NJBK(SH:601009)2018-04-25 16:00Financial Performance - Net profit attributable to shareholders of the parent company was RMB 2,885,517 thousand, representing a growth of 17.61% year-on-year[5] - Operating income for the period was RMB 6,699,781 thousand, up 7.53% from the same period last year[5] - Basic earnings per share increased to RMB 0.34, a rise of 17.24% compared to RMB 0.29 in the previous year[6] - The company reported a net profit excluding non-recurring gains and losses of RMB 2,918,904 thousand, a 19.24% increase year-on-year[5] - The total equity attributable to shareholders of the parent company was RMB 71,255,004 thousand, reflecting a growth of 5.81% from the previous year[5] - Net profit attributable to shareholders was CNY 2.886 billion, an increase of CNY 0.432 billion, or 17.61% year-on-year[14] - Basic earnings per share were CNY 0.34, reflecting a year-on-year increase of 17.24%[14] - Net profit for Q1 2018 reached CNY 2,914,697, an increase of 17.6% compared to CNY 2,478,607 in Q1 2017[34] Asset and Liability Management - Total assets reached RMB 1,179,405,220 thousand, an increase of 3.35% compared to the end of the previous year[5] - Total liabilities rose to ¥1,107,250,909, compared to ¥1,072,952,203 at the end of 2017, marking an increase of 3.2%[22] - Total assets increased to CNY 1,170,326,938, up from CNY 1,131,357,289, representing a growth of approximately 3.4% year-over-year[33] - The bank's total liabilities amounted to CNY 1,099,695,901, an increase from CNY 1,064,570,541, representing a growth of 3.3%[33] Deposits and Loans - Total deposits amounted to CNY 738.627 billion, up CNY 16.004 billion, representing a growth of 2.21%[14] - Total loans stood at CNY 407.194 billion, increasing by CNY 18.242 billion, with a growth rate of 4.69%[14] - Total deposits reached ¥738,627,086, an increase from ¥722,622,979, reflecting a growth of 2.0%[22] - Total loans amounted to ¥407,194,098, up from ¥388,951,934, indicating a growth of 4.0%[23] Risk Management - Capital adequacy ratio was 12.79%, indicating a stable regulatory position[14] - Non-performing loan ratio was 0.86%, demonstrating effective risk management[14] - The non-performing loan ratio remained stable at 0.86% as of March 31, 2018, consistent with the previous quarter[26] Investment and Income - Investment income rose by 43.46% to CNY 182.543 million, driven by increased fund investment returns[16] - The bank's investment income rose to CNY 182,543, up from CNY 127,240, indicating a growth of 43.5%[34] Operational Efficiency - The weighted average return on equity improved to 5.01%, up 0.38 percentage points from 4.63% in the previous year[6] - The bank's return on assets (ROA) was 0.99% for the first quarter of 2018, up from 0.88% in the previous quarter[25] - The net interest margin was reported at 1.95%, an increase from 1.85% in the previous quarter[25] Shareholder Information - The total number of shareholders reached 110,709 by the end of the reporting period[9] - The top shareholder, BNP Paribas, held 1,261,487,472 shares, accounting for 14.87% of total shares[9] Branch Expansion - The company opened two new branches during the reporting period, enhancing its market presence[17] Cash Flow Management - Net cash flow from operating activities improved to RMB -12,489,541 thousand, a 33.19% reduction in outflow compared to the previous year[5] - Net cash flow from operating activities for Q1 2018 was CNY -12,489,541, an improvement from CNY -18,695,118 in Q1 2017[37] - Cash inflow from investment activities in Q1 2018 was CNY 350,986,226, significantly higher than CNY 197,677,400 in Q1 2017[37] - Net cash flow from financing activities for Q1 2018 was CNY 32,269,278, compared to CNY 26,184,208 in Q1 2017, reflecting a 23.5% increase[37]