| 北京控股(00392) | 32.350 | 32.500 | 1.25% | | --- | --- | --- | --- | | 赤子城科技(09911) | 8.180 | 8.300 | 1.22% | | 交通银行(03328) | 6.860 | 7.010 | 1.20% | | 达芙妮国际(00210) | 0.455 | 0.490 | 1.03% | | 置富产业信托(00778) | 4.460 | 4.470 | 0.99% | | 网易－Ｓ(09999) | 166.100 | 173.200 | 0.99% | | 保诚(02378) | 85.000 | 85.650 | 0.94% | | 耀才证券金融(01428) | 7.640 | 8.730 | 0.92% | | 君百延集团(08372) | 0.113 | 0.120 | 0.84% | | 哈尔滨电气(01133) | 4.860 | 4.950 | 0.41% | | 康臣药业(01681) | 9.750 | 9.940 | 0.40% | | 电讯盈科(00008) | 5.320 | 5.400 | ...

Financial Performance - Revenue for 2024 reached RMB 131,245,000, representing a 50.3% increase from RMB 87,307,000 in 2023[20] - Profit attributable to owners of the Company surged to RMB 54,873,000, a remarkable increase of 224.2% compared to RMB 16,926,000 in the previous year[20] - Total assets increased significantly by 116.7% to RMB 221,827,000 from RMB 102,367,000[20] - Cash and cash equivalents saw a substantial rise of 229.7%, reaching RMB 54,604,000 compared to RMB 16,561,000 in 2023[20] - Net assets grew by 213.0% to RMB 172,386,000 from RMB 55,075,000[20] - Basic earnings per share slightly decreased by 0.24% to 28.93 RMB cents from 29.00 RMB cents[20] - For the year ended December 31, 2024, the Group's revenue was approximately RMB 131.2 million, profit before income tax was RMB 82.6 million, and profit attributable to owners was RMB 54.6 million[34] - The Group's cash and cash equivalents increased by 229.7% year-on-year to approximately RMB 54.6 million, with net assets rising to RMB 172.4 million from RMB 55.1 million in 2023[35] - Revenue from financial service platforms amounted to approximately RMB120.9 million, reflecting an increase of approximately 44.9% year-on-year[49] - Interest income for the year was approximately RMB10.3 million, representing a year-on-year increase of approximately 165.7%[49] - Profit attributable to the owners of the Company was approximately RMB54.9 million, a significant increase from RMB16.9 million in the previous year[57] Dividends and Share Issues - No interim dividend was paid, and no proposed final dividend was mentioned for the year[20] - The company raised approximately HK$25.95 million through the subscription of 36,042,067 new shares at a price of HK$0.72 per share, with net proceeds of approximately HK$23.95 million[68] - Of the net proceeds, approximately HK$10 million is allocated for the development and operation of a financial service platform, approximately HK$5 million for debt repayment, and approximately HK$8.95 million for general working capital[69] - In 2024, the company issued 14,134,143 subscription shares at HK$0.315 per share, raising gross proceeds of approximately HK$4.45 million and net proceeds of approximately HK$4.4 million[74] - The Company proposes to raise up to approximately HK$63.6 million through a rights issue of 254,414,580 Rights Shares at a Subscription Price of HK$0.25 each[80] - The estimated net proceeds from the Rights Issue, after deducting expenses, are approximately HK$60.3 million[81] - The Rights Issue is conditional upon Independent Shareholders' approval at the EGM, as it will increase the total number of issued Shares by more than 50% within a 12-month period[85] Business Strategy and Future Outlook - The Company is focused on expanding its market presence and enhancing product offerings in the upcoming fiscal year[20] - Future strategies include potential market expansion and investment in new technologies[20] - The management remains optimistic about sustaining growth momentum in the next fiscal year[20] - The Group has been actively exploring new business opportunities, particularly in the Greater Bay Area, to enhance shareholder returns[25] - The Group plans to invest approximately HKD1.5 million to HKD2.0 million in R&D for a new data security-related business[42] Financial Management and Risk - The gearing ratio of the Group was approximately 0.6%, representing a year-on-year decrease of approximately 0.9%[35] - The Group's total borrowings were approximately RMB 1 million, down from RMB 1.5 million in 2023, resulting in a debt-to-asset ratio of approximately 0.5%, compared to 1.5% in 2023[67] - The Group faces foreign exchange risk primarily due to fluctuations between the Hong Kong dollar and the Renminbi, with no hedging arrangements currently in place[121] - The Group adopts a conservative approach to treasury policies, focusing on credit risk evaluation and liquidity management[116] Corporate Governance - The company has adopted and complied with the Corporate Governance Code during the year ended December 31, 2024[150] - The Board is responsible for leadership and control, promoting the success of the Group and enhancing shareholder value[159] - The Company has established three Board committees: Audit Committee, Nomination Committee, and Remuneration Committee, to assist in efficient governance[199] - The Company has formalized written terms on the division of functions reserved to the Board and those delegated to management, retaining decision-making on major matters[178] - The Company has not established a corporate governance committee; the Board performs all corporate governance duties[180] Employee and Director Information - As of December 31, 2024, the Group had a total of 23 staff, an increase from 22 in 2023, with total staff costs approximately RMB 5.2 million, unchanged from 2023[123] - The remuneration of Directors is reviewed by the remuneration committee, considering experience, responsibility, and the Group's operating results[125] - The Board currently consists of four members, including one Executive Director and three Independent Non-executive Directors, achieving gender diversity with two female Directors[166] Compliance and Regulatory Matters - The Group has complied with all relevant laws and regulations regarding environmental and social responsibilities, ensuring sustainable business development[94] - The Company has not utilized any financial instruments for hedging purposes during the review period[67] - The Company will continue to review its corporate governance practices to meet rising expectations of shareholders and investors[150]

（以上内容为金融界基于公开消息，由程序或算法智能生成，不作为投资建议或交易依据。） 丰银禾控股有限公司于2001年成立,并于2012年5月7日在香港联交所挂牌上市(股票代码:HK8030)。公司 总部位于深圳,运营网络辐射华南、华东、华北、华中、西南等区域。近年来,公司聚焦并打造房地产全 产业价值链金融服务的业务模式,深耕资产管理与金融科技两大战略领域,业务内容涵盖地产财务顾问服 务、地产投资、融资租赁、消费信贷、在线理财等。资产管理领域,公司专注于房地产开发投资与服 务。汇联通过"强大的团队优势、丰富的行业经验、创新的开发能力、资源整合能力"等核心优势,率先 开辟行业内领先的"轻资产"开发合作模式,赋能基金管理公司、金融机构、开发商,最终实现多方合作共 赢。在合作过程中,汇联提供专业的咨询服务,同时,通过严格的准入条件参与房地产基金,进行项目股权投 资获取收益。目前,汇联参与的地产项目数累计逾20个,分布于全国10余个城市,项目总货值达285亿,直接 促成基金累计管理规模达137亿元。在金融科技领域,公司拥有近百人资深金融科技研发团队,通过B2B2C 模式,专业打造为房地产上下游产业提供金融科技赋能的科技平 ...

Financial Performance - For the fiscal year ending December 31, 2024, the total revenue was RMB 131,245,000, representing an increase of 50.5% compared to RMB 87,307,000 for the fiscal year ending December 31, 2023[5] - The gross profit for the fiscal year 2024 was RMB 98,115,000, which is a 125.5% increase from RMB 43,551,000 in 2023[5] - The net profit for the fiscal year 2024 was RMB 54,560,000, compared to RMB 16,862,000 in 2023, indicating a growth of 223.5%[5] - The total comprehensive income for the fiscal year 2024 was RMB 54,818,000, up from RMB 16,030,000 in 2023, marking an increase of 242.5%[5] - The company reported other income of RMB 8,217,000 for 2024, compared to RMB 260,000 in 2023, showing significant growth[5] - Revenue for the year 2024 was reported at RMB 120,887,000, compared to RMB 83,408,000 in 2023, representing a growth of approximately 45%[21] - The company reported a total profit from external customers of RMB 131,245,000 for the year ending December 31, 2024, up from RMB 87,307,000 in 2023, indicating an increase of approximately 50%[26] - Reported segment profit before tax increased to RMB 82,591,000 in 2024 from RMB 27,005,000 in 2023, a significant increase of 205.5%[28] - The group reported a profit attributable to owners of the company of approximately RMB 54.9 million, compared to RMB 16.9 million in the previous year, mainly due to increased revenue from the financial services platform[55] Assets and Liabilities - As of December 31, 2024, the total assets of the company amounted to RMB 172,401,000, while total liabilities were RMB 49,426,000, resulting in a net asset value of RMB 172,386,000[8] - The company's accounts receivable and interest amounted to RMB 160,674,000, up from RMB 72,997,000, reflecting improved collection efficiency[8] - The total equity attributable to the owners of the company was RMB 172,386,000, compared to RMB 54,885,000 in the previous year, showing significant growth in shareholder value[8] - The company’s total current liabilities were RMB 49,426,000, a decrease from RMB 43,462,000, indicating better management of short-term obligations[8] - The company’s long-term service debt was reported at RMB 15,000, reflecting its commitment to long-term financial stability[8] - Total assets rose to RMB 221,827,000 in 2024 compared to RMB 102,367,000 in 2023, marking an increase of 116.5%[28] - Total liabilities increased slightly to RMB 49,441,000 in 2024 from RMB 47,292,000 in 2023, reflecting a growth of 4.6%[28] Expenses and Costs - Administrative expenses increased to RMB 29,304,000 in 2024 from RMB 13,792,000 in 2023, reflecting a rise of 113.5%[5] - The group’s administrative expenses amounted to approximately RMB 29.3 million, reflecting a year-on-year increase of 112%[53] - The group experienced an increase in expected credit loss impairment of approximately RMB 5.7 million, compared to RMB 3 million in the previous year, due to increased credit risk from existing customers[54] Investments and Future Plans - The company plans to continue investing in new technologies and market expansion to sustain growth momentum in the upcoming fiscal year[5] - The company is investing between HKD 1.5 million and HKD 2.0 million in research and development related to data security services, recognizing its increasing importance in the financial services industry[48] - The company is actively seeking various business opportunities to diversify its revenue sources and enhance shareholder returns[48] - The company intends to use the proceeds from the rights issue for general working capital, specifically for the development and operation of financial service platforms[62] Shareholder Information - The basic earnings per share for 2024 was RMB 28.93, slightly down from RMB 29.00 in 2023[7] - The average number of ordinary shares used for calculating basic earnings per share increased from 58,377,375 in 2023 to 189,654,483 in 2024[39] - The company does not recommend paying any final dividend for the fiscal year ending December 31, 2024[93] Corporate Governance and Compliance - The audit committee has reviewed the annual performance and the audited consolidated financial statements for the year ending December 31, 2024, confirming compliance with applicable accounting standards[96] - The company emphasizes the importance of good corporate governance for effective management and sustainable business growth[97] - The company has implemented accounting standards in accordance with the Hong Kong Financial Reporting Standards and has adhered to the relevant disclosure requirements[20] Risk Management - The group faces foreign exchange risk due to bank balances in HKD, which is not the functional currency, primarily exposed to HKD to RMB fluctuations[74] - The group adopts a prudent treasury policy, continuously assessing customer financial conditions to minimize credit risk[75] - The group has implemented measures to reduce the risk of cybersecurity threats, which could adversely affect business operations and financial performance[71]

Financial Performance - The Group reported revenue of approximately RMB 84,162,000 for the six months ended 30 June 2024, representing an increase of approximately 231% compared to approximately RMB 25,447,000 for the corresponding period in 2023[6]. - Profit attributable to owners of the Company for the six months ended 30 June 2024 amounted to approximately RMB 27,582,000, compared to RMB 14,009,000 for the same period in 2023[9]. - Total comprehensive income for the period attributable to owners of the Company was RMB 27,639,000, compared to RMB 13,953,000 for the same period in 2023[9]. - The Group's profit before income tax for the six months ended 30 June 2024 was RMB 27,577,000[9]. - The company reported a total comprehensive income for the period of RMB 27,582,000, compared to RMB 14,009,000 in the previous year, reflecting an increase of about 96.5%[15]. - Profit before income tax expense for the six months ended June 30, 2024, was RMB 27,582,000, compared to RMB 14,009,000 in 2023, indicating a growth of 97%[70]. Earnings and Dividends - Basic earnings per share for the six months ended 30 June 2024 were RMB 32.79 cents, down from RMB 37.86 cents for the same period in 2023[9]. - The Board did not declare any interim dividend for the six months ended 30 June 2024, consistent with the previous year[6]. - The Group's income tax expense for the current period included RMB 10,520,000 for PRC Enterprise Income Tax and RMB 4,987,000 for Hong Kong Profits Tax[61]. - The Group did not declare any dividends for the six months ended June 30, 2024, consistent with the previous year[66]. Expenses and Costs - Employee benefit expenses for the six months ended 30 June 2024 were RMB 39,589,000[8]. - Other administrative expenses for the same period were RMB 38,097,000[8]. - Other administrative and employee benefit expenses increased by approximately 366% to approximately RMB 41,869,000, primarily due to increased marketing and advertising fees[99]. - Interest expenses decreased by approximately 21% to RMB 83,000 from RMB 105,000 for the corresponding period last year[98]. - The Group's salaries and wages for the six months ended June 30, 2024, were RMB 2,092,000, down from RMB 3,094,000 in 2023, a decrease of 32%[57]. Assets and Liabilities - As of June 30, 2024, total current assets increased to RMB 174,413,000 from RMB 97,239,000 as of December 31, 2023, representing an increase of approximately 79.4%[11]. - Loans and accounts receivables rose significantly to RMB 151,122,000, up from RMB 73,116,000, marking an increase of about 106.5%[11]. - Net current assets improved to RMB 85,481,000, compared to RMB 53,777,000 at the end of 2023, reflecting a growth of approximately 58.9%[13]. - Total equity attributable to owners of the Company increased to RMB 86,773,000 from RMB 55,075,000, indicating a rise of around 57.6%[13]. - Non-current liabilities increased to RMB 89,912,000 from RMB 58,905,000, representing a rise of approximately 52.7%[13]. - The Group's loans and accounts receivables amounted to RMB 160,305,000, a significant increase from RMB 77,940,000 as of December 31, 2023, representing a growth of approximately 105.5%[78]. Cash Flow and Financing - The net cash used in operating activities was RMB (1,101,000), an improvement from RMB (6,373,000) in the same period of 2023[17]. - Cash and cash equivalents at the end of the period stood at RMB 19,202,000, up from RMB 16,561,000 at the beginning of the period, showing an increase of approximately 9.9%[17]. - The company generated RMB 4,008,000 from financing activities, a decrease from RMB 23,552,000 in the previous year[17]. - The cash flow from investing activities was RMB 142,000, a significant recovery from RMB (3,000) in the same period last year[17]. - The Group had no borrowings as of June 30, 2024, maintaining a gearing ratio of 0%, compared to 1.5% on December 31, 2023[102]. Share Capital and Rights Issue - The total number of subscription shares issued was 14,134,143, representing approximately 16.67% of the issued share capital after the completion of the subscription[76]. - The subscription price for the new shares was set at HK$0.315 per share, with the agreement finalized on January 9, 2024[76]. - The proposed rights issue aims to raise up to approximately HK$63.6 million before expenses, with net proceeds estimated to be around HK$60.3 million after deducting estimated expenses[104]. - The rights issue will consist of 254,414,580 Rights Shares at a subscription price of HK$0.25 each, on the basis of three Rights Shares for every one Share held by Qualifying Shareholders[104]. - The Company issued 84,804,860 shares at HK$0.01 each, with a capital value of approximately RMB 740,000 as of June 30, 2024[118]. Corporate Governance and Compliance - The audit committee reviewed the unaudited condensed consolidated results for the six months ended June 30, 2024, ensuring compliance with applicable accounting standards and GEM Listing Rules[153]. - The Board believes the Company has met the code provisions set out in the Corporate Governance Code as per the GEM Listing Rules[149]. - The company has adopted a code of conduct for securities transactions by directors that meets the standards set out in the GEM Listing Rules[152]. - The company is committed to adhering to the corporate governance code as outlined in the GEM Listing Rules[150]. Future Outlook and Strategy - The Group is optimistic about its business planning for 2024, focusing on risk management and enhancing profitability and efficiency[109]. - For the second half of 2024, the Group aims to strengthen its competitiveness and develop its financial platform amid advancements in the financial business in Mainland China[109]. - The Group intends to develop a comprehensive product integrating mobile apps and decentralized security hardware[109]. - The strategy focuses on expanding in high-growth sectors while maintaining a presence in slower growth areas[110].

Financial Performance - The company reported revenue of approximately RMB 84,162,000 for the six months ended June 30, 2024, representing an increase of approximately 231% compared to approximately RMB 25,447,000 for the corresponding period in 2023[8]. - Profit attributable to owners of the company for the six months ended June 30, 2024, amounted to approximately RMB 27,582,000, compared to RMB 14,009,000 for the same period in 2023[8]. - Basic earnings per share for the six months ended June 30, 2024, were RMB 32.79 cents, down from RMB 37.86 cents for the six months ended June 30, 2023[8]. - Total comprehensive income for the period attributable to owners of the Company was RMB 27,639,000, compared to RMB 13,953,000 in 2023, reflecting an increase of about 98.5%[11]. - The total comprehensive income for the period was RMB 27,639,000, up from RMB 14,024,000 in the same period last year, marking an increase of about 96.5%[17]. - The company reported a significant increase in profits, indicating a positive trend in financial performance compared to the previous year[71]. Dividends and Share Capital - The board of directors did not declare any interim dividend for the six months ended June 30, 2024, compared to nil for the same period in 2023[8]. - The Company did not declare any dividend for the six months ended 30 June 2024, consistent with the previous year where no interim dividend was declared[71]. - The Group's share capital remained at RMB 407,450,000 as of June 30, 2024, unchanged from December 31, 2023, with a total of 5,000,000,000 authorized ordinary shares[87]. - The number of issued shares decreased from 1,731,433,000 at the beginning of the year to 70,671,000 at the end of June 2024 due to share consolidation and capital reduction[87]. - The Company completed a capital reorganization on 22 March 2023, consolidating every 50 ordinary shares into one consolidated share[75]. Assets and Liabilities - Current assets increased to RMB 174,413,000 as of June 30, 2024, from RMB 97,239,000 as of December 31, 2023, showing a growth of approximately 79.4%[13]. - Total equity attributable to owners of the Company increased to RMB 86,773,000 from RMB 55,075,000, reflecting a rise of about 57.6%[15]. - Non-current liabilities rose to RMB 89,912,000 as of June 30, 2024, compared to RMB 58,905,000 at the end of 2023, an increase of approximately 52.7%[15]. - The Group's consolidated assets as of June 30, 2024, were RMB 86,773,000, representing an increase of approximately RMB 31,698,000 compared to RMB 55,075,000 as of December 31, 2023[120]. - As of June 30, 2024, the Group had no significant contingent liabilities or charges on its assets[130]. Cash Flow and Financing - The net cash used in operating activities was RMB (1,101,000), an improvement from RMB (6,373,000) in the previous year, indicating a reduction in cash outflow[19]. - The company generated RMB 4,008,000 from financing activities, a significant decrease from RMB 23,552,000 in the prior year, reflecting changes in financing strategies[19]. - Cash and cash equivalents at the end of the period stood at RMB 19,202,000, compared to RMB 22,119,000 at the end of June 2023, showing a decrease of approximately 13.3%[19]. - The Group had no borrowings as of June 30, 2024, maintaining a gearing ratio of 0%[104]. - The Group's interest expenses decreased by approximately 21% to RMB 83,000 from RMB 105,000 for the corresponding period of last year[100]. Business Operations and Strategy - The company aims to enhance its market position through strategic initiatives and potential market expansions[8]. - The company is engaged in property development and financial services, with plans for market expansion and new product offerings in the PRC[23]. - The company aims to strengthen its competitiveness and develop its financial platform in the context of advancements in financial business in Mainland China[111]. - The company plans to actively participate in tendering for different projects to expand its customer base and secure more financial needs from existing customers[111]. - The company will continue to allocate resources prudently to meet increasingly innovative industry standards for customer demand[111]. Compliance and Governance - The company is committed to providing accurate and complete information in compliance with the GEM Listing Rules[5]. - The report emphasizes the potential risks associated with investing in small and mid-sized companies listed on GEM[4]. - The consolidated financial statements have been prepared in accordance with all Hong Kong Financial Reporting Standards (HKFRS) and applicable disclosures required by the Rules Governing the Listing Securities on GEM of the Hong Kong Stock Exchange[27]. - The audit committee, comprising three independent non-executive directors, has reviewed the unaudited condensed consolidated results for the six months ended June 30, 2024, ensuring compliance with applicable accounting standards and GEM Listing Rules[155]. - The Board believes the Company has met the Corporate Governance Code provisions as outlined in the GEM Listing Rules[151]. Future Outlook - The directors expect continued growth in platform services and interest income as part of the Group's future outlook[48]. - The Group anticipates that the application of new and amended HKFRSs will have no material impact on the consolidated financial statements in the foreseeable future[47]. - The outlook reflects the company's current views, which are subject to material changes[111].

香 港 交 易 及 結 算 所 有 限 公 司 及 香 港 聯 合 交 易 所 有 限 公 司 對 本 公 告 的 內 容 概 不 負 責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因本公告全部 或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 Flying Financial Service Holdings Limited 匯 聯 金 融 服 務 控 股 有 限 公 司 （於開曼群島註冊成立的有限公司） （股份代號：8030） 截至二零二三年十二月三十一日止年度之年報 之補充公告 茲提述匯聯金融服務控股有限公司（「本公司」，連同其附屬公司統稱「本集團」）於 二零二四年四月三十日所刊發本公司截至二零二三年十二月三十一日止年度的年 報（「年報」）。除另有界定者外，本公告所用詞彙與年報所界定者具有相同涵義。 業務回顧 除年報「管理層討論與分析」中「業務回顧」一節所披露的資料外，董事會謹此就本 公告所載截至二零二三年十二月三十一日止年度的放貸業務提供額外資料。 業務模式 近年來，本集團已探索如何利用其金融業務分部的資源以發展貸款相關的業務， 包括主要於中國提供委託貸款及其他貸款服務、 ...

CHARACTERISTICS OF GEM OF THE STOCK EXCHANGE 香港聯合交易所有限公司（「聯交 OF HONG KONG LIMITED (THE “STOCK EXCHANGE”) 所」）GEM之特色 GEM has been positioned as a market designed to accommodate small GEM的定位，乃為中小型公司提供一個上市的 and mid-sized companies to which a higher investment risk may be 市場，此等公司相比起其他在聯交所上市的公 attached than other companies listed on the Stock Exchange. 司帶有較高投資風險。有意投資的人士應了解 Prospective investors should be aware of the potential risks of investing 投資於該等公司的潛在風險，並應經過審慎周 in such companies and should make the decision ...

Financial Performance - For the fiscal year ending December 31, 2023, the total revenue was RMB 87,307,000, an increase of 14% compared to RMB 76,671,000 for the previous year[5] - The net profit for the year was RMB 16,862,000, representing a significant increase from RMB 2,820,000 in the previous year, marking a growth of approximately 497%[5] - Basic earnings per share increased to RMB 30.70 from RMB 7.52, reflecting a growth of 308% year-over-year[6] - The company reported a total comprehensive income of RMB 16,030,000 for the year, compared to RMB 5,211,000 in the previous year, indicating a growth of 207%[6] - The reported segment profit for the year 2023 was RMB 38,147,000, compared to RMB 20,725,000 in 2022, showing an increase of approximately 83.6%[24] - The company reported a profit attributable to owners of approximately RMB 16.9 million, a significant increase from RMB 2.6 million in the previous year, mainly due to increased revenue from the financial services platform[55] Expenses and Liabilities - The total operating expenses were RMB 52,338,000, slightly down from RMB 52,882,000 in the previous year, showing a decrease of about 1%[5] - The company incurred a loss of RMB 2,966,000 in financial assets impairment, which is an increase from RMB 2,377,000 in the previous year[5] - The company’s sales expenses for 2023 were RMB 43,756,000, compared to RMB 34,114,000 in 2022, showing an increase in sales-related costs[29] - The company’s employee benefits expenses decreased to RMB 5,210,000 in 2023 from RMB 7,273,000 in 2022, indicating cost management efforts[29] - The group’s administrative and employee benefit expenses were approximately RMB 57.5 million, a decrease of 4.3% year-on-year[53] - The company’s total liabilities for 2023 were RMB 73,116,000, compared to RMB 38,451,000 in 2022, indicating an increase in financial obligations[36] Assets and Equity - Total assets as of December 31, 2023, amounted to RMB 97,239,000, compared to RMB 49,209,000 in 2022, reflecting a significant increase of 97.7%[8] - The net current assets reached RMB 53,777,000 in 2023, up from RMB 14,192,000 in 2022, representing a growth of 278.5%[8] - Total equity attributable to shareholders was RMB 55,075,000 in 2023, compared to RMB 15,493,000 in 2022, marking an increase of 254.5%[9] - The group’s total equity attributable to owners was approximately RMB 54.9 million, up from RMB 15.2 million the previous year[57] Cash Flow and Financial Health - The company reported a significant increase in cash and cash equivalents, rising to RMB 16,561,000 in 2023 from RMB 4,912,000 in 2022, which is an increase of 236.5%[8] - The group has recorded a significant increase in cash reserves, reflecting improved financial health and operational performance[43] - The group’s cash and bank balances were approximately RMB 16.6 million, compared to RMB 4.9 million in the previous year, indicating improved liquidity[58] Strategic Initiatives and Future Plans - The company plans to expand its market presence and invest in new product development to drive future growth[5] - The management expressed optimism about achieving further revenue growth in the upcoming fiscal year, driven by strategic initiatives and market expansion[5] - The company plans to enhance its product offerings and explore new technologies to drive future growth[20] - The company plans to expand its market presence in Hong Kong, Macau, the Philippines, and other East Asian countries, focusing on new financial technology and travel service platforms starting from 2024[63] Corporate Governance and Compliance - The financial statements are prepared in accordance with Hong Kong Financial Reporting Standards, ensuring compliance and transparency in financial reporting[13] - The Audit Committee has been established in accordance with GEM Listing Rule 5.28, consisting of three independent non-executive directors[89] - The company emphasizes the importance of good corporate governance for effective management, healthy corporate culture, sustainable business growth, and enhancing shareholder value[90] - The company has adopted and complied with the corporate governance principles as outlined in GEM Listing Rules Appendix C1 for the reporting year[90] Market and Operational Developments - The company’s financial services platform continues to expand its operations in China, focusing on property development and financial consulting services[12] - The company is actively pursuing new investment opportunities and strategies to enhance its market presence in the financial services sector[12] - The financial technology platform has been developed since 2015, initially providing professional financial services for the real estate market[44] - The financial services platform is undergoing a strategic transformation, which may lead to user attrition and increased costs during the transition period[64]

Financial Performance - The Group recorded a turnover of approximately RMB 47,453,000 for the nine months ended 30 September 2023, representing a decrease of approximately 16% compared to RMB 56,489,000 for the corresponding period in 2022[8]. - Profit attributable to owners of the Company for the nine months ended 30 September 2023 amounted to approximately RMB 24,645,000, compared to a loss of RMB 6,324,000 in 2022[8]. - Basic earnings per share for the nine months ended 30 September 2023 amounted to RMB 49.35 cents, compared to a basic loss of RMB 18.26 cents for the same period in 2022[8]. - Profit before income tax for the nine months ended 30 September 2023 was RMB 34,490,000, compared to a loss of RMB 854,000 in 2022[9]. - Total comprehensive income for the period ended 30 September 2023 was RMB 24,472,000, compared to RMB 5,876,000 in the same period of 2022[9]. - For the three months ended September 30, 2023, the profit attributable to owners of the Company was RMB 10,636,000, compared to RMB 4,155,000 for the same period in 2022, representing an increase of 156.5%[10]. - The profit for the nine months ended September 30, 2023, reflects a strong recovery in performance compared to the previous year, indicating effective management strategies[10]. - The profit attributable to the owners of the Company amounted to approximately RMB 24.6 million, compared to a loss of RMB 6.3 million in the previous year[81]. Revenue and Expenses - Revenue for the three months ended 30 September 2023 was RMB 22,006,000, down from RMB 29,426,000 in the same period of 2022[9]. - Employee benefit expenses for the nine months ended 30 September 2023 were RMB 3,917,000, down from RMB 5,185,000 in 2022[9]. - Other administrative expenses for the nine months ended 30 September 2023 were RMB 11,538,000, compared to RMB 40,103,000 in the same period of 2022[9]. - Revenue for the nine months ended September 30, 2023, was RMB 47,453,000, down 16.0% from RMB 56,489,000 in the prior year[28]. - Revenue from financial platforms services amounted to approximately RMB 46.0 million, representing a decrease of approximately 18%[67]. - Revenue from loan services, finance leasing, and factoring services amounted to approximately RMB 1.4 million, representing an increase of 773% from RMB 164,000 for the corresponding period of last year[70]. - Administrative and employee benefit expenses decreased by approximately 66% to approximately RMB 15.5 million due to a reduction in marketing and advertising fees[74]. Dividends and Share Capital - The Board does not declare the payment of interim dividend for the nine months ended 30 September 2023, consistent with the previous year[8]. - The Company completed a capital reorganization on March 22, 2023, consolidating every 50 ordinary shares of HK$0.1 each into one consolidated share of HK$5 each[54]. - The Company issued 36,042,067 new shares at a subscription price of HK$0.72 per share, raising gross proceeds of approximately HK$25.95 million[101]. - The value of share capital was approximately RMB 611,000 as of September 30, 2023, up from approximately RMB 286,000 as of December 31, 2022[98]. - The Company had 70,670,717 shares in issue as of September 30, 2023[98]. Taxation - The income tax expense for the nine months ended September 30, 2023, was RMB 9,866,000, compared to RMB 5,287,000 for the same period in 2022, reflecting an increase of 86.5%[36][41]. - The current period PRC Enterprise Income Tax was RMB 4,879,000 for the three months ended September 30, 2023, compared to RMB 3,008,000 in 2022, marking a 62.2% increase[36][40]. - The Group's effective tax rate for the current period remains at 25.0%, consistent with the previous year[37][38]. Shareholder Information - Ms. Niu Chengjun holds 36,042,067 shares, representing approximately 51% of the total shares[111]. - Ming Cheng Investments Limited, wholly owned by Mr. Zheng Weijing, holds 7,354,791 shares, approximately 10.41%[111]. - Mr. Zheng Weijing's total interest, including shares controlled by Ming Cheng Investments Limited, amounts to 8,167,395 shares, approximately 11.56%[111]. - Sino-Africa Resources Holdings Limited, wholly owned by Mr. Huang Xiguang, holds 5,113,520 shares, approximately 7.24%[111]. Corporate Governance - The Audit Committee reviewed the Group's unaudited condensed consolidated results for the nine months ended 30 September 2023, ensuring compliance with applicable accounting standards and GEM Listing Rules[138]. - The company has adopted a code of conduct regarding securities transactions by Directors, with no reported non-compliance during the nine months ended 30 September 2023[133]. Future Outlook - The Group plans to seek new investment opportunities to create long-term and sustainable value for its shareholders[88]. - The Company has been actively seeking various business opportunities to diversify its revenue sources[64]. - The Group aims to expand its business scope into data security services, which is seen as a critical topic in the financial service industry[64].