ZoomInfo Technologies (US:ZI)2025-05-12 21:05Financial Position - The total principal balance outstanding of the First Lien Term Loan was $586.6 million as of March 31, 2025[287]. - The company has a substantial amount of debt, which could adversely affect its financial position and ability to raise additional capital[10]. Interest Rate Risk - A hypothetical increase or decrease in the effective interest rate by 100 basis points would have caused an immaterial corresponding change over the next 12 months[287]. Foreign Operations and Currency Risk - The company has foreign entities in Israel, Canada, the United Kingdom, and India, with sales contracts primarily denominated in U.S. dollars[289]. - The company may use foreign exchange forward contracts to manage foreign currency exchange rate risk[290]. Credit Risk Management - The company manages credit risk by concentrating cash deposits with multiple high-quality financial institutions[292]. Operating Expenses and Profitability - The company anticipates increasing operating expenses in the future, which may affect profitability[10]. Competition and Customer Retention - The company faces competition from other companies and technologies in the B2B sales and marketing intelligence space[10]. - The company may be unable to attract new customers or renew existing subscriptions, which could harm revenue growth[10]. Geopolitical and Macroeconomic Risks - The company is exposed to risks from geopolitical and macroeconomic factors, including global economic uncertainty[18].