Bank Of Jiangsu(SH:600919)2016-11-01 16:00Financial Performance - Operating income for the first nine months was RMB 23,786,850 thousand, representing a 13.04% increase from the same period last year[7] - Net profit attributable to shareholders rose to RMB 8,279,673 thousand, marking a 12.64% increase year-over-year[7] - Basic earnings per share increased to RMB 0.78, a growth of 9.86% compared to the previous year[7] - Net profit for the first nine months of 2016 was RMB 8,310,128 thousand, compared to RMB 7,358,081 thousand for the same period in 2015, reflecting an increase of about 12.9%[32] - The total operating income for the first nine months of 2016 was RMB 23,786,850 thousand, compared to RMB 21,043,318 thousand in 2015, representing an increase of about 13.0%[32] - Net profit for the third quarter was CNY 2,681,445, a 10.1% increase compared to CNY 2,435,409 in the same quarter of the previous year[36] Asset and Liability Growth - Total assets reached RMB 1,562,968,156 thousand, an increase of 21.13% compared to the previous year[7] - The total liabilities of the group amounted to RMB 1,481,983,554 thousand as of September 30, 2016, compared to RMB 1,224,798,773 thousand at the end of 2015, marking an increase of around 21.0%[28] - The bank's total equity reached RMB 80,984,602 thousand, up from RMB 65,534,563 thousand at the end of 2015, which is an increase of approximately 23.5%[29] - The bank's total assets increased to CNY 1,200 billion, reflecting a growth of 8.5% year-over-year[40] Shareholder Information - The total number of shareholders reached 301,407 by the end of the reporting period[9] - The top ten shareholders held a combined total of 3,066,000,000 shares, accounting for 26.56% of the total shares[10] Income and Cash Flow - The net cash flow from operating activities was RMB 85,942,185 thousand, down 18.91% from the previous year[7] - Cash flow from operating activities for the first nine months of 2016 was CNY 85,942,185, down from CNY 105,988,867 in the same period of 2015[41] - The bank's investment income decreased by 32.80% to CNY 49.69 million[16] - The bank's commission income increased by 60.70% to CNY 4.75 billion, reflecting growth in intermediary business[16] - The bank's fee and commission income for the first nine months of 2016 was RMB 4,747,927 thousand, compared to RMB 2,954,580 thousand in the same period of 2015, showing a significant increase of about 60.5%[32] Loan and Deposit Growth - Total deposits reached CNY 914.42 billion, up from CNY 776.43 billion, representing a growth of 17.74%[19] - Total loans increased to CNY 635.33 billion, compared to CNY 561.78 billion, marking a growth of 13.09%[19] - The bank's total loans and advances as of September 30, 2016, were RMB 618,714,898 thousand, an increase from RMB 546,389,335 thousand at the end of 2015, representing a growth of about 13.2%[27] - The bank's net increase in customer loans and advances was CNY 77,235,301, compared to CNY 62,756,371 in the previous year[41] Ratios and Capital Adequacy - The weighted average return on equity (annualized) decreased to 15.57%, down 0.95 percentage points from the previous year[7] - The bank's capital adequacy ratio stood at 11.57%, slightly down from 11.65% in the previous period[20] - The non-performing loan ratio remained stable at 1.43%[23] - The bank's liquidity coverage ratio was reported at 110.06%[23] - The bank's core tier 1 capital adequacy ratio was 9.05%, consistent with the previous period[20] Other Comprehensive Income - The bank's other comprehensive income after tax for the first nine months of 2016 was RMB 10,756 thousand, compared to RMB 311,322 thousand in the same period of 2015, indicating a decrease of approximately 96.5%[33] Future Plans - The bank plans to issue CNY 20 billion in green financial bonds to support green industry loans, pending regulatory approval[17]