CCB(SH:601939)2018-10-23 16:00Financial Performance - Net profit attributable to shareholders for the three months ended September 30, 2018, was RMB 67,081 million, reflecting a growth of 6.64% year-on-year[8]. - Operating income for the nine months ended September 30, 2018, was RMB 479,065 million, representing a 6.86% increase compared to the same period in 2017[8]. - The net profit for the nine months ended September 30, 2018, was RMB 214,108 million, reflecting a year-on-year increase of 6.39%[8]. - Total comprehensive income for the nine months ended September 30, 2018, was RMB 235,413 million, an increase from RMB 186,183 million in the same period of 2017, representing a growth of 26.4%[31]. - Net profit attributable to shareholders for the nine months ended September 30, 2018, was RMB 214,108 million, compared to RMB 201,242 million in 2017, reflecting a year-on-year increase of 6.9%[31]. - Basic and diluted earnings per share for the nine months ended September 30, 2018, was RMB 0.86, up from RMB 0.80 in the same period of 2017[31]. Assets and Liabilities - Total assets as of September 30, 2018, reached RMB 23,354,078 million, an increase of 5.56% compared to RMB 22,124,383 million as of December 31, 2017[8]. - The total liabilities reached CNY 21,415.23 billion, increasing by CNY 1,086.67 billion or 5.35% from the previous year-end[15]. - The bank's total liabilities increased to RMB 27.06 trillion, reflecting a year-on-year growth of 8.3%[26]. - The bank's total equity attributable to shareholders was RMB 1,922,123 million as of September 30, 2018, compared to RMB 1,779,760 million at the end of 2017, reflecting an increase of 8.0%[40]. Cash Flow - The net cash flow from operating activities for the nine months ended September 30, 2018, was RMB 744,866 million, a significant increase of 450.03% compared to the previous year[8]. - The net cash flow from investment activities for the nine months ended September 30, 2018, was a negative RMB 334,620 million, compared to a negative RMB 27,877 million in 2017, reflecting increased investment outflows[48]. - The net cash flow from financing activities was a negative RMB 8,015 million for the nine months ended September 30, 2018, compared to a negative RMB 58,671 million in 2017, reflecting improved financing conditions[48]. Capital and Ratios - The core Tier 1 capital ratio as of September 30, 2018, was 13.34%, up from 13.09% at the end of 2017, indicating improved capital strength[54]. - The total capital adequacy ratio was 16.23% as of September 30, 2018, compared to 15.50% at the end of 2017, showing a solid capital position[54]. - The leverage ratio as of September 30, 2018, was 7.78%, meeting regulatory requirements[58]. Shareholder Information - As of September 30, 2018, the total number of ordinary shareholders was 359,213, with 43,280 holding H shares and 315,933 holding A shares[10]. - The top shareholder, Central Huijin Investment Ltd., held 57.03% of the shares, with no changes reported during the period[11]. Customer Metrics - Customer loans and advances totaled CNY 13,765.78 billion, up by CNY 862.34 billion or 6.68% year-on-year[15]. - Customer deposits amounted to CNY 17,228.19 billion, an increase of CNY 864.44 billion or 5.28% compared to the end of the previous year[16]. - The non-performing loan balance was CNY 201.82 billion, with a non-performing loan ratio of 1.47%, a decrease of 0.02 percentage points from the previous year-end[16]. Income and Expenses - Net interest income reached CNY 365.73 billion, an increase of 9.72% compared to the same period last year[17]. - The cost-to-income ratio improved to 23.20%, a decrease of 0.62 percentage points year-on-year[17]. - The bank's other operating income decreased by 36.51% to RMB 28.40 billion, down from RMB 44.72 billion in the previous year[20]. - The impairment losses on assets increased to RMB 99.77 billion, compared to RMB 86.96 billion in the same period last year, marking a rise of 14.7%[26]. Dividends - The total amount of dividends for overseas preferred shares is approximately USD 157.58 million (about CNY 1.093 billion), with a post-tax dividend yield of 4.65%[14]. - The proposed dividend for domestic preferred shares is CNY 2.85 billion (including tax), with a nominal dividend rate of 4.75%[14].