Bank Of Jiangsu(SH:600919)2016-10-30 16:00Financial Performance - Net profit attributable to shareholders reached CNY 8,279,673, marking a 12.64% increase year-on-year[7] - Operating income for the period was CNY 23,786,850, reflecting a growth of 13.04% compared to the same period last year[7] - Basic earnings per share increased to CNY 0.78, a rise of 9.86% compared to the previous year[7] - Net profit for the first nine months of 2016 reached CNY 8,310,128, an increase of 12.9% compared to CNY 7,358,081 in the same period of 2015[34] - The bank's basic and diluted earnings per share for the third quarter of 2016 was CNY 0.78, compared to CNY 0.71 in the same quarter of 2015[35] - Net profit attributable to shareholders was CNY 2,670,139, a 9.76% increase compared to CNY 2,432,562 in the same quarter of the previous year[39] Asset and Liability Growth - Total assets increased to CNY 1,562,968,156, representing a growth of 21.13% compared to the previous year[7] - The bank's total liabilities increased to CNY 1,481,983,554, compared to CNY 1,224,798,773, reflecting a growth of approximately 21.0% year-over-year[29] - The bank's total assets increased to CNY 1,200 billion, reflecting a growth of 10% year-over-year[42] - Total assets increased to 94,917,243 thousand RMB, a growth of 74.75% compared to the previous year[15] Income Sources - Commission income rose to 4,747,927 thousand RMB, reflecting a 60.70% increase due to growth in intermediary business[16] - Fee and commission income increased significantly to CNY 4,747,927, up from CNY 2,954,580, representing a growth of 60.6%[34] - Interest income for the first nine months of 2016 was CNY 44,094,964, slightly down from CNY 44,532,014 in 2015, indicating a decrease of 1.0%[34] - Net interest income rose to CNY 18,995,342, up 4.6% from CNY 18,167,841 in the previous year[34] Cash Flow and Investments - Net cash flow from operating activities decreased by 18.91% to CNY 85,942,185 compared to the previous year[7] - Cash flow from operating activities for the first nine months of 2016 was CNY 85,942,185, down from CNY 105,988,867 in the same period of 2015[43] - Investment activities resulted in a net cash outflow of CNY 182,697,919, compared to a net outflow of CNY 93,842,045 in the same period of 2015[43] - The total investment income decreased by 32.80% to 49,690 thousand RMB, reflecting a decline in investment returns[16] Shareholder Information - The number of shareholders reached 301,407 by the end of the reporting period[9] - The top shareholder, Jiangsu International Trust Co., Ltd., holds 892,803,026 shares, accounting for 7.73% of total shares[10] Risk and Capital Management - The non-performing loan ratio remained stable at 1.43% compared to the previous year[23] - The liquidity coverage ratio stood at 110.06%, with high-quality liquid assets amounting to 170,816,768 thousand RMB[24] - The company’s core tier 1 capital adequacy ratio was reported at 9.05%, consistent with the previous period[22] - The bank's asset impairment losses rose to CNY 6,140,398, compared to CNY 4,227,896 in the previous year, indicating an increase of 45.2%[34] Future Plans - The company plans to issue 20 billion RMB in green financial bonds to support green industry loans, pending regulatory approval[16]