings, including asbestos claims, but does not anticipate a material adverse financial impact - The company does not expect any ongoing legal proceedings, including asbestos claims, to have a material adverse effect on its financial condition, citing minimal historical use of asbestos and adequate insurance coverage[159](index=159&type=chunk)[160](index=160&type=chunk) [Item 1A. Risk Factors](index=34&type=section&id=Item%201A.%20Risk%20Factors) No material changes to the company's risk factors occurred during the first six months of 2025 - There have been no material changes in the company's Risk Factors during the first six months of 2025[161](index=161&type=chunk) [Item 2. Unregistered Sales of Equity Securities and Use of Proceeds](index=34&type=section&id=Item%202.%20Unregistered%20Sales%20of%20Equity%20Securities%20and%20Use%20of%20Proceeds) The company repurchased 59,501 shares of common stock in Q2 2025 for an average of $346.01 per share, with $125.3 million remaining for future repurchases Share Repurchases for the Quarter Ended June 30, 2025 | Period | Total Shares Purchased | Average Price Paid per Share | | :--- | :--- | :--- | | April 2025 | 36,792 | $295.10 | | May 2025 | 12,520 | $398.15 | | June 2025 | 10,189 | $465.80 | | **Total Q2 2025** | **59,501** | **$346.01** | - As of June 30, 2025, **$125.3 million** remained available for share repurchases under the company's announced program[163](index=163&type=chunk) [Item 3. Defaults upon Senior Securities](index=34&type=section&id=Item%203.%20Defaults%20upon%20Senior%20Securities) The company reported no defaults on its senior securities - None[164](index=164&type=chunk) [Item 4. Mine Safety Disclosures](index=35&type=section&id=Item%204.%20Mine%20Safety%20Disclosures) This item is not applicable to the company's operations - Not applicable[165](index=165&type=chunk) [Item 5. Other Information](index=35&type=section&id=Item%205.%20Other%20Information) No material changes occurred in director nomination procedures or Rule 10b5-1 trading arrangements for directors and officers in H1 2025 - There have been no material changes in the procedures for security holders to recommend director nominees[166](index=166&type=chunk) - No directors or officers adopted, modified, or terminated a Rule 10b5-1 trading arrangement during the first six months of 2025[167](index=167&type=chunk) [Item 6. Exhibits](index=36&type=section&id=Item%206.%20Exhibits) This section lists all exhibits filed with the Form 10-Q, including certifications and XBRL data

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Transition Period From _________ To ________ Commission File Number: 001-36307 Installed Building Products, Inc. (Exact name of registrant as specified in its charter) Delaware 45-3707650 (State or other jurisdiction of incorporation or orga ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________ Commission File Number 001-40379 FIVE STAR BANCORP (Exact name of Registrant as specified in its charter) California 75-3100966 (St ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended June 30, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 0-18082 GREAT SOUTHERN BANCORP, INC. (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 1451 E. Battlefield, Springfield, Missouri 6 ...