证券之星消息，1月29日城商行板块较上一交易日上涨2.54%，青岛银行领涨。当日上证指数报收于 4157.98，上涨0.16%。深证成指报收于14300.08，下跌0.3%。城商行板块个股涨跌见下表： | 代码 | 名称 | 主力净流入(元) | 主力净占比 游资净流入(元) | | 游资净占比 散户净流入(元) | | 散户净占比 | | --- | --- | --- | --- | --- | --- | --- | --- | | 600919 江苏银行 | | 3.22 Z | 14.99% | -1.71 Z | -7.95% | -1.51 Z | -7.04% | | 002142 | 宁波银行 | 1.51亿 | 11.12% | -241.36万 | -0.18% | -1.49 Z | -10.94% | | 601169 | 北京银行 | 1.07 乙 | 8.92% | -2694.44万 | -2.24% | -8037.98万 | -6.68% | | 601229 | 上海银行 | 4165.56万 | 6.03% | 847.76万 | 1.23% | -5013.31万 | ...

智通财经记者 | 安震 此前，苏州农商银行（苏农商行，603323.SH）吸收合并张家港渝农商村镇银行议案获通过，但反对票 达13.08%。 相比之下，银行日常经营中股东对议案表决赞成比例通常在99%以上，而吸收合并中小地方银行为何频 繁遭到部分股东反对？ 中小股东"发声"投下反对票 从上市银行公告的一些案例中可以看出，部分股东对于银行吸收合并议案存在不同意见。 比如，1月15日，苏农商行召开2026年第一次临时股东会，审议通过了关于吸收合并江苏张家港渝农商 村镇银行并设立分支机构的议案。该议案获得85.97%的同意票，反对票占比13.08%，弃权票占比 0.95%。其中，持股5%以下的股东同意比例为80.25%，反对和弃权比例分别为18.42%和1.34%。 这样的情况并非孤例。贵州银行（06199.HK）在第三次临时股东大会上审议通过收购盘州万和村镇银 行、凯里东南村镇银行和白云德信村镇银行并设立支行的三项议案。每项议案反对票均超过1.5%，弃 权票均超过3.7%。 此外，去年11月，贵阳银行（601997.SH）拟收购息烽发展村镇银行并设立分支机构的议案获得80.83% 的赞成票，反对票达19.07%， ...

证券之星消息，1月27日城商行板块较上一交易日上涨0.13%，青岛银行领涨。当日上证指数报收于 4139.9，上涨0.18%。深证成指报收于14329.91，上涨0.09%。城商行板块个股涨跌见下表： | 代码 | 名称 | 收盘价 | 涨跌幅 | 成交量(手) | 成交额(元) | | --- | --- | --- | --- | --- | --- | | 002948 | 青岛银行 | 4.61 | 2.22% | 82.02万 | 3.76亿 | | 002142 | 宁波银行 | 30.55 | 0.86% | 50.72万 | 15.45 Z | | 600926 | 杭州银行 | 15.69 | 0.71% | 83.79万 | 13.23 乙 | | 601665 | 齐鲁银行 | 5.59 | 0.54% | 64.92万 | 3.63亿 | | 601963 | 重庆银行 | 10.36 | 0.39% | 9.12万 | 9451.94万 | | 601229 | 上海银行 | 9.27 | 0.11% | 63.50万 | 5.93亿 | | 601577 | 长沙银行 | 9.40 ...

黔山叠翠，乌江奔涌。从武陵山麓的菌香扑鼻到乌蒙山深处的果红满枝，从铝土矿脉的精深开发到乡村 田野的产业勃兴，贵州县域经济的脉搏，在金融活水的滋养下跳动得愈发强劲。 作为扎根贵州、服务地方的本土金融主力军，贵阳银行秉持"服务城乡居民、服务地方经济、服务小微 企业"的一贯初心，以"离您很近，陪您很久"的温暖姿态，织密88个县域服务网点金融毛细血管，用机 制创新破解融资痛点、用服务下沉激活动能引擎、用科技赋能重构服务生态，让金融活水缓缓流入产业 根基与民生沃土，在黔山贵水间绘就"兴业强县、富民惠民"的时代答卷。 深耕产业 让田园沃土结出"致富果" 县域经济的活力，藏在因地制宜的特色产业发展里。贵阳银行深谙"一县一业"的发展逻辑，以"全链条 金融服务"为笔，在贵州大地勾勒出产业兴旺的多彩画卷。 在遵义市道真自治县的深山里，菌菇大棚暖意融融，鹿茸菇正汲取着养分蓬勃生长。走进贵州贵旺生物 科技有限公司生产车间，自动制包机生产线飞速运转，鹿茸菇、杏鲍菇、虫草花等菌菇，经拌料、装 瓶、灭菌、接种、栽培、采收、分拣等工序后，即将带着山野的清香登上千家万户餐桌。 "年产10亿元的成绩，离不开贵阳银行金融'及时雨'的贴心助力。"贵 ...

Core Viewpoint - The article discusses the increasing trend of personal non-performing loan (NPL) transfers in the banking sector, driven by regulatory changes and the rising pressure of bad debts on financial institutions [1][5]. Group 1: Market Dynamics - The personal NPL transfer market is experiencing a surge, with transaction volumes rising from 186.48 billion in 2021 to 965.30 billion in 2023, and projected to reach 1583.50 billion in 2024 [3][4]. - As of January 22, 2026, there were 20 new announcements for personal NPL transfers within the month, indicating heightened activity in the market [2][8]. - The average discount rate for personal NPL packages has significantly decreased, with rates dropping from 8%-10% before 2023 to around 5% in 2026 [10][11]. Group 2: Regulatory Impact - A regulatory notification extended the trial period for bulk transfers of personal NPLs until December 31, 2026, allowing a wider range of financial institutions to participate in the transfer process [2][4]. - The expansion of trial institutions to include city commercial banks and rural commercial banks has led to a notable increase in the volume of NPL transfers [5][17]. Group 3: Borrower Profile and Economic Context - The borrower demographic for personal NPLs includes failed entrepreneurs, unemployed individuals relying on credit cards for living expenses, and consumers with excessive debt [4][20]. - The economic backdrop, characterized by macroeconomic fluctuations and income instability, has exacerbated the bad debt situation, compelling banks to offload risk assets [5][20]. Group 4: Challenges in Asset Recovery - The recovery rates for NPLs have declined, with some packages facing average recovery rates below 6%, marking the lowest in five years [12][13]. - Financial institutions are facing challenges in asset valuation and recovery due to incomplete documentation and inefficient legal processes [26][28]. Group 5: Strategic Adjustments - Banks are adapting their strategies by improving the quality of NPL packages, such as reducing overdue times and increasing the concentration of borrowers in economically developed areas [24][25]. - There is a push for enhanced transparency and standardization in the NPL transfer process to improve market confidence and asset pricing [28].

| | | 香智新虹理财研究院 ·2025年末信息披露优秀机构 | | | | --- | --- | --- | --- | --- | | | | 理财公司前十 | | | | | 排名 | 理财机构 | જ્ઞેસ | | | ← | 14 | 杭银理财e | 99.00 € | ー | | L | 2+ | 南银理财台 | 98.13 € | ← | | ← | 34 | 招银理财 | 96.25 € | 4 | | ← | 44 | 苏银理财。 | 95.63 € | ← | | ← | 56 | 中银理财 | 94.38 € | ← | | 4 | 64 | 渤银理财台 | 92.50 € | ← | | ← | 74 | 品 | 91.88 € | 4 | | 4 | 84 | 工银理财 | 91.88 € | ← | | ← | 96 | 信银理财台 | 91.25 € | ← | | 47 | 10← | 兴银理财台 | 91.25 € | P | | ← | ← | ← | ← | P | 金融监管总局于2025年12月25日发布《银行保险机构资产管理产品信息披露管理办法》（以下简称《办 ...

13.08%的反对票比例，近日在苏州农商行2026年第一次临时股东会上，吸收合并张家港渝农商村镇银 行的议案最终获得通过，但这一投票结果却引发市场关注。 值得注意的是，这并非个案。此前，贵阳银行和广州农商行在类似的村镇银行并购议案表决中，也分别 出现了19.07%的高反对票和83.33%的赞成票。这些数据共同指向一个值得关注的趋势：在防范化解金 融风险、推进村镇银行改革的大背景下，并购过程中的市场化博弈机制正在发挥作用，这既是对银行公 司治理水平的检验，也是资本市场逐步成熟的体现。 股东异议频现：村镇银行整合遭遇治理挑战 村镇银行改革持续推进，但股东投票环节的分歧正成为并购路上的新变量。苏州农商行此次吸收合并的 标的——张家港渝农商村镇银行，从财务数据看颇具吸引力。截至2024年末，该行总资产5.37亿元，年 度净利润2033万元，不良贷款率控制在0.73%的低水平，拨备覆盖率高达930.51%。 按照并购方案，苏州农商行将收购该村镇银行全部股权，吸收合并后改设为分支机构。张家港渝农商村 镇银行解散并注销法人资格，其全部业务、财产、债权债务以及其他各项权利义务均由苏州农商行依法 承继。 "通过本次吸收合并，能 ...

Group 1 - The core viewpoint of the report indicates that the fund, AI Fund China Europe Dividend Select Mixed Initiation A, has shown a profit of 1.5113 million yuan in Q4 2025, with a weighted average profit per fund share of 0.032 yuan. The fund's net value growth rate for the reporting period was 2.8%, and the fund size reached 61.4973 million yuan by the end of Q4 [3][15] - The fund is categorized as a mixed equity fund, with a unit net value of 1.29 yuan as of January 22. The fund managers are Liu Yong and Zhang Xue Ming [3] - The fund management expresses optimism about the future of dividend investment in China, suggesting there is still room for further development and deeper exploration. They plan to enhance research in this area and refine existing dividend strategies [3] Group 2 - As of January 22, the fund's three-month cumulative net value growth rate is 4.09%, ranking 514 out of 689 comparable funds. The six-month growth rate is 6.58%, ranking 603 out of 689, and the one-year growth rate is 18.55%, ranking 581 out of 673 [3] - The fund's Sharpe ratio since inception is 1.3735, indicating a favorable risk-adjusted return [8] - The maximum drawdown since inception is 6.78%, occurring in Q2 2025, which is the highest quarterly drawdown recorded [11] Group 3 - The average stock position since inception is 86.6%, compared to the peer average of 84.04%. The fund reached its highest stock position of 92.16% at the end of Q3 2025 and its lowest of 67.43% at the end of Q3 2024 [14] - As of the end of Q4 2025, the fund's top ten holdings include Guangzhou Development, Nanjing High-Tech, Weifu High-Tech, Huadian International, Ordos, Nanjing Steel, Wuxi Bank, Shandong Publishing, Guiyang Bank, and Zhongchuang Zhiling [18]

Market Overview - The city commercial bank sector experienced a decline of 0.55% on January 21, with Chongqing Bank leading the drop [1] - The Shanghai Composite Index closed at 4116.94, up 0.08%, while the Shenzhen Component Index closed at 14255.12, up 0.7% [1] Individual Stock Performance - Ningbo Bank closed at 28.88, with an increase of 1.16% and a trading volume of 432,300 shares, amounting to a transaction value of 1.246 billion [1] - Chongqing Bank closed at 10.25, down 1.82%, with a trading volume of 106,800 shares and a transaction value of 110 million [2] - Other notable performers include Xiamen Bank, which closed at 7.13, down 1.66%, and Chengdu Bank, which closed at 15.72, down 1.38% [2] Capital Flow Analysis - The city commercial bank sector saw a net inflow of 508 million from institutional investors, while retail investors experienced a net outflow of 566 million [2] - The capital flow for individual stocks indicates that Hangzhou Bank had a net inflow of 158 million from institutional investors, while it faced a net outflow of 86.5 million from retail investors [3] - Shanghai Bank also saw a net inflow of 107 million from institutional investors, with a net outflow of 121 million from retail investors [3]

证券代码：601997 证券简称：贵阳银行公告编号：2026-001 优先股代码：360031 优先股简称：贵银优1 贵阳银行股份有限公司 ■ 2.本次质押展期涉及股份不存在被用作重大资产重组业绩补偿等事项的担保或其他保障用途。 3.股东累计质押股份情况 关于股东股份质押展期的公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏，并对其内容 的真实性、准确性和完整性承担法律责任。 重要内容提示： 贵阳市国有资产投资管理公司（以下简称贵阳国资）持有贵阳银行股份有限公司（以下简称公司）股份 468,599,066股，占公司总股本12.8166%；贵阳国资及其一致行动人合计持有公司股份565,644,166股， 占公司总股本15.4708%。本次质押展期不改变质押股份数量，本次质押展期后，贵阳国资累计质押公 司股份233,203,600股，占其持有公司股份数的49.7661%；贵阳国资及其一致行动人被质押股份合计 279,543,600股，占其合计持有公司股份数的49.4204%。 2023年1月11日、2023年1月18日,贵阳国资分别将持有的46,828,000股、46,828, ...