厦门银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚假 记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承担法 律责任。 近日，厦门银行股份有限公司（以下简称"公司"）收到《国家金融监督管 理总局厦门监管局关于陈松厦门银行股份有限公司首席合规官任职资格的批复》 （厦金复〔2026〕20 号），核准陈松先生公司首席合规官的任职资格。 证券代码：601187 证券简称：厦门银行 公告编号:2026-009 厦门银行股份有限公司 关于首席合规官任职资格获得核准的公告 厦门银行股份有限公司董事会 2026 年 3 月 31 日 1 陈松先生的简历详见公司于 2026 年 1 月 29 日在上海证券交易所网站 （www.sse.com.cn）披露的《厦门银行股份有限公司第九届董事会第二十九次会 议决议公告》（公告编号：2026-002）。 特此公告。 ...

Core Viewpoint - The banking sector shows resilience amid geopolitical tensions, with a focus on high-dividend defensive assets attracting investor interest [3] Group 1: Market Performance - On March 30, the Shanghai Composite Index rose by 0.24% after initially dropping over 1%, while the ChiNext and Shenzhen Composite Indices fell [1] - The banking sector demonstrated defensive characteristics, with most individual stocks closing higher; Xiamen Bank led with a nearly 4% increase, and major banks like ICBC and Bank of China also saw gains [1] Group 2: Banking Sector Insights - Major state-owned banks, including ICBC, CCB, BOC, and PSBC, reported annual results showing steady asset growth and increases in both revenue and net profit [3] - Despite challenges such as narrowing net interest margins, bank management expressed optimism about stabilizing margins, which received positive market feedback [3] - According to CITIC Securities, the disclosed bank performance aligns with expectations, and future disclosures are likely to show minimal deviations from forecasts [3] Group 3: Investment Opportunities - With rising risk aversion, the banking sector is expected to benefit from increased allocation due to its defensive characteristics and potential for fundamental improvements [3] - The banking ETF (512800) has a significant scale of over 12 billion, making it the largest and most liquid among A-share banking ETFs, with an average daily trading volume exceeding 800 million since 2025 [4]

Group 1 - A-shares of bank stocks are rising against the trend, with Xiamen Bank increasing nearly 4% [1] - Industrial and Commercial Bank of China (ICBC) has risen over 2% [1] - Other banks such as Bank of China, Chongqing Bank, Bank of Communications, China Construction Bank, and Shanghai Bank have all increased by more than 1% [1]

Investment Rating - The report does not explicitly state an overall investment rating for the financial industry but provides specific recommendations for various sectors and companies within the industry [4]. Core Insights - The financial industry experienced a decline this week, with the non-bank financial index down by 3.98%, underperforming the CSI 300 index by 2.57 percentage points. The banking sector, however, showed resilience with a decline of only 0.71%, outperforming the CSI 300 index by 0.7 percentage points [10][1]. - The insurance sector reported significant profit growth driven by investments, although Q4 results were impacted by stock market volatility. The long-term fundamentals of the insurance industry remain intact, suggesting potential for valuation and performance recovery [1][17]. - The brokerage sector saw a 3.61% decline, with 14 listed brokerages reporting a combined revenue of 271.68 billion yuan and a net profit of 109.02 billion yuan, reflecting year-on-year increases of 37.7% and 54.8%, respectively [2][18]. - The banking sector's performance showed marginal improvement, with 13 listed banks reporting revenue and net profit growth of 0.85% and 1.08%, respectively. The net interest income is expected to stabilize, contributing to a more favorable outlook for 2026 [3][21]. Summary by Sections Insurance Sector - The insurance sector index fell by 5.52%, underperforming the CSI 300 index by 4.11 percentage points. The annual reports of listed insurance companies showed significant profit growth driven by investments, with notable Q4 declines due to market fluctuations [1][14]. - The net profit growth for major insurers was led by China Taiping (+221%), followed by China Life (+44%) and New China Life (+38%). The new business value (NBV) also saw substantial increases across the board [14][17]. - Recommendations include China Ping An, China Taiping, and New China Life, with a focus on long-term value recovery in the sector [4][17]. Brokerage Sector - The brokerage sector index decreased by 3.61%, with a reported combined revenue of 271.68 billion yuan and a net profit of 109.02 billion yuan from 14 listed brokerages, indicating strong recovery driven by market conditions [2][18]. - The return on equity (ROE) for these brokerages improved by 1.56 percentage points to 7.5%. The report suggests that the brokerage sector is experiencing a significant recovery in profitability [18][19]. - Recommended stocks include Guotai Junan, Huatai Securities, and Xingye Securities, focusing on firms with strong fundamentals and potential for mergers and acquisitions [4][19]. Banking Sector - The banking sector index fell by 0.71%, with 13 listed banks reporting revenue and net profit growth of 0.85% and 1.08%, respectively. The net interest margin is expected to stabilize, contributing to a positive outlook for 2026 [3][21]. - The report highlights that the asset quality remains stable, with a slight decrease in the non-performing loan ratio to 1.21% and an average provision coverage ratio of 232% [22][24]. - Recommended banks include Hangzhou Bank and Bank of China (H), with a focus on banks with high dividend yields and strong earnings potential [4][24].

Investment Rating - The industry rating is maintained as "Positive" [5] Core Views - The banking sector's performance is relatively stable compared to the market, with the banking index down by 0.71% this week, ranking 13th among 31 primary industries [1] - State-owned banks experienced a larger decline, with respective drops of -1.17% for state-owned banks, -0.30% for joint-stock banks, -0.88% for city commercial banks, and -0.57% for rural commercial banks [1] - The financial reports of 22 listed banks show a recovery in profitability, with average revenue and net profit growth of 2.1% and 4.9%, respectively, indicating a positive trend in earnings [3] - The average non-performing loan (NPL) ratio for these banks is 1.05%, down by 2 basis points, reflecting stable asset quality [3] Summary by Sections Industry Performance - The banking sector's index decreased by 0.71%, while the overall market index fell by 0.73%, indicating a slight underperformance [1] - The top three gainers in the banking sector were CITIC Bank (+4.39%), Ping An Bank (+2.32%), and Shanghai Rural Commercial Bank (+1.25%), while the largest decliners included Chongqing Bank (-6.55%), Xiamen Bank (-4.26%), and Agricultural Bank (-4.14%) [1][10] Financial Reports - The financial reports indicate a clear recovery trend, with 22 listed banks showing an average revenue growth of 2.1% and net profit growth of 4.9% [3] - The average net interest margin for the banks is 1.50%, with a slight decrease of 1 basis point, while some banks like Bank of Communications and China Construction Bank reported an increase in their margins [3] - The asset scale of these banks grew by 10.1% year-on-year, with a slight acceleration in growth rates [3] Investment Recommendations - The report suggests focusing on state-owned banks and certain high-dividend small and medium-sized banks, recommending major banks like Bank of Communications, Industrial and Commercial Bank, and China Construction Bank [7] - The report highlights the potential for a recovery in earnings growth for the banking sector in 2026, with an expected core revenue growth of 5% [6][7] - The average dividend yield for the banking sector is projected at 4.4%, making it an attractive investment option [6][12]

厦门银行股份有限公司董事会及全体董事保证本公告内容不存 在任何虚假记载、误导性陈述或者重大遗漏，并对其内容的真实性、 准确性和完整性承担法律责任。 2021 年 3 月，厦门银行股份有限公司（以下简称"公司"）在 全国银行间债券市场发行了规模为人民币 15 亿元的无固定期限资本 债券（以下简称"本期债券"）。根据本期债券募集说明书相关条款 的约定，本期债券设有发行人赎回选择权，发行人有权在本期债券第 5 个计息年度的最后一日（2026 年 3 月 26 日），按面值全部赎回本 期债券。 截至本公告日，经国家金融监督管理总局厦门监管局批准，公司 已行使赎回权并全额赎回了本期债券。 特此公告。 厦门银行股份有限公司董事会 证券代码：601187 证券简称：厦门银行 公告编号：2026 -008 厦门银行股份有限公司 关于赎回无固定期限资本债券的公告 2026 年 3 月 27 日 1 ...

厦门银行股份有限公司信息披露管理办法 第一章 总则 第一条 为规范厦门银行股份有限公司（以下简称"本行"）信息披露管 理，履行法定信息披露义务，并维护投资者及相关利益人的权益，根据《中华人 民共和国公司法》《中华人民共和国证券法》《中华人民共和国商业银行法》《上 市公司信息披露管理办法》《上市公司信息披露暂缓与豁免管理规定》《商业银 行信息披露办法》《银行保险机构公司治理准则》《公开发行证券的公司信息披 露编报规则第 26 号--商业银行信息披露特别规定》（以下简称"《商业银行信 息披露特别规定》"）《上海证券交易所股票上市规则》《上海证券交易所上市 公司自律监管指引第 2 号——信息披露事务管理》及《厦门银行股份有限公司章 程》（以下简称"本行章程"）等有关规定，制定本办法。 本办法所称"披露"系指在规定的时间内、在上海证券交易所的网站和符合 中国证监会规定条件的媒体上、以规定的方式向社会公众公布前述信息。 第三条 本办法适用于如下机构和人员： （一）本行董事会和董事； （六）其他负有信息披露职责的本行部门和人员。 1 （二）本行高级管理人员； （三）本行董事会秘书和信息披露事务管理部门； （四）本行总行各 ...

厦门银行股份有限公司 关联交易管理办法（2026 年修订） 第一章 总则 第一条 为规范厦门银行股份有限公司（以下简称"本行"） 关联交易行为，防范关联交易风险，促进本行安全、独立、稳健 运行，根据《中华人民共和国公司法》《中华人民共和国商业银行 法》《中华人民共和国证券法》《银行保险机构关联交易管理办法》 《商业银行股权管理暂行办法》《上市公司信息披露管理办法》《公 开发行证券的公司信息披露编报规则第26号——商业银行信息披 露特别规定》《上海证券交易所股票上市规则》《上海证券交易所 上市公司自律监管指引第5号——交易与关联交易》《企业会计准 则第36号——关联方披露》，以及银行业监督管理机构、中国证券 监督管理委员会（以下简称"中国证监会"）、上海证券交易所（以 下简称"上交所"）等监管机构颁发的有关法律、法规及本行章程， 制定本办法。 第二条 本行开展关联交易应当遵守法律法规和有关监管规 定，健全公司治理架构，完善内部控制和风险管理，遵循诚实信 用、公开公允、穿透识别、结构清晰的原则。 本行不得通过关联交易进行利益输送或监管套利，应当采取 有效措施，防止关联方利用其特殊地位，通过关联交易侵害本行 利益。 ...

证券代码：601187 证券简称：厦门银行 公告编号：2026-007 厦门银行股份有限公司 第九届董事会第三十次会议决议公告 厦门银行股份有限公司董事会及全体董事保证本公告内容不存在任何虚 假记载、误导性陈述或者重大遗漏，并对其内容的真实性、准确性和完整性承 担法律责任。 二、审议并通过《厦门银行股份有限公司关于内部审计 2026 年度工作计划 的议案》 表决结果：以 12 票赞成，0 票反对，0 票弃权获得通过。 三、审议并通过《厦门银行股份有限公司关于 2025 年度审计部负责人履职 情况评价报告的议案》 表决结果：以 12 票赞成，0 票反对，0 票弃权获得通过。 四、审议并通过《厦门银行股份有限公司关于聘任审计部总经理的议案》 表决结果：以 12 票赞成，0 票反对，0 票弃权获得通过。 五、审议并通过《厦门银行股份有限公司关于 2025 年度消费者权益保护工 作报告的议案》 厦门银行股份有限公司（以下简称"公司"）第九届董事会第三十次会议通 知于 2026 年 3 月 13 日以电子邮件方式发出，会议于 2026 年 3 月 25 日在厦门以 现场会议方式召开，由洪枇杷董事长召集并主持。本次会议应 ...

Group 1 - The "Charming Ningde" citizen card was launched to benefit local residents and stimulate local cultural and tourism consumption, allowing cardholders to access 12 popular A-level scenic spots in Ningde throughout the year [2] - The card is part of a broader initiative by the Ningde Municipal Bureau of Culture and Tourism to integrate national cultural and tourism development strategies, enhancing the quality of life for residents and providing a memorable experience for visitors [2][3] - The launch event was attended by key officials from the Ningde government and representatives from various organizations, highlighting the collaborative effort behind the initiative [2] Group 2 - Xiamen Bank's President Wu Xinhao emphasized the potential for cultural and tourism industry development in Ningde, describing the citizen card as a multi-win smart service platform that promotes the integration of finance and tourism [3] - The Ningde government is committed to enhancing public services and addressing the needs of residents through initiatives like the citizen card, which aims to connect citizens with the city and enhance the local tourism brand [3][4] - A strategic cooperation agreement was signed between Xiamen Bank Ningde Branch and the Ningde Municipal Bureau of Culture and Tourism, committing to provide comprehensive credit support for the local cultural and tourism industry over the next three years [4]