Share Repurchase Activity - In Q3 2025, PNC repurchased a total of 1,690 thousand shares at an average price of $197.45 per share[503] - The maximum number of shares available for repurchase as of September 30, 2025, was approximately 36,880 thousand shares, representing about 37% of the authorized repurchase program[504] - Share repurchase activity in Q4 2025 is expected to be consistent with Q3 levels, approximating $300 million to $400 million[504] - PNC's capital return framework allows for repurchases exceeding the SCB minimum levels, with the SCB remaining at the regulatory minimum of 2.5% for the upcoming four-quarter period starting October 1, 2025[504] Dividends and Shareholder Plans - The Board of Directors intends to continue the policy of paying quarterly cash dividends, subject to economic conditions and regulatory limitations[520] - The Dividend Reinvestment and Stock Purchase Plan allows shareholders to purchase additional shares conveniently[521] Risk Factors and Regulatory Compliance - There were no changes in risk factors from the previous disclosures in the 2024 Form 10-K[500] - No unregistered sales of equity securities were reported during the period[501] - No modifications to trading arrangements by directors or executive officers were reported during Q3 2025[505] Financial Reporting and Information Availability - PNC's financial reports and investor information are available on its corporate website and through SEC filings[510]
PNC(PNC) - 2025 Q3 - Quarterly Report