UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 20-F (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR 12(g) OF THE SECURITIES EXCHANGE ACT OF OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☐ SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ...

Loan Origination and Sales - The company has originated loans partially guaranteed by the SBA, including SBA 7(a) loans with a maximum gross loan amount of $5.0 million and a maximum SBA guaranteed amount of $3.75 million[21]. - The company has sold the guaranteed portion of SBA 7(a) loans in the secondary market at a premium, earning servicing fee income on the sold portion[22]. - The company funded approximately $3.10 billion in loans in 2025, with 562 CRA-reportable small business loans totaling $234.3 million[90]. Branch Operations and Community Presence - The company operates 74 branches across the United States, with a significant presence in multi-ethnic communities, including 29 branches in Hawaii and 24 in California[36]. - The Bank operates 29 branches in Hawaii following the acquisition of Territorial Savings Bank in 2025[52]. - Approximately 31% of the Bank's branches are located in low-to-moderate income areas, reflecting its commitment to community investment[90]. Financial Performance and Capital Management - The company paid off $197.1 million of convertible note principal in cash on May 15, 2023, following the exercise of put rights by most holders of its convertible notes[35]. - As of December 31, 2025, Hope Bancorp and the Bank met all Basel III Capital Rules requirements, including a common equity Tier 1 capital ratio exceeding 7.0%[56]. - The minimum capital ratios for the Bank to be considered well-capitalized include a common equity Tier 1 ratio of 6.5%, a Tier 1 ratio of 8%, and a total capital ratio of 10%[64]. Regulatory Environment - The company is subject to extensive regulation and supervision under state and federal banking laws, emphasizing capital planning and liquidity management[41]. - The Company is subject to heightened supervision and regulation due to consolidated assets exceeding $10 billion, including maintaining a Tier 1 leverage ratio of at least 5.0%[59]. - The Dodd-Frank Act requires banking organizations with consolidated assets exceeding $10 billion to perform annual stress tests[61]. Consumer Protection and Compliance - The Company is subject to numerous federal and state consumer protection statutes, which mandate specific underwriting criteria for home loans[66]. - The Bank must comply with the USA PATRIOT Act, which includes establishing anti-money laundering programs and enhanced due diligence standards[69]. - The FDIC insures customer deposits up to $250,000 per customer, and termination of the Bank's deposit insurance could lead to revocation of its charter[74]. Employee and Community Engagement - The Bank had 1,434 full-time equivalent employees as of December 31, 2025, an increase from 1,244 in 2024[87]. - The company is committed to maintaining a diverse workforce and offers professional development opportunities to enhance employee retention and satisfaction[83][85]. - The company made over $750 thousand in charitable donations in 2025, including $200 thousand to United Way for Los Angeles fire relief[90]. Financial Obligations and Assessments - Total contractual obligations and commitments as of December 31, 2025, amounted to $9.46 billion, with $7.96 billion due in less than one year[364]. - The company has commitments to fund CRA and tax credit investments totaling $36.27 million[364]. - In November 2023, the FDIC approved a special assessment rate of approximately 13.4 basis points per year, to be paid in eight quarterly installments starting Q1 2024, based on an adjusted assessment base of estimated uninsured deposits[76]. - The company recorded an expense of $691 thousand in 2024 for the special assessment, which was reversed in 2025 when the FDIC notified that the additional assessment was no longer necessary[76]. Competitive Landscape - The competitive environment includes strong competition from community, regional, and national banks, as well as non-bank financial service providers[37]. - The company's profitability is influenced by interest rate differentials, which are affected by various economic factors beyond its control[38]. - The company is subject to regulatory scrutiny, which may impact its ability to pay dividends or repurchase shares if capital requirements are not met[79].

Exhibit 99.1 Chord Energy Reports Fourth Quarter and Full-Year 2025 Financial and Operating Results, Issues 2026 Outlook and Declares Base Dividend Houston, Texas — February 25, 2026 — Chord Energy Corporation (NASDAQ: CHRD) ("Chord", "Chord Energy" or the "Company") today reported financial and operating results for the fourth quarter and full-year 2025 and announced its 2026 outlook. Key Takeaways and Updates: 4Q25 Operational and Financial Highlights: (1) Non-GAAP financial measure. See "Non-GAAP Financi ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED DECEMBER 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM TO . COMMISSION FILE NUMBER 1-13455 TETRA Technologies, Inc. (Exact name of registrant as specified in its charter) Delaware 74-2148293 (State or Other Jurisdiction ...

Exhibit 99.1 TETRA TECHNOLOGIES, INC. ANNOUNCES FOURTH-QUARTER AND STRONG FULL-YEAR 2025 RESULTS AND PROVIDES UPDATE ON STRATEGIC INITIATIVES Water & Flowback Services fourth quarter revenues were flat with the third quarter but down 4% year over year, materially less than the decline in U.S. frac activity, which was down 15% sequentially and down 24% from the fourth quarter of 2024 according to U.S. frac spread count data provided by Primary Vision as of December 31, 2025. While drilling and completions ac ...

FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED DECEMBER 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM __________to__________ Commission File Number 0-26584 BANNER CORPORATION (Exact name of registrant as specified in its charter) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 (State or other jurisdiction of incorporation ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ____________________________ FORM 10-K ____________________________ ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 (Registrant's telephone number, including area code) or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number: 001-38897 ____________________________ FASTLY, INC. (Exact name of reg ...

Trip.com Group Limited Reports Unaudited Fourth Quarter and Full Year of 2025 Financial Results 02/25/2026 SINGAPORE, Feb. 25, 2026 /PRNewswire/ -- Trip.com Group Limited (Nasdaq: TCOM; HKEX: 9961) ("Trip.com Group" or the "Company"), a leading global one-stop travel service provider of accommodation reservation, transportation ticketing, packaged tours, and corporate travel management, today announced its unaudited financial results for the fourth quarter and full year of 2025. Key Highlights for the Fourt ...

FORM 10-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 For the transition period from ______ to ______ Commission file number 1-10816 MGIC Investment Corporation (Exact name of registrant as specified in its charter) Wisconsin 39-1486475 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 250 E. Kilbourn Avenue Milwaukee, Wisconsin 53202 (Address of principal executive offices) (Zip Code) (414) 347-6480 (Registrant's telephone number ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _____________________________________________________________________ FORM 10-K _____________________________________________________________________ (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number ...