Ellington Residential Mortgage REIT(EARN) - 2025 Q4 - Annual Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☐ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended OR ☒ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from January 1, 2025 to March 31, 2025 Commission file number: 811-24071 Ellington Credit Company (Exact Name of Registrant as Specified in Its Charter) (State or Other Jurisdiction of Incorporatio ...