Exhibit 99.1 INVESTOR RELATIONS: John Merriwether, 866-248-3872 InvestorRelations@amctheatres.com MEDIA CONTACTS: Ryan Noonan, (913) 213-2183 rnoonan@amctheatres.com FOR IMMEDIATE RELEASE AMC Entertainment Holdings, Inc. Reports Third Quarter 2025 Results LEAWOOD, KANSAS - (November 5, 2025) -- AMC Entertainment Holdings, Inc. (NYSE: AMC) ("AMC" or "the Company"), today reported results for the third quarter ended September 30, 2025. Third Quarter 2025 Summary Results: Adam Aron, Chairman and CEO of AMC, co ...

Financial Performance - GAAP net income for Q3 2025 was $163 million, or $1.10 per diluted share, a decrease from $168 million in Q2 2025 and $181 million in Q3 2024[1][6] - Adjusted operating income was $166 million, or $1.12 per diluted share, compared to $174 million in Q2 2025 and $182 million in Q3 2024[1][6] - Net income for Q3 2025 was $163,497,000, down 2% from $167,808,000 in Q2 2025 and down 9.5% from $180,669,000 in Q3 2024[18] - The adjusted operating income for Q3 2025 was $165,885,000, a decrease from $173,590,000 in Q2 2025 and $182,321,000 in Q3 2024[18] Revenue and Expenses - Total revenues for Q3 2025 were $311,455,000, an increase of 2% from $304,890,000 in Q2 2025 and a slight increase from $309,588,000 in Q3 2024[18] - Operating expenses remained flat at $53 million with an expense ratio of 22%[1][6] - The provision for income taxes in Q3 2025 was $46,332,000, a slight decrease from $46,694,000 in Q2 2025 and $48,788,000 in Q3 2024[18] Insurance Metrics - New insurance written (NIW) was $14 billion, a 6% increase from Q2 2025 and a 3% increase from Q3 2024[1][6] - Primary insurance in-force (IIF) reached $272 billion, up 2% year-over-year[1][6] - Losses incurred were $36 million with a loss ratio of 15%, compared to $25 million and 10% in Q2 2025, and $12 million and 5% in Q3 2024[1][6] - The loss ratio increased to 15% in Q3 2025 from 10% in Q2 2025 and 5% in Q3 2024[18] Investment Performance - Net investment income increased to $69 million, up from $66 million in Q2 2025 and $61 million in Q3 2024[1][6] - The company reported net investment losses of $2,834,000 in Q3 2025, an improvement from losses of $7,343,000 in Q2 2025[18] Balance Sheet - Total assets as of Q3 2025 were $6,876,443,000, up from $6,773,473,000 in Q2 2025 and $6,597,046,000 in Q3 2024[19] - Total liabilities as of Q3 2025 were $1,559,157,000, slightly up from $1,550,345,000 in Q2 2025 but down from $1,560,801,000 in Q3 2024[19] - The debt to capital ratio remained stable at 12% in Q3 2025 and Q2 2025, down from 13% in Q3 2024[19] Shareholder Returns - The company announced a quarterly dividend of $0.21 per share, payable on December 11, 2025[1][13] - Full-year capital return guidance was increased to approximately $500 million, reflecting strong performance and current mortgage origination levels[1][13] PMIERs Sufficiency - PMIERs sufficiency was 162%, approximately $1.9 billion above requirements, down from 165% in Q2 2025[1][6]

Financial Performance - Net loss of $46.9 million, or $0.28 per common share, for the third quarter of 2025[14] - Total revenues for Q3 2025 were $478,770, a decrease of 2.5% from $491,171 in Q3 2024[19] - Net loss for Q3 2025 was $46,945, compared to a net loss of $46,901 in Q3 2024, reflecting a slight increase in losses[19] - Funds from operations (FFO) for Q3 2025 were $30,432, down 45.6% from $55,863 in Q2 2025[18] - Adjusted EBITDAre for Q3 2025 was $145,018, a decrease from $154,992 in Q3 2024[18] - The company reported a rolling four-quarter CAD of $(88,250) for Q3 2025, compared to $(148,057) in Q3 2024[18] - The company experienced a loss on asset impairment of $27,067,000 for the three months ended September 30, 2025[86] - For the three months ended September 30, 2025, the company reported a net loss of $46,945,000 compared to a net loss of $38,159,000 for the previous quarter[87] - EBITDA for the three months ended September 30, 2025, was $135,537,000, a decrease from $140,007,000 in the prior quarter[87] - Adjusted EBITDAre for the three months ended September 30, 2025, was $145,018,000, down from $163,776,000 in the previous quarter[87] Asset and Investment Overview - Total assets as of September 30, 2025, were $6,980,324, a decrease from $7,119,558 as of December 31, 2024[20] - Total liabilities increased to $6,332,416 as of September 30, 2025, compared to $6,267,685 at the end of 2024[20] - Cash and cash equivalents rose to $417,415 as of September 30, 2025, up from $143,482 at the end of 2024[20] - Total investments amount to $10,750,101, with $5,694,425 allocated to hotels (53.0% of total investments) and $5,055,676 to net lease properties (47.0% of total investments)[41] - The company acquired 24 properties in 2025, with a total purchase price of $70,643 and an average cash cap rate of 7.4%[36] - The company has a total of 160 hotels, with an average investment per room of $192,796[56] - The portfolio includes 178 travel centers, which account for 30.8% of total investments, indicating a significant focus on this sector[48] - The company operates in a diverse range of industries, with 23 different categories represented in its portfolio, including health and fitness, movie theaters, and grocery stores[48] Debt and Liquidity - No significant debt maturities until February 2027, with $650.0 million of available borrowing capacity under the revolving credit facility[15] - As of September 30, 2025, total debt amounts to $5,505,298, with a weighted average interest rate of 5.896%[23] - The leverage ratio of net debt to total gross assets is 57.9%, an increase from 56.5% in the previous quarter[30] - The company has a total of $1,750,000 in debt maturing in 2026, with $1,500,000 maturing in 2027[26] - The weighted average lease term is 7.1 years, indicating a stable income stream from the portfolio[73] Hotel Operations - Hotel RevPAR was $100.25, consistent with guidance, while adjusted hotel EBITDA was $45.4 million[14] - For the three months ended September 30, 2025, hotel capital improvements totaled $43,208, while total capital improvements and FF&E reserve fundings reached $46,987[34] - For the three months ended September 30, 2025, the average occupancy rate for all hotels was 68.9%, an increase of 1.0 percentage points compared to 67.9% in 2024[57] - The average Daily Rate (ADR) for all hotels decreased by 1.2% to $145.50 in 2025 from $147.27 in 2024[57] - Adjusted Hotel EBITDA for all hotels decreased by 18.9% to $44,261,000 in 2025 from $54,552,000 in 2024[57] - The number of hotels operated decreased to 160 as of September 30, 2025, down from 200 in the previous quarter[90] Tenant and Lease Information - The net lease portfolio consists of 752 properties, totaling 13,185,953 square feet, with 178 properties in the travel centers industry, representing 65.5% of total investment[65] - TravelCenters of America Inc. is the largest tenant, accounting for 64.7% of total investment at $3,270,106,000, with an annualized minimum rent of $264,262,000 and a rent coverage ratio of 1.27x[69] - The average investment per property across the portfolio is $6,705, with an average annual minimum rent of $517,000[71] - The average lease term for the top 10 tenants is 7.6 years, with a weighted average rent coverage of 1.67x[69] Strategic Outlook - The company continues to explore market expansion opportunities and new strategies to enhance its portfolio and investment returns[41] - Forward-looking statements indicate SVC's efforts to enhance financial stability and potential acquisitions to optimize cash flow resilience[126] - Risks include market conditions, interest rate fluctuations, and the ability to maintain sufficient liquidity and refinance debt[127] - SVC's ability to increase occupancy and room rates is crucial for future revenue growth and operational success[127] - The company emphasizes the importance of diversifying sources of rents and returns to improve cash flow security[127]

Financial Performance - As of September 30, 2025, the book value per share decreased to $14.51 from $15.09 as of December 31, 2024, primarily due to dividends paid exceeding net income and dilution from the issuance of Class A Units related to the NewPoint acquisition [299]. - The fully-converted book value per share as of September 30, 2025, was $14.29, down from $15.19 as of December 31, 2024, reflecting the impact of the NewPoint acquisition and the issuance of additional shares [300]. - Interest income for the nine months ended September 30, 2025, totaled $331.2 million, a decrease of $67.1 million compared to $398.3 million for the same period in 2024 [336]. - Interest expense for the nine months ended September 30, 2025, was $217.3 million, down from $257.9 million in 2024, reflecting a decrease of $40.6 million [338]. - GAAP net income for Q3 2025 was $17,616,000, a decrease from $30,173,000 in Q3 2024, while for the nine months ended September 30, 2025, it was $65,705,000 compared to $62,235,000 in 2024 [418]. - Distributable Earnings for Q3 2025 were $26,701,000, significantly improving from a loss of $3,959,000 in Q3 2024, and for the nine months ended September 30, 2025, it was $49,472,000 compared to $69,438,000 in 2024 [418]. Acquisition and Business Expansion - The Company acquired NewPoint Holdings JV LLC on July 1, 2025, which added a servicing portfolio of $47.3 billion as of September 30, 2025, enhancing the Company's agency mortgage loan capabilities [305]. - The NewPoint acquisition is expected to complement the Company's existing business by providing bridge loan borrowers with refinancing options through agency mortgage loans [305]. - The Company issued 8,385,951 Class A Units to NewPoint equity holders during the acquisition, with potential cash distributions to Class A Unit holders aligned with common stock distributions [309]. - The company acquired NewPoint Holdings JV LLC for $297.3 million during the nine months ended September 30, 2025 [402]. Loan Portfolio and Risk Management - The total fair value of commercial mortgage loans held for sale increased to $619.0 million as of September 30, 2025, compared to $87.3 million as of December 31, 2024 [312]. - The company had four non-performing loans with a total amortized cost of $100.7 million as of September 30, 2025 [313]. - The company is exposed to credit risk due to loan defaults, which are influenced by various factors including borrower financial condition and regional economics [421]. - The company’s agency business, following the NewPoint acquisition, focuses on the origination and servicing of agency mortgages, which may increase credit risk due to risk-sharing obligations [422]. - Interest rate risk management includes entering into hedge contracts to mitigate the impact of interest rate fluctuations on earnings and cash flows [425]. Employee and Management Structure - The Company had 218 employees as of September 30, 2025, all of whom are employees of NewPoint [298]. - The Company is externally managed by Benefit Street Partners L.L.C., which provides investment and management services [296]. - The Company operates primarily through two business units: Commercial Real Estate Financing and Agency Business, focusing on various debt investments and agency mortgage products [294]. Financial Obligations and Capital Management - As of September 30, 2025, the company had a total of $4.81 billion in contractual obligations and commitments [408]. - The company must distribute at least 90% of its taxable income to maintain its REIT status, which includes distributions to avoid federal income taxes [393][406]. - The company has a share repurchase program authorized for $65 million, with $31.1 million remaining available as of September 30, 2025 [409]. - The company expects to utilize additional debt and equity financing as a source of capital, with a target leverage level of between one to three times book value of equity [381]. Market and Economic Conditions - New tax legislation effective July 4, 2025, includes a permanent extension of the 20% deduction for qualified REIT dividends and increases the REIT asset test limit for taxable REIT subsidiaries from 20% to 25% [310]. - The company is actively monitoring the SOFR (Secured Overnight Financing Rate) trends, as many loans are indexed to this rate, impacting overall interest expenses [327].

Financial Performance - Net service revenue for Q3 2025 was $263.6 million, a 3.9% increase from $253.6 million in Q3 2024[13] - Operating income for Q3 2025 was $16.8 million, compared to an operating loss of $98.0 million in Q3 2024[13] - Net income attributable to Enhabit, Inc. for Q3 2025 was $11.1 million, a significant recovery from a net loss of $110.2 million in Q3 2024[13] - The company reported a comprehensive income of $11.1 million for Q3 2025, compared to a comprehensive loss of $112.0 million in Q3 2024[15] - Earnings per share for Q3 2025 were $0.22, a recovery from a loss per share of $2.20 in Q3 2024[13] - Enhabit, Inc. reported a net income of $35.7 million for the nine months ended September 30, 2025, compared to a net loss of $108.2 million for the same period in 2024[24] - Total net service revenue for the nine months ended September 30, 2025, was $789.6 million, a decrease of 4.5% from $776.6 million in 2024[36] Assets and Liabilities - Total current assets increased to $213.7 million as of September 30, 2025, up from $192.7 million at the end of 2024[17] - Total liabilities decreased to $631.0 million as of September 30, 2025, down from $672.1 million at the end of 2024[17] - Cash and cash equivalents rose to $56.9 million as of September 30, 2025, compared to $28.4 million at the end of 2024[17] - Enhabit’s total liabilities decreased to $592.3 million as of September 30, 2025, from $592.9 million at the same time in 2024[21] - The company’s accounts receivable, net of allowances, showed a decrease of $13.3 million in the nine months ended September 30, 2025, compared to the previous year[24] - Total assets as of September 30, 2025, were $16.3 million, slightly down from $16.7 million as of December 31, 2024, showing a 2.4% decline[46] Cash Flow and Operating Activities - The company generated $66.3 million in net cash provided by operating activities for the nine months ended September 30, 2025, compared to $55.3 million in 2024, reflecting a 19.1% increase[24] - Cash and cash equivalents as of September 30, 2025, were $56.9 million, an increase from $28.4 million as of December 31, 2024[80] - Net cash provided by operating activities for the nine months ended September 30, 2025, was $66.3 million, an increase from $55.3 million in 2024[128] Debt and Financing - As of September 30, 2025, total long-term debt outstanding was $463.8 million, down from $515.4 million as of December 31, 2024, reflecting a 10% decrease[47] - The company has scheduled principal payments due on long-term debt totaling $465.3 million over the next five years, with $5.6 million due in Q4 2025[48] - The company’s long-term debt, net of current portion, was $441.5 million as of September 30, 2025, down from $492.6 million as of December 31, 2024, a decrease of 10.4%[47] - Total long-term debt obligations as of September 30, 2025, amounted to $660.4 million, including $335.0 million in long-term debt and $125.0 million under the revolving credit facility[136] Revenue Segments - The company reported a total of $200.5 million in net service revenue for Home Health for the three months ended September 30, 2025, compared to $201.0 million in 2024[35] - Home Health segment net service revenue for the three months ended September 30, 2025, was $200.5 million, a slight decrease of 0.2% compared to $201.0 million in 2024[110] - Hospice segment net service revenue increased to $63.1 million for the three months ended September 30, 2025, up 19.9% from $52.6 million in 2024[107] - For the nine months ended September 30, 2025, Home Health segment net service revenue totaled $607.0 million, down from $624.4 million in 2024, while Hospice revenue increased to $182.6 million from $152.2 million[71] Expenses - General and administrative expenses for Q3 2025 were $105.5 million, slightly up from $103.8 million in Q3 2024[13] - Total general and administrative expenses for the nine months ended September 30, 2025, were $176.0 million, consistent with $176.3 million in the same period of 2024[72] - Interest expense for the nine months ended September 30, 2025, was $25.3 million, a decrease from $33.1 million in the same period of 2024[80] - Stock-based compensation expense increased to $10.6 million for the nine months ended September 30, 2025, from $7.8 million in the same period of 2024[24] Operational Changes and Strategies - The company is implementing a visit per episode (VPE) management pilot program to enhance operational efficiencies, with plans to expand it to all Home Health branches in Q4 2025[90] - The company closed or consolidated 13 branches in 2025, including eight Home Health and five Hospice branches, with no additional closures anticipated for the remainder of the year[84] - Inflation has primarily impacted labor costs, necessitating ongoing cost control measures to manage expenses effectively[92] Regulatory and Market Conditions - The Centers for Medicare and Medicaid Services (CMS) will implement a net increase of 2.6% to hospice payments effective October 1, 2025, which is expected to positively impact the company's revenue[86] - The proposed 2026 Home Health Rule suggests a 6.4% decrease in payments compared to 2025, with a 2.4% increase in the market basket offset by various adjustments[87] - The company anticipates that the proposed 2026 Home Health Rule, if finalized, could lead to significant reductions in reimbursement rates for the industry[89] Shareholder Activities - During the three months ended September 30, 2025, the company repurchased a total of 33,930 shares of common stock at an average price of $7.88 per share[148] Taxation - The effective income tax rates for the three and nine months ended September 30, 2025, were (38.1)% and 15.4%, respectively, primarily due to a reduction in the valuation allowance of $4.4 million[60] - The effective income tax rate for the three months ended September 30, 2025, was (38.1)%, compared to (0.6)% for the same period in 2024, primarily due to unfavorable permanent differences[101]

Financial Performance - Achieved a net increase in net assets resulting from operations of $15.2 million, or $0.38 per share[16] - Earned net investment income of $10.3 million, or $0.26 per share, compared to $13.8 million, or $0.35 per share, for the same quarter last year[13] - Total investment and other income for the three months ended September 30, 2025, was $22.656 million, down from $26.515 million in the same period of 2024[34] - Net investment income for the three months ended September 30, 2025, was $10.310 million, compared to $13.785 million for the same period in 2024[34] Asset and Investment Growth - Signed $421.1 million of term sheets with venture growth stage companies, the highest amount in over three years[4] - Closed $181.8 million of new debt commitments, representing a 14% increase from the prior quarter[4] - Funded $88.2 million in debt investments, a 12% increase from the prior quarter, marking the highest funding activity in the last 11 quarters[4] - Grew the debt investment portfolio to $736.9 million at cost, an 11% increase from the prior quarter[4] - The Company funded $17.5 million in new investments during the quarter[25] Distribution and Shareholder Returns - Declared a fourth quarter 2025 regular distribution of $0.23 per share and a supplemental distribution of $0.02 per share[1] - The Company declared a regular quarterly distribution of $0.23 per share and a supplemental distribution of $0.02 per share for the fourth quarter, with estimated spillover income of $43.4 million, or $1.07 per share[22] - TPC's share purchase program has $10.1 million remaining for purchasing shares, with 591,235 shares bought during the three months ended September 30, 2025[23] Liquidity and Financial Position - The Company reported total liquidity of $233.6 million, including cash and cash equivalents of $28.6 million and available capacity under its Revolving Credit Facility of $205.0 million[21] - As of September 30, 2025, the net asset value was $355.1 million, or $8.79 per share[4] - As of September 30, 2025, the Company's net assets increased to $355.1 million, or $8.79 per share, compared to $345.7 million, or $8.61 per share, as of December 31, 2024[20] - The total assets of the Company as of September 30, 2025, were $835.5 million, an increase from $763.0 million as of December 31, 2024[32] Leverage and Ratios - The Company ended the quarter with a leverage ratio of 1.32x and a net leverage ratio of 1.24x[21] Portfolio Yield and Performance Metrics - The weighted average annualized portfolio yield on debt investments was 13.2% for the quarter[11] - For the three months ended September 30, 2025, the weighted average portfolio yield on debt investments was 13.2%, down from 15.7% in 2024[36] - Coupon income for the same period was 10.8%, a decrease from 12.7% in 2024[36] - The accretion of discount for the three months ended September 30, 2025, was 0.8%, compared to 0.9% in 2024[36] - The accretion of end-of-term payments was 1.2% for the three months ended September 30, 2025, slightly down from 1.3% in 2024[36] - The impact of prepayments during the period was 0.4%, a decrease from 0.8% in 2024[36] - For the nine months ended September 30, 2025, the weighted average portfolio yield on debt investments was 14.0%, down from 15.6% in 2024[36] - Coupon income for the nine months ended September 30, 2025, was 11.2%, compared to 12.2% in 2024[36] - The accretion of discount for the nine months ended September 30, 2025, was 1.0%, up from 0.9% in 2024[36] - The accretion of end-of-term payments for the nine months ended September 30, 2025, remained stable at 1.3% compared to 1.4% in 2024[36] - The impact of prepayments during the nine months ended September 30, 2025, was 0.5%, down from 1.1% in 2024[36] Investment Commitments - The Company entered into $122.9 million of additional non-binding signed term sheets with venture growth stage companies and closed $17.3 million of additional debt commitments[25] - The Company recorded net realized losses on investments of $0.7 million during the quarter[14]

Revenue Performance - Total company revenue for 3Q25 was $460.2 million, a decrease of 7.4% year over year (YoY) and 9.0% in constant currency[5] - Total revenue for Q3 2025 was $460.2 million, a decrease of 7.4% from $497.0 million in Q3 2024[31] - Revenue for the three months ended September 30, 2025, was $460.2 million, down from $497.0 million in the same period of 2024, representing a decrease of approximately 7.5%[49] - For the nine months ended September 30, 2025, total revenue was $1,375.6 million, a decrease of 6.0% from $1,463.0 million in the same period of 2024[35] - Excluding License and Support (Ex-L&S) revenue was $377.2 million, down 3.9% YoY and 5.8% in constant currency[5] - Excluding license and support revenue, the revenue for the three months ended September 30, 2025, was $377.2 million, compared to $392.5 million in 2024[37] - Services revenue was $404.1 million, down from $414.9 million year-over-year, while technology revenue decreased to $56.1 million from $82.1 million[31] Profitability and Loss - The company reported a net loss attributable to Unisys Corporation of $308.9 million, which included a non-cash pension settlement loss of $227.7 million[10] - The company reported a consolidated net loss of $309.2 million for Q3 2025, compared to a net loss of $61.9 million in Q3 2024[31] - The company reported a consolidated net loss of $359.8 million for the nine months ended September 30, 2025, compared to a net loss of $223.7 million in 2024[41] - Non-GAAP operating profit was $24.8 million, representing a margin of 5.4%, compared to 9.9% in 3Q24[7] - Non-GAAP operating profit for the three months ended September 30, 2025, was $24.8 million, down from $49.4 million in the same period of 2024[51] - Operating loss for the three months ended September 30, 2025, was $(33.5) million, compared to an operating profit of $7.5 million in the same period of 2024[51] - Adjusted EBITDA for the three months ended September 30, 2025, was $48.2 million, compared to $77.0 million for the same period in 2024, reflecting a decline of about 37.4%[49] - The percentage of revenue represented by net loss attributable to Unisys Corporation was (67.1)% for the three months ended September 30, 2025, compared to (12.5)% in the same period of 2024[49] Cash Flow and Liquidity - Cash provided by operations was $38.0 million, an increase from $32.0 million in 3Q24, with free cash flow of $19.9 million compared to $14.2 million in the prior year[15] - Free cash flow for the three months ended September 30, 2025, was $19.9 million, an increase from $14.2 million in the same period of 2024[47] - Cash and cash equivalents stood at $321.9 million, reflecting a 7.0% increase quarter over quarter[5] - Cash and cash equivalents decreased to $321.9 million as of September 30, 2025, from $376.5 million at the end of 2024[39] - Adjusted free cash flow for the nine months ended September 30, 2025, was $9.2 million, a decrease from $37.5 million in the same period of 2024[47] Future Outlook and Guidance - The company updated its full-year 2025 revenue growth guidance to a decline of 4.0% to 3.0% in constant currency[17] - The company anticipates revenue growth and margin expansion in the future, with specific guidance for full-year 2025 revenue growth[23] - Total Contract Value (TCV) for 3Q25 increased by 15% YoY, driven by the timing of renewals[16] - The total contract value (TCV) is a key metric for future revenue generation, reflecting the initial estimated revenue from contracts signed[22] - Backlog was $2.83 billion for 3Q25, compared to $2.80 billion for the same period in 2024[17] - Backlog represents future revenue to be recognized under contracted work, although it is subject to various factors affecting conversion to revenue[21] - Book-to-bill ratio is a critical measure, calculated as total contract value booked divided by revenue in a given period[21] Asset and Liability Management - Long-term debt increased to $723.2 million as of September 30, 2025, compared to $488.2 million at the end of 2024[39] - The company’s total assets decreased to $1,743.8 million as of September 30, 2025, down from $1,872.3 million at the end of 2024[39] - The company plans to reduce approximately $600 million of U.S. defined benefit pension plan liabilities by the end of 2026[10] - The company experienced a significant goodwill impairment of $55.0 million during the nine months ended September 30, 2025[41] - The company experienced a goodwill impairment of $55.0 million for the three months ended September 30, 2025, consistent with the same amount in 2024[49] Operational Highlights - Non-GAAP operating profit margin was not specified, but the company emphasizes the importance of non-GAAP measures for understanding ongoing operations[25] - Free cash flow was not detailed, but the company highlighted the significance of cash flow generation in its financial performance[25] - The company is focused on new business expansion and the development of new technologies to drive future growth[22] - Gross profit margin for the three months ended September 30, 2025, was 25.5%, down from 29.2% in the prior year[37] - The gross profit percentage excluding license and support for the nine months ended September 30, 2025, was 18.0%, slightly down from 18.2% in the prior year[37]

Exhibit 99.1 Regional Management Corp. Announces Third Quarter 2025 Results Greenville, South Carolina – November 5, 2025 – Regional Management Corp. (NYSE: RM), a diversified consumer finance company, today announced results for the third quarter ended September 30, 2025. "Building on our strong second-quarter momentum, we delivered another outstanding performance in the third quarter," said Robert W. Beck, President and Chief Executive Officer of Regional Management Corp. "We achieved net income of $14.4 ...

Financial Performance - Contract sales for Q3 2025 were $439 million, a decline of 4% compared to $459 million in Q3 2024[4][9] - Revenues excluding cost reimbursements decreased by 2% to $748 million from $766 million year-over-year[7] - The segment margin fell to 18.4%, down 840 basis points from 26.8% in the prior year[7] - Adjusted EBITDA for the quarter was $170 million, a 16% decrease from $232 million in Q3 2024[8][9] - Total revenues for Q3 2025 were $1,263 million, a decrease of 3% compared to $1,305 million in Q3 2024[30] - Adjusted EBITDA for Q3 2025 was $170 million, down 15% from $200 million in Q3 2024[30] - Adjusted net income attributable to common stockholders for Q3 2025 was $66 million, an 8% decrease from $73 million in Q3 2024[37] - Adjusted net income attributable to common stockholders is projected to be between $262 million and $279 million for 2025[15] - Adjusted EBITDA for the nine months ended September 30, 2025, was $565 million, a 4% increase from $545 million in the same period of 2024[53] Liquidity and Cash Flow - The company ended Q3 2025 with $1,428 million in liquidity, including $474 million in cash and cash equivalents[12] - Cash provided by operating activities for the nine months ended September 30, 2025, was $22 million, down from $105 million in the same period of 2024[63] - Cash and cash equivalents as of September 30, 2025, were $474 million, significantly up from $197 million at the end of 2024[61] - Adjusted free cash flow guidance for fiscal year 2025 is projected to be between $235 million and $270 million[64] Sales and Revenue Trends - Full-year 2025 contract sales guidance is set between $1,760 million and $1,780 million, revised from $1,740 million to $1,830 million[15] - Average revenue per interval for Q3 2025 was $37.91, down 3% from $38.93 in Q3 2024[32] - The average revenue per Interval International member for 2025 is projected to be $37.91, a decrease from $39.15 in 2023[68] - Revenue from vacation ownership products for the nine months ended September 30, 2025, was $1,083 million, a 3% increase from $1,048 million in the same period of 2024[53] - Total management and exchange revenue for the nine months ended September 30, 2025, was $648 million, a 2% increase from $633 million in the prior year[59] Expenses and Losses - The company reported a net loss attributable to common stockholders of $2 million, resulting in a diluted loss per share of $0.07[8] - Total expenses for Q3 2025 were $1,230 million, an increase from $1,157 million in Q3 2024[35] - Net loss attributable to common stockholders for Q3 2025 was $(2) million, a decline of 103% from $84 million in Q3 2024[30] - Development profit for Q3 2025 was $72 million, down 32% from $105 million in Q3 2024, resulting in a development profit margin of 20.2%[50] - Rental profit for the nine months ended September 30, 2025, was $102 million, a 21% decrease from $131 million in the same period of 2024[53] Strategic Initiatives - The company expects a $150 million to $200 million Adjusted EBITDA benefit from its modernization program by the end of 2026[5] - The company plans to continue focusing on modernization and restructuring efforts, with $53 million allocated for modernization in Q3 2025[40] - The company plans to continue focusing on strategic opportunities, including acquisitions and strengthening the balance sheet[80] Member and Market Metrics - The number of international members remained stable at 1,499, a 3% decrease from 1,545 in Q3 2024[32] - Total active Interval International members decreased to 1,545,638 in December 2024, down from 1,563,849 in December 2023, a decline of 1.2%[68] - Tours for 2024 totaled 432,716, an increase from 405,825 in 2023, representing a growth of 6.6%[68] Impairments and Adjustments - The company recorded a $31 million impairment charge in both Q3 2025 and Q3 2024[44] - The company began excluding amortization of cloud computing software implementation costs from Adjusted EBITDA for comparability purposes[75] - Adjusted EBITDA is used as an indicator of operating performance, reflecting the company's ability to service debt and fund capital expenditures[77] - Free Cash Flow and Adjusted Free Cash Flow are evaluated as liquidity measures, providing insights into cash generated after capital expenditures[80] - Adjusted development profit margin is calculated by dividing Adjusted development profit by revenues from the Sale of vacation ownership products[73]

Financial Results - SES AI Corporation released its financial results for the fiscal quarter ended September 30, 2025, on November 5, 2025[4]. - The report does not include specific financial metrics or performance indicators for the quarter[6]. Shareholder Communication - The company issued a letter to shareholders detailing a business update alongside the financial results[4]. - The letter to shareholders is furnished as Exhibit 99.1, while the press release is Exhibit 99.2[7]. - The press release announcing the shareholder letter was also issued on November 5, 2025[5]. Company Information - The company is listed on the New York Stock Exchange under the symbol SES for Class A common stock and SES WS for warrants[2]. - SES AI Corporation is incorporated in Delaware and has an IRS Employer Identification Number of 88-0641865[1]. - The exercise price for the warrants is set at $11.50 per share[2]. - The report was signed by Jing Nealis, the Chief Financial Officer of SES AI Corporation[11]. Compliance and Standards - The company has not elected to use the extended transition period for complying with new financial accounting standards[3].