XIANMEN BANK(SH:601187)2025-01-24 11:55Financial Performance - Total operating revenue for 2024 reached RMB 57.61 billion, an increase of 2.82% compared to the previous year[3] - Net profit for 2024 was RMB 27.05 billion, a decrease of 1.71% from RMB 27.52 billion in the previous year[3] - Basic earnings per share decreased to RMB 0.89, down 7.29% from RMB 0.96 in the previous year[3] - The weighted average return on equity declined by 1.84 percentage points to 9.36%[3] Assets and Liabilities - Total assets at the end of 2024 amounted to RMB 4,078.28 billion, reflecting a growth of 4.39% year-on-year[6] - Total liabilities increased by 4.25% to RMB 3,754.59 billion, with total deposits rising by 3.18% to RMB 2,141.85 billion[4] - The equity attributable to shareholders increased by 5.91% to RMB 316.39 billion[4] Loan and Risk Management - The total loan amount was RMB 2,054.58 billion, a decrease of 2.02% compared to the previous year[4] - The non-performing loan ratio improved to 0.74%, down by 0.02 percentage points from the previous year[7] - The provision coverage ratio stood at 391.94%, indicating strong risk mitigation capabilities[7]