Bank Of Guiyang(SH:601997)2016-10-27 16:00Financial Performance - Net profit attributable to shareholders of the parent company was RMB 2.70 billion, a year-on-year increase of 10.08%[8] - Operating income for the first three quarters was RMB 7.06 billion, up 26.02% year-on-year[8] - The net cash flow from operating activities was RMB 35.51 billion, a 32.23% increase year-on-year[8] - Net profit for the first nine months of 2016 reached RMB 2,708,924 thousand, a 10.0% increase compared to RMB 2,460,861 thousand in the same period of 2015[41] - Basic earnings per share for the first nine months of 2016 were RMB 1.46, compared to RMB 1.36 in the same period of 2015, indicating a growth of 7.4%[41] - The bank's operating profit for the first nine months of 2016 was RMB 3,104,285 thousand, an increase of 3.7% from RMB 2,993,280 thousand in 2015[41] - Total profit for Q3 2016 was RMB 1,350,332 thousand, a 18.4% increase from RMB 1,140,837 thousand in Q3 2015[43] Asset and Liability Management - Total assets reached RMB 327.32 billion, an increase of 37.42% compared to the end of the previous year[7] - The total loan amount was RMB 98.71 billion, increasing by 18.67% since the beginning of the year[15] - Total deposits amounted to RMB 255.67 billion, reflecting a growth of 41.26% from the start of the year[15] - The total liabilities amount to CNY 305,948,137, compared to CNY 224,062,667 at the end of 2015[36] - Customer deposits increased significantly to RMB 250,791,789 thousand, up from RMB 176,811,977 thousand, reflecting a growth of 41.8%[39] - Total liabilities rose to RMB 297,256,806 thousand, compared to RMB 220,055,422 thousand at the beginning of the year, marking an increase of 35.1%[39] Capital and Ratios - The bank's capital adequacy ratio stands at 14.52%, with a non-performing loan ratio of 1.48%[16] - The capital adequacy ratio stands at 14.52%, an increase from 13.54% at the end of 2015[25] - The leverage ratio is 5.17% as of September 30, 2016, up from 4.79% at the end of June 2016[31] - The coverage ratio for bad loans is 236.12%, slightly down from 239.98% at the end of 2015[25] Income Sources - The bank's investment income surged by 181.17% year-on-year, amounting to RMB 338,686[18] - The bank's commission and fee income increased by 82.47% year-on-year, reaching RMB 841,746[18] - Interest income for the first nine months of 2016 was RMB 9,263,661 thousand, up 22.5% from RMB 7,562,119 thousand in the previous year[41] - The bank's net interest income for the first nine months of 2016 was RMB 5,936,266 thousand, an increase of 17.8% from RMB 5,039,516 thousand in 2015[41] Strategic Initiatives - The bank plans to issue up to RMB 50 billion in special financial bonds for small and micro enterprises, with the first issuance scheduled for October 26, 2016[21] - The bank is planning to issue green financial bonds up to RMB 8 billion, pending regulatory approval[22] - The bank's focus remains on serving small and medium-sized enterprises and deepening local market engagement[14] Shareholder Information - The number of shareholders reached 162,031, indicating a broad base of ownership[12] Cash Flow Management - Cash flow from operating activities for the first nine months of 2016 was RMB 35,512,198 thousand, an increase from RMB 26,856,296 thousand in the same period of 2015[44] - The bank's total operating expenses for the first nine months of 2016 were RMB 3,787,125 thousand, up from RMB 2,498,815 thousand in the same period of 2015[43] - The net cash flow from investment activities showed a negative balance of ¥51,048,804 thousand, worsening from a negative ¥39,729,805 thousand last year[45]