Bank Of Jiangsu(SH:600919)2017-10-30 16:00Financial Performance - Net profit attributable to shareholders rose by 10.94% to CNY 9,185,756 compared to the same period last year[9]. - Operating income grew by 7.53% to CNY 25,578,197 compared to the previous year[9]. - Basic earnings per share increased by 2.56% to CNY 0.80[9]. - The net profit for the nine months ended September 30, 2017, was RMB 9,277,198 thousand, compared to RMB 8,310,128 thousand for the same period in 2016, reflecting a year-over-year increase of about 11.7%[37]. - Net profit for the group reached RMB 9,277,198 thousand, an increase of 11.6% compared to RMB 8,310,128 thousand in the same period last year[38]. - The net profit attributable to shareholders of the bank was RMB 9,185,756 thousand, up from RMB 8,279,673 thousand, reflecting a growth of 10.9%[38]. - The bank's operating profit for the nine months ended September 30, 2017, was RMB 10,607,606 thousand, compared to RMB 10,466,945 thousand for the same period in 2016, showing a growth of about 1.3%[37]. - The bank's fee and commission income for the nine months ended September 30, 2017, was RMB 4,809,427 thousand, slightly up from RMB 4,747,927 thousand in the same period of 2016[37]. Asset and Liability Management - Total assets increased by 8.71% to CNY 1,737,565,502 compared to the end of the previous year[8]. - The total liabilities of Jiangsu Bank as of September 30, 2017, were RMB 1,647,131,461 thousand, an increase from RMB 1,514,085,480 thousand as of December 31, 2016, representing a growth of about 8.8%[33]. - The total equity attributable to shareholders as of September 30, 2017, was RMB 88,800,693 thousand, compared to RMB 82,665,060 thousand as of December 31, 2016, reflecting an increase of approximately 7.3%[35]. - The company’s leverage ratio increased to 4.61% as of September 30, 2017, compared to 4.56% in December 2016[24]. Capital Adequacy and Ratios - The core tier one capital adequacy ratio stood at 8.62%, while the total capital adequacy ratio was 10.95%[22]. - The bank's capital adequacy ratio was reported at 12.5% as of September 30, 2017, compared to 12.0% at the end of 2016, indicating improved capital strength[29]. - The liquidity coverage ratio was reported at 121.59%, with high-quality liquid assets totaling RMB 161,805,646 thousand[26]. - The non-performing loan ratio was 1.42%, slightly down from 1.43% in December 2016[26]. Cash Flow Analysis - The report period's cash flow from operating activities showed a significant decline of 262.43% to -CNY 112,245,284[9]. - Cash inflow from operating activities totaled RMB 61,755,652 thousand, compared to RMB 205,269,887 thousand in the same period last year, indicating a significant decrease[39]. - Cash outflow from operating activities amounted to RMB 174,000,936 thousand, an increase from RMB 136,165,469 thousand in the previous year[40]. - Net cash flow from investing activities was RMB 4,570,948 thousand, a recovery from a negative cash flow of RMB 182,697,919 thousand in the same period last year[40]. - Cash inflow from financing activities reached RMB 402,571,230 thousand, significantly higher than RMB 129,632,178 thousand in the previous year[41]. - The net cash flow from financing activities was RMB 119,467,221 thousand, compared to RMB 80,241,724 thousand in the same period last year, showing an increase[41]. - The ending balance of cash and cash equivalents was RMB 106,934,737 thousand, up from RMB 99,467,532 thousand at the end of the previous year[41]. Shareholder Information - The total number of shareholders reached 227,586 by the end of the reporting period[12]. - The top shareholder, Jiangsu International Trust Co., Ltd., held 892,803,026 shares, accounting for 7.73% of total shares[13]. Awards and Recognition - The company received multiple awards, including the "Best Regional Private Bank" from the China Banking Association[7]. Future Plans and Investments - The company plans to issue up to 200 million preferred shares to raise funds for supplementary capital[16]. - The company is actively pursuing the establishment of a consumer finance company with a proposed investment of RMB 300.6 million, holding a 50.1% stake[18].