江苏银行(600919) - 2025 Q3 - 季度财报

Financial Performance - Operating revenue for Q3 2025 reached CNY 22,318,509, an increase of 7.93% compared to the same period last year[5] - Net profit attributable to shareholders for Q3 2025 was CNY 10,344,229, reflecting an 8.84% year-on-year growth[5] - Net profit excluding non-recurring items for Q3 2025 was CNY 10,329,059, up 9.32% from the previous year[5] - The company reported a year-on-year growth of 7.83% in operating income, totaling CNY 67.183 billion[16] - Net profit attributable to shareholders of the parent company was CNY 30.58 billion, representing a 8.3% increase from CNY 28.23 billion in the previous year[33] - The company reported a total comprehensive income of CNY 28.26 billion, down from CNY 32.48 billion year-on-year[34] Assets and Liabilities - Total assets as of the end of Q3 2025 amounted to CNY 4,927,496,856, representing a 24.68% increase from the end of the previous year[5] - Total assets reached CNY 4.93 trillion, an increase of 24.68% compared to the beginning of the year[16] - Total liabilities increased to CNY 4.58 billion from CNY 3.64 billion, reflecting a growth of 25.9%[31] - Total equity attributable to shareholders of the parent company reached CNY 335.09 billion, up from CNY 303.59 billion, marking a 10.4% increase[31] Cash Flow - Net cash flow from operating activities for Q3 2025 surged to CNY 88,909,308, a significant increase of 183.79% year-on-year[5] - Cash flow from operating activities generated a net amount of CNY 401.95 billion, a significant recovery from a negative cash flow of CNY 4.11 billion in the same period last year[36] Loans and Deposits - Total deposits reached CNY 2,543,639,762, marking a 20.22% increase compared to the end of last year[5] - Total loans stood at CNY 2,469,584,220, which is a 17.87% increase from the previous year[5] - Total loans amounted to CNY 2.469 trillion, with 97.88% classified as normal loans[25] Profitability Ratios - The weighted average return on equity (annualized) decreased by 0.64 percentage points to 16.04%[5] - The cost-to-income ratio for the reporting period was 21.50%, compared to 20.17% in the same period last year[28] - Non-performing loan ratio improved to 0.84%, down 0.05 percentage points from the beginning of the year[16] Other Key Metrics - Interest income was CNY 49.868 billion, up 19.61% year-on-year[16] - Net interest income rose to CNY 49.87 billion, up 19.8% from CNY 41.69 billion year-on-year[33] - Basic earnings per share increased to CNY 1.59, compared to CNY 1.50 in the previous year[34] Strategic Developments - The company acquired Ningbo Jiangbei Fumin Village Bank, resulting in the recognition of goodwill for the first time[9] - The company plans to continue expanding its market presence and investing in new technologies to enhance growth prospects[33]