HZBank(SH:600926)2024-07-25 08:49Financial Performance - For the first half of 2024, the company achieved operating revenue of RMB 19.34 billion, a year-on-year increase of 5.36% compared to RMB 18.36 billion in the same period of 2023[3] - The net profit attributable to shareholders of the listed company reached RMB 9.996 billion, reflecting a growth of 20.06% from RMB 8.326 billion in the first half of 2023[3] - The basic earnings per share increased to RMB 1.64, a rise of 20.59% from RMB 1.36 in the previous year[3] - The weighted average return on equity was 9.74%, up 0.41 percentage points from 9.33% in the previous year[3] Asset and Loan Growth - As of June 30, 2024, total assets amounted to RMB 1984.792 billion, an increase of 7.79% from RMB 1841.331 billion at the end of 2023[3] - The total loan amount was RMB 901.333 billion, up 11.68% from RMB 807.096 billion at the end of 2023[3] - Total deposits reached RMB 1151.670 billion, representing a growth of 10.18% from RMB 1045.277 billion at the end of 2023[3] Loan Quality and Risk Management - The non-performing loan ratio remained stable at 0.76%, unchanged from the end of the previous year[7] - The provision coverage ratio was 545.17%, a decrease of 16.25 percentage points from the previous year[4] Strategic Focus - The company emphasizes a customer-centric approach and aims to enhance operational efficiency and risk management[6]