宁波银行(002142) - 2024 Q4 - 年度业绩

Financial Performance - In 2024, the company achieved operating revenue of RMB 66.632 billion, an increase of 8.20% compared to 2023[3] - The net profit attributable to shareholders of the parent company was RMB 27.127 billion, reflecting a growth of 6.23% year-on-year[3] - The basic earnings per share rose to RMB 3.95, an increase of 5.33% from the previous year[3] Assets and Liabilities - As of December 31, 2024, total assets reached RMB 312.5166 billion, up 15.25% from the previous year[3] - Customer deposits totaled RMB 183.6346 billion, marking a 17.24% increase compared to the end of 2023[3] - The total amount of loans and advances was RMB 147.6063 billion, which is a 17.83% increase year-on-year[3] Loan Quality and Risk Management - The non-performing loan ratio remained stable at 0.76%, unchanged from the previous year[4] - The provision coverage ratio decreased to 389.25%, down 71.79 percentage points from the previous year[4] Capital Adequacy - The capital adequacy ratio increased to 15.32%, up 0.31 percentage points compared to the end of 2023[4] - The weighted average return on equity decreased to 13.59%, down 1.49 percentage points from 2023[4]