Loan Management - As of December 31, 2023, the company has granted loans amounting to approximately RMB 77.8 million, an increase from RMB 40.6 million in 2022[4] - The loan agreement allows the borrower to withdraw up to RMB 150 million at an annual interest rate of 8%, with repayment due by March 31, 2024[4] - The company has adopted a credit risk management policy that includes independent credit risk assessments and monitoring of loan repayments[6] - The company’s loan impairment policy is based on expected credit losses, considering the borrower's repayment history and current financial status[5] - All receivables from the loans granted have been fully settled as of the reporting date[8] - The company is exploring the development of loan-related services, including entrusted loans and financial advisory services, primarily in China[2] - The funding for the entrusted loans and other loan services is sourced from the company's internal resources[2] - The company has established a monitoring procedure for loan repayments, requiring borrowers to report their financial performance regularly[6] Compliance and Governance - The company confirmed compliance with GEM listing rules regarding related party transactions, with significant transactions disclosed in the financial statements[9] - The board of directors has ensured the accuracy and completeness of the information provided in the announcement[10]
丰银禾控股(08030) - 2024 - 年度业绩