Bank Of Jiangsu(SH:600919)2018-04-26 16:00Financial Performance - Net profit attributable to shareholders rose by 10.32% to CNY 3,296,512, while net profit excluding non-recurring items increased by 11.48% to CNY 3,303,014[8]. - Basic and diluted earnings per share increased by 11.54% to CNY 0.29[8]. - The total comprehensive income for the group was RMB 3,485,718 thousand, compared to RMB 2,243,811 thousand in the same period last year, marking a growth of 55.4%[39]. - The net profit for the group reached RMB 3,323,972 thousand, an increase of 10.4% compared to RMB 3,009,378 thousand in the same period last year[39]. - Total operating income for the group was RMB 8,611,740 thousand, slightly up from RMB 8,565,132 thousand in the previous year, reflecting a growth of 0.5%[38]. - The group reported a significant increase in investment income, amounting to RMB 486,781 thousand compared to RMB 37,513 thousand in the same period last year[38]. - The net interest income for the group was RMB 6,602,987 thousand, a decrease of 3.8% from RMB 6,860,819 thousand year-on-year[38]. Asset and Liability Management - Total assets increased by 1.53% to CNY 1,797,640,402 compared to the end of the previous year[8]. - The total liabilities rose to RMB 1,681,326,901 thousand from RMB 1,657,723,203 thousand as of December 31, 2017[35]. - The total equity increased to RMB 116,313,501 thousand from RMB 112,827,783 thousand as of December 31, 2017[37]. - The company's core tier 1 capital adequacy ratio was 8.55%, slightly up from 8.49%[22]. - The leverage ratio improved to 5.83% from 5.72% in the previous period[26]. - The total amount of qualified liquid assets is RMB 183,457,158 thousand[28]. Shareholder Information - The total number of shareholders reached 210,342, indicating a stable shareholder base[11]. - The top ten shareholders collectively hold 43.56% of the shares, with Jiangsu International Trust Co., Ltd. holding the largest share at 7.73%[11]. Cash Flow and Investment Activities - Operating cash flow improved by 31.81%, reaching CNY -19,518,717, compared to CNY -28,624,986 in the same period last year[8]. - The group experienced a net cash outflow from operating activities of RMB 19,518,717 thousand, an improvement from RMB 28,624,986 thousand in the previous year[41]. - Cash inflow from financing activities was RMB 54,681,672 thousand, down 70.0% from RMB 188,370,000 thousand year-over-year[43]. - The net cash flow from financing activities was RMB (1,798,053) thousand, a significant decrease from RMB 125,973,169 thousand in the same period last year[43]. - The Group's cash outflow from investment activities was RMB (374,394,641) thousand, an increase from RMB (293,599,000) thousand in the same period last year[43]. Operational Efficiency - The cost-to-income ratio improved to 26.93% from 28.80% in the previous period[28]. - The provision coverage ratio is at 184.46%, slightly up from 184.25%[28]. - The non-performing loan ratio remains stable at 1.41% compared to 1.41% as of December 31, 2017[28]. - The group’s total operating expenses decreased to RMB 4,651,631 thousand from RMB 5,006,824 thousand, a decline of 27.1% year-on-year[38]. - The group’s asset impairment losses decreased to RMB 2,237,222 thousand from RMB 2,640,540 thousand, indicating a reduction of 15.3%[38]. Other Financial Metrics - Interest expenses increased by 30.25% to CNY 13,875,873 thousand due to business expansion[18]. - The liquidity coverage ratio stands at 115.60% as of March 31, 2018[28]. - The total amount of sell-back financial assets increased by 50.85% to CNY 85,586,423 thousand[18]. - The company reported a 60.32% increase in taxes and surcharges to CNY 94,735 thousand due to adjustments in asset management VAT policies[18]. - Other assets grew by 70.59% to CNY 4,317,034 thousand[18].